Which of the following types of care is not covered in a long-term care policy?

Which insurance does not cover most long-term care costs?

Keep in mind that Medicaid and private insurance often do not cover the costs of long-term care or any of the LTC-related costs, making a specific LTC insurance policy a good idea if you think you may need coverage.

What may a long-term care policy exclude coverage for quizlet?

Long-term Care policies can: Exclude coverage for a loss that is the result of a preexisting condition that occurred two months before the effective date of coverage.

Which level of care is not commonly covered under a long-term care insurance policy quizlet?

Medicare SELECT policies do not cover nursing home or custodial care.

Which of the following is typically not eligible for coverage in a group health policy?

Question: Which of the following is typically NOT eligible for coverage in a group health policy? (A temporary employee is typically NOT eligible for coverage in a group health policy.)

Which of the following is are required for an insured to qualify for long-term care benefits?

To receive long term care insurance benefits, you must be chronically ill. You're considered chronically ill if you're unable to do at least two activities of daily living without substantial assistance for at least 90 days, or you need substantial supervision because you have a severe cognitive impairment.

Which three levels of care are long-term care policies provided with?

A. Long term care (LTC) policies pay for skilled, intermediate or custodial care in a nursing home for a minimum of 24 months. LTC policies also cover 12 months of lower level care, such as home health care or adult day care.

What are common insurance exclusions?

Lightning, fire, and theft are all examples of perils are found under the exclusions section of every standard homeowners insurance policy. This means if your house or another structure on your property is damaged due to any of the following, your home insurance company won't cover the cost of repairs.

Which of the following are exclusions under a health policy?

Elective cosmetic surgery, injuries covered by workers' compensation, and injuries sustained in the process of committing a felony are all excluded in health insurance.

Which is an example of long-term care quizlet?

The most common type of long-term care is personal care -- help with everyday activities, also called "activities of daily living." These activities include bathing, dressing, grooming, using the toilet, eating, and moving around -- for example, getting out of bed and into a chair.

What type of long-term care is not provided in an institutional setting?

Many different services fall under the definition of long-term care. These services include institutional care such as nursing facilities, or non-institutional care such as home health care, personal care, adult day care, long-term home health care, respite care and hospice care.

Which of the following are categories of long-term care facilities in the United States?

What are the three types of coverage under health insurance?

Health Maintenance Organizations (HMOs) Exclusive Provider Organizations (EPOs) Point-Of-Service (POS) Plans.

What are the common exclusions to continuation of group coverage?

Answer: Common exclusions to continuation of group coverage include: Dental Coverage, Other Prescription Drugs. Question: How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) policy?

Which of the following is ineligible to participate in the Section 125 plan?

However, certain people are excluded from participating in section 125 plans. These include self-employed individuals, partners within a partnership, and shareholders who own more than 2% of a subchapter S-corporation.

Which of the following is not typically covered under vision care insurance quizlet?

Vision care insurance usually covers eyeglasses, examinations, contacts but not eye surgery.

Which type of care is not covered by Medicare quizlet?

Medicare Part A does not cover custodial or long-term care. Following is a breakdown of Part A SNF coverage, and the cost-sharing amounts that must be paid by the enrolled individual: -During the first 20 days of a benefit period, Medicare pays for all approved charges.

Which of the following types of care is not covered by Medicare Part A quizlet?

Most routine physical exams." Other than the initial "Welcome to Medicare" physical exam, most routine physical exams are not covered by Medicare Part A or Part B. The correct answer is A.

Which of the following would not be excluded in the coverage a exclusions section of the commercial general liability policy?

The correct answer is: C. Intentional acts – The CGL does not contain an “intentional acts” exclusion. Exclusion “a.” is the Expected or Intended Injury Exclusion, but it does not exclude an intentional ACT unless the act is Expected or Intended to cause an injury.

What can insurers no longer deny health according to the Affordable Care Act?

Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy.

Which of the following would be among the prohibited provisions for long-term care insurance policies delivered to the insured in California quizlet?

Which of the following would be among the prohibited provisions for long-term care insurance policies delivered to the insured in California? A Canceling or failing to renew the policy due to changes in a person's health.