Which of the following would be a qualifying event as it related to COBRA?
Asked by: Dr. Lavonne Stark | Last update: August 14, 2025Score: 4.3/5 (26 votes)
Which of the following would be qualifying events as it relates to COBRA?
The following are qualifying events: the death of the covered employee; a covered employee's termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under ...
What is a qualifying event as it relates to COBRA?
Qualifying events are events that cause an individual to lose his or her group health coverage, most commonly because: The employee is no longer employed for any reason other than gross misconduct. The employee's hours are cut.
Which of the following would be a qualifying event as it relates to COBRA quizlet?
Which of the following is considered a qualifying event under cobra? Divorce. Other qualifying events include the voluntary termination of employment; an employee's change from full time to part time; or the death of the employee.
Is Ltd a COBRA qualifying event?
STD and LTD benefits generally provide income replacement for individuals who must take a leave of absence from work due to a qualifying condition instead of medical care. Because STD and LTD typically do not provide medical care, they're not subject to COBRA and would not be required to continue under COBRA.
How to Process a COBRA Qualifying Event
Is coming off COBRA a qualifying event?
Losing COBRA Benefits
Here's the good news: Rolling off of COBRA coverage is a qualifying event that opens a special enrollment period for you to purchase your own health coverage. And you'll have more options, flexibility and control of your health plan outside of COBRA with an individual health insurance plan.
What qualifies a company for COBRA?
COBRA generally applies to all private-sector group health plans maintained by employers that had at least 20 employees on more than 50 percent of its typical business days in the previous calendar year. Both full- and part-time employees are counted to determine whether a plan is subject to COBRA.
Is FMLA a COBRA qualifying event?
Group health coverage that is provided under the FMLA during a family or medical leave is not COBRA continuation coverage, and taking FMLA leave is not a qualifying event under COBRA.
Which of the following would be considered a qualifying life event?
A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
Which of the following are true regarding rebating except?
Final answer:
The statement 'Rebates are allowed if it is in the best interest of the client' is incorrect. Rebates are not necessarily related to client's interest but rather are a reduction in price. They can be anything of economic value and are different from dividends.
What is a COBRA exception?
COBRA Exception: Gross Misconduct
Employees do not experience a COBRA qualifying event if their loss of coverage is caused by a termination of employment that is “by reason of the employee's gross misconduct.” The gross misconduct exception applies only to a termination of employment triggering event.
Is reduction in hours a qualifying life event?
Thus, if employees have their hours reduced, they may lose coverage under your health plan. When this occurs, a covered employee experiences the “Reduction in Hours” qualifying event, entitling the employee and his/her spouse and dependents, if enrolled, to COBRA continuation coverage.
Which of the following statements is not correct concerning the Cobra Act of 1985?
Explanation: The statement that is NOT correct concerning the COBRA Act of 1985 is: It requires all employers, regardless of the number or age of employees, to provide extended group health coverage.
What are the 7 COBRA qualifying events?
The seven COBRA qualifying events that allow individuals to maintain their employer-sponsored health insurance include termination of employment for reasons other than gross misconduct, reduction in the number of work hours, divorce or legal separation from the covered employee, the covered employee becoming entitled ...
Is resignation a qualifying event for COBRA?
Yes, You Can Get COBRA Insurance After You Quit Your Job
COBRA allows you to keep your employer-sponsored health insurance for up to 18 months if your coverage ends due to job loss, quitting or termination.
What type of information is not included in a certificate of insurance?
A certificate of insurance provides proof of coverage but does not include information about the cost of premiums. Specifically, details about filing claims, policy benefits, exclusions, and the duration of coverage are also not included.
What is a qualified event?
Below is a list of the qualifying life events: Gaining a dependent or becoming a dependent through birth or adoption. Getting married. Applicant or dependent lost minimum essential coverage due to termination or change in employment status. Cessation of an employer's contribution toward an employee or dependents ...
Will I lose my Medi Cal if I get married?
If your new spouse is employed, their income will factor into whether you are still eligible. It is likely that you will no longer qualify for Medi-Cal coverage after marriage. If your spouse's company offers health insurance, they can add you to their policy. You will then have commercial health insurance coverage.
What is not a qualifying life event?
Is Changing Jobs a Qualifying Life Event? No, changing jobs within an organization is not a qualifying life event. Your employer-based coverage will remain the same until you have the opportunity to make changes during the open enrollment period.
What is not a COBRA qualifying event?
Coverage provided under the FMLA is not COBRA coverage, and taking FMLA leave is not a qualifying event under COBRA.
What are FMLA qualifying events?
The FMLA protects leave for: The birth of a child or placement of a child with the employee for adoption or foster care, The care for a child, spouse, or parent who has a serious health condition, A serious health condition that makes the employee unable to work, and.
Is disability a COBRA qualifying event?
In order to qualify for the disability extension to COBRA continuation coverage, a qualified beneficiary must be found by the Social Security Administration (SSA) to be disabled within the meaning of Title II or XVI of the Social Security Act.
Am I eligible for a COBRA if I quit?
Whether you quit, get fired or are laid off, you may be able to choose your former employer's health plan under a federal law called COBRA. That stands for Consolidated Omnibus Reconciliation Act. It's available if: You were enrolled in an employer-sponsored medical, dental or vision plan.
Is cancelling COBRA a qualifying event?
However, you won't qualify if you decide to end COBRA early and are paying the full benefit cost yourself. You also don't qualify if you lose your COBRA coverage because you didn't pay your premiums. Remember, you don't need a special enrollment period if you voluntarily end COBRA during open enrollment.
What is the time limit for COBRA?
Periods of Coverage
In most cases, COBRA coverage for the covered employee lasts a maximum of 18 months. However, the following exceptions apply: 29-Month Period (Disability Extension): Special rules apply for certain disabled individuals and family members.