Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss?
Asked by: Jermain Wilderman | Last update: July 16, 2023Score: 4.5/5 (12 votes)
Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss? Liability coverage.
Which of these would be covered by the medical payments coverage in a personal auto policy?
Medical payments coverage can help with medical expenses associated with an auto accident — for you, your passengers and any family members driving the insured vehicle at the time of the accident — no matter who is at fault. It typically covers doctor visits, hospital stays, surgery, X-rays and other medical bills.
Which of the following damages would be covered under the liability coverage of the personal auto policy?
Liability coverage usually provides a maximum of $50,000 for bodily injury (to any one person), $100,000 for bodily injury per accident, and $50,000 for property damage. Under liability coverage, the following people are protected: The named insured or family member (child, spouse).
What coverage pays for direct and accidental loss of or damage to a covered auto?
Comprehensive (Auto) – Provides coverage for any direct and accidental loss of, or damage to, YOUR covered automobile and its normal equipment, to include but not limited to fire, theft or malicious mischief.
Which of the following would not be covered under liability section of a personal auto policy?
Under the liability portion of your policy, coverage is generally excluded in the following situations: Damage or injury is intentional. There is duplicate coverage (e.g., claims covered by workers' compensation)
Chapter 20 Auto Insurance
Which of the following vehicles uses is not excluded under personal auto medical payments?
Which of the following vehicle uses is not excluded under Personal Auto Medical Payments? Farm use is not listed as an exclusion as all other choices are. Which of the following claims would be covered by Collision Coverage under Part D of the Personal Auto Policy?
Which of the following is covered under the uninsured motorist coverage of a personal auto policy PAP )?
The Uninsured Motorists Coverage will cover the insured if they suffer damages from uninsured motorists, which are defined as drivers without insurance, drivers with less than the required minimum, hit-and-run drivers, and drivers insured by insolvent insurance companies.
Which of the following coverages under the personal auto policy protects the insured against drivers who do not have adequate auto liability insurance limits?
Which of the following coverages under the Personal Auto Policy protects the insured against drivers who do not have adequate auto liability insurance limits? Underinsured Motorist Coverage -- Uninsured Motorists Coverage applies only when the at-fault driver is uninsured.
What is coverage D on an auto policy?
Part D, also called Coverage for damage to your auto, provides protection for both your covered auto and any non-owned vehicle, such as borrowed or temporary substitute car.
What is coverage E on an auto policy?
• Section II—Additional Coverages. coverage E—Personal Liability. The Coverage E—Personal Liability Coverage provisions provide coverage if a claim is made or a suit is brought against an insured because of bodily injury or property damage arising from a covered occurrence.
Which one of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault?
Which one of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault? Comprehensive coverage would cover financial losses due to: A. injuries caused by a driver without insurance.
Which of the following is an insured's duty in the event of loss under PAP?
Which of the following is an insured's duty in the event of loss under the PAP? The insured must cooperate with the insurer, promptly notify the insurance company of a loss, and immediately send legal papers to the insurer.
Which of the following are types of automobile insurance coverage under a personal auto policy PAP )?
The Personal Automobile Policy (PAP)
These are followed by the policy's six major parts: Part A—Liability coverage. Part B—Medical payments coverage. Part C—Uninsured motorists coverage.
What does medical coverage on an auto insurance policy cover quizlet?
What does medical payments coverage include? This covers medical bills and funeral expenses for you, your family and passengers whether you caused the accident or not. It also covers you if you're injured in someone else's car, or if you're hit by a vehicle while riding a bike or walking down the street.
Which vehicle would not be a covered auto under the personal auto policy?
Even though your Personal Auto Policy appears to exclude all business use (except farming and ranching), the exclusion does not apply to “private passenger autos, pickups, motorhomes and vans, or trailers used with one of these vehicles”.
What does full coverage insurance cover?
Fully comprehensive
This is the highest level of insurance you can have. It covers you, your car and any others involved in an accident. It includes all the cover of a third party fire and theft policy, but also protects you as a driver and might pay out for damage to your car.
What is coverage D loss of use?
Loss of use coverage, also known as additional living expenses (ALE) insurance, or Coverage D, can help pay for the additional costs you might incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt.
Which of the following coverages of a personal automobile policy provides collision and other than collision coverage?
Comprehensive coverage covers damages to your vehicle in certain situations. It's sometimes referred to as "other than collision" coverage.
Which of the following would not be covered as a loss under Coverage D of a homeowners policy?
Coverage D of a Homeowners Policy includes loss of income from an incidental business -- Coverage D does not cover loss of income from an incidental business.
Which of the following is not covered under uninsured motorist coverage?
Which of the following is not covered under Uninsured Motorist Coverage? A taxicab or other vehicle for hire is not eligible for coverage. Choose the physical damage claim that is covered under the Personal Auto Policy. This is covered under Other Than Collision.
What does uninsured motorist coverage cover in Florida?
Uninsured/underinsured motorist insurance covers you for losses in the event that you are injured in a car accident and the other driver does not have insurance, or the other driver does not have an adequate amount of insurance to cover your damages.
What are the areas covered in part a liability coverage in a personal automobile policy quizlet?
Part A. Bodily injury and property damage to others is covered under Part A--Liability to Others Coverage when the accident is due to the insured's negligence. A personal auto policy provides coverage for all for the following drivers of an insured car EXCEPT: A) the insured's spouse.
Which one of the following best identifies an insured under Part C Uninsured motorists coverage of the personal auto policy PAP )?
Which one of the following best identifies an insured under Part C—Uninsured Motorists Coverage of the Personal Auto Policy (PAP)? Bodily injury liability limit is less than the financial responsibility law.
Which vehicle would not be covered under a personal auto policy with no added endorsements?
Damage to vehicles of others would be under liability coverage. The Personal Auto Policy may be used to insure all of the following, except: A motorcycle; A motorcycle would not be covered unless added by endorsement.
For which of the following persons will medical expenses be paid under the medical payments coverage of the personal auto policy?
Medical payments coverage helps pay for medical and funeral expenses after a car accident. It's an optional form of auto insurance that typically covers the policyholder, family members driving the car and any passengers. Also known as medical payments coverage or MedPay, coverage applies no matter who's at fault.