Which of the following uses of a vehicle is not excluded under the medical payments coverage?Asked by: Ms. Nyah Runolfsdottir DDS | Last update: December 22, 2022
Score: 4.7/5 (48 votes)
Which of the following uses of a vehicle is not excluded under the Medical Payments coverage? -Bodily injury sustained by an insured isn't covered if the insured is using a vehicle while engaged in business.
Which of the following is not an eligible vehicle for coverage under the personal auto policy?
Which of the following is not eligible for a Personal Auto Policy? A private passenger auto used as a taxicab; A vehicle used as a public or livery conveyance is not eligible for a Personal Auto Policy.
Which of the following is not covered under uninsured motorist coverage?
Which of the following is not covered under Uninsured Motorist Coverage? A taxicab or other vehicle for hire is not eligible for coverage. Choose the physical damage claim that is covered under the Personal Auto Policy. This is covered under Other Than Collision.
Which of the following are excluded under business auto Liability coverage?
All of the following are considered insured under the Business Auto Liability except: : Anyone other than the named insureds employees, a lessee or borrower or any of their employees while moving property to or from a covered auto.
Which of the following claims would be covered by collision coverage under Part D of the personal auto policy?
Comprehensive coverage includes damage from missiles, falling objects, fire, theft, explosion, earthquake, windstorm, hail, water, flood, malicious mischief, vandalism, riot, civil commotion, contact with a bird or animal, and breakage of glass.
2017 Auto Policy Coverage and Exclusions | Learn to Read and Interpret Key Sections of Your Policy
Which of the following is not considered an uninsured vehicle under Part C of the PAP?
Which of the following vehicles is not considered an uninsured vehicle under Part C of the PAP? Other vehicles that are not uninsured vehicles are company cars, self-insured, operate on rails or crawler treads, off-road vehicles, and those used as a residence.
What is covered under Part D physical damage?
We will pay for loss caused by other than collision to your covered auto, and equipment and accessories that are not permanently installed in your covered auto, minus any applicable deductible shown on the Declarations.
Which is not an exclusion from a commercial automobile insurance policy?
Notable exceptions are domestic workers who are not covered by workers' compensation benefits, as well when liability is assumed by your business under contract. Example: A driver at your trucking company is involved in an accident on the highway.
Which is an exclusion from a commercial automobile insurance policy?
Damage or injury from pollution is excluded from commercial auto coverage, unless you purchase a rider to have in included. Knowing exactly where your policy's limits begin and end and how to supplement any gaps that would exist from a “standard” policy will help you minimize risks.
Which of the following exclusions under the business auto policy may be covered by the BAP by endorsement?
Coverage for loss or damage to a customer's vehicle in the insured's care is excluded under the BAP.
Which of the following is true regarding the medical payments coverage under the business auto policy?
Which statement regarding the Medical Payments Coverage of the Business Auto Policy is true? Medical Payments Coverage is available by endorsement to the Business Coverage Form. The coverage is not automatically included in the commercial auto forms. How is lost or damaged property valued under the BAP?
Which of the following coverages under the personal auto policy protects the insured against drivers who do not have adequate auto liability insurance limits?
Which of the following coverages under the Personal Auto Policy protects the insured against drivers who do not have adequate auto liability insurance limits? Underinsured Motorist Coverage -- Uninsured Motorists Coverage applies only when the at-fault driver is uninsured.
Which of the following is covered under a personal auto policy?
Personal automobile insurance covers private passenger vehicles. It provides protection against economic loss to an insured from bodily injury or property damage to others (liability) arising from the operation, maintenance, or use of a covered automobile.
Which of the following perils is normally excluded from coverage in a personal auto policy?
Damage from wear and tear, freezing and mechanical breakdown, and electrical breakdown (unless resulting from total theft of the auto) are excluded.
Which of the following vehicles is considered a temporary substitute auto under a personal auto policy?
The definition of "Temporary substitute auto" is changed to: "Temporary substitute auto" means an automobile, farm auto, trailer or vehicle, not owned by you, temporarily used with the permission of the owner.
How many exclusions are found in a typical medical payments coverage section?
Exclusions. Medical payments coverage is similar to liability coverage because it is provided on an open perils basis within the category of automobile use. Seven of the exclusions to Part A (liability) are nearly identical to exclusions found in Part B (medical payments).
What is business use on a personal auto policy?
HNOA covers the following costs if you or an employee cause an accident driving a personal, rented, or leased vehicle for business use: Damage to another vehicle. Other third-party property damage, like a fence. Bodily injury to other parties involved in the accident.
Which of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault?
Collision insurance is a type of coverage that pays for damage to your own car as a result of an accident. Collision insurance will pay out even if you're responsible for the crash.
What are the four general areas of protection provided by coverages A through D of the PAP?
The PAP is divided into the following six parts: liability coverage, medical payments coverage, uninsured motorist coverage, physical damage coverage, duties after an accident or loss, and general provisions.
Which of the following types of insurance may be included in a commercial package policy CPP )?
Commercial package policies (CPPs) are insurance policies that combine policies, such as liability and property. These policies are often meant for small- to medium-sized businesses. CCPs can include general liability, property, auto, and crime policies, among others.
Which of the following is covered under the uninsured motorist coverage of a personal auto policy PAP )?
The Uninsured Motorists Coverage will cover the insured if they suffer damages from uninsured motorists, which are defined as drivers without insurance, drivers with less than the required minimum, hit-and-run drivers, and drivers insured by insolvent insurance companies.
Which one of the following best identifies an insured under Part C Uninsured motorists coverage of the personal auto policy PAP )?
Which one of the following best identifies an insured under Part C—Uninsured Motorists Coverage of the Personal Auto Policy (PAP)? Bodily injury liability limit is less than the financial responsibility law.
Who is not insured for liability on a BAP?
(There is a business auto endorsement that will provide auto coverages to mobile equipment upon payment of additional premiums.) Who is NOT an insured for liability on a BAP? Correct! A business auto policy defines who is not an insured; the owner of a car the insured borrows is one of them.
Which of the following business personal property is not covered under a condominium commercial unit owners coverage form?
The Condominium Commercial Unit-Owners Coverage covers each of the following, except: Personal property The unit-owners' appliances cannot be owned by the insured to qualify for coverage, but the business personal property of the insured is covered.
Which of the following is an insured duty in the event of a loss under the PAP?
Which of the following is an insured's duty in the event of loss under the PAP? The insured must cooperate with the insurer, promptly notify the insurance company of a loss, and immediately send legal papers to the insurer.