Which of the following was the most reported issue faced by the newly insured?

What is a health problem that a person had before being insured?

Pre-existing condition. A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

What are the risks of being uninsured?

Lack of insurance reduces timely and efficient use of high quality medical care. Lower medical care use reduces health. Poor health reduces ability to work and educational attainment. Lower productivity and education reduce earnings.

What is the biggest problem with the Affordable Care Act?

Impact on Individual Insurance

It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.

Which of the following was the result of the Starr report?

Delivered to the United States Congress on September 9, 1998, the allegations in the report led to the impeachment of Bill Clinton and the five-year suspension of Clinton's law license.

Which problem was the Affordable Care Act designed to address quizlet?

Final answer:

The Affordable Care Act was designed to decrease the number of Americans without health insurance, lower the costs of healthcare, and make access to healthcare more equitable.

Who benefited the most from the ACA?

The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.

Which of the following is included in the patient's bill of rights?

A right to privacy, dignity, respect, and humane care. A right to receive treatment for a diagnosed mental disorder that is provided in a method least restrictive of individual liberty and promotes personal independence.

What did Obama do for health care?

The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.

What is the biggest threat to the insurance industry?

Cybersecurity threats

75% of US companies are vulnerable to cyberattacks – and, given they hold sensitive client data, insurance firms are some of the most lucrative targets. This doesn't just pose a threat to the data itself; a breach can erode client trust and create long-term reputation damage.

What is the significance of the principle of contribution?

Principle of Contribution

Contribution principle applies when the insured takes more than one insurance policy for the same subject matter. It states the same thing as in the principle of indemnity, i.e. the insured cannot make a profit by claiming the loss of one subject matter from different policies or companies.

What do insurance companies fear the most?

It's simple: Insurance companies' legal teams hate having to go before juries. Naturally, it's up to juries to apply the law in a fair and even-handed manner. However, it never helps insurance companies to be seen as the villains who are trying to get one over on people in genuine need.

What was the result of the Starr report quizlet?

As a result of the Starr Report: Clinton was impeached. What nearly cost Clinton his presidency was: lying about his relationship with a White House intern.

What was the result of the housing industry crash in 2007?

U.S. housing prices fell nearly 30% on average and the U.S. stock market fell approximately 50% by early 2009, with stocks regaining their December 2007 level during September 2012. One estimate of lost output and income from the crisis comes to "at least 40% of 2007 gross domestic product".

What was the fundamental source of instability in the Balkans in the 1990s?

The fundamental source of instability in the Balkans in the 1990s was: the poverty of the region.

What are the three biggest issues in healthcare today?

What was the problem before the Affordable Care Act?

Prior to the ACA, high rates of uninsurance were prevalent due to unaffordability and exclusions based on preexisting conditions. Additionally, some insured people faced extremely high out-of-pocket (OOP) costs and coverage limits. The ACA aimed to address these issues, though it did not eliminate all of them.

What is the most commonly reported reason for being uninsured?

Cost is the most commonly cited reason for being uninsured. In 2023, 63.2% of uninsured adults ages 18-64 said they were uninsured because coverage is not affordable (Figure 7).

What is the American Affordable Care Act?

The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market.

What are the three costs associated with health care insurance?

Your total costs for health care: Premium, deductible & out-of-pocket costs.