Which of the following would be covered under collision coverage?
Asked by: Chester Hessel DVM | Last update: July 27, 2025Score: 4.8/5 (60 votes)
Which of the following does collision coverage cover?
Collision insurance coverage can pay to repair or replace your vehicle after collision-related accidents, such as: Single-vehicle accidents, like hitting a guardrail or a telephone pole. Collisions with other vehicles. Collisions while your vehicle is parked (including hit-and-runs)
What does collision coverage cover?
Collision coverage
Collision pays for damage to your car resulting from a collision with an object (e.g., a telephone pole, a guard rail, a mailbox), or as a result of flipping over. The average cost is about $290 per year. Collision coverage reimburses you for the costs of repairing your car, minus the deductible.
What scenarios are covered under collision coverage?
- An accident involving only your car, such as rolling over.
- An accident with another object, such as a phone pole or sidewalk.
- An accident with another vehicle, such as a traffic crash or someone hitting your car while it's parked on the street.
Which of the following incidents would be covered under the collision coverage of an automobile policy?
Some of the scenarios your collision insurance covers are: Accidents involving another vehicle. You hit an object such as a tree or parking meter while driving your car. Someone hits your parked vehicle.
❓FAQ: What is the difference between collision and comprehensive coverage?
Which of the following occurrences would be covered under other than collision coverage?
What is other than collision coverage? Also known as “comprehensive coverage,” this provides coverage for damage to your vehicle caused by events other than a collision. Covered losses can include vandalism, fire, theft, and animal damage, to name a few.
What is collision and what does it cover?
Collision insurance is a coverage that helps pay to repair or replace your car if it's damaged in an accident with another vehicle or object, such as a fence or a tree. If you're leasing or financing your car, collision coverage is typically required by the lender.
What are some losses that are not covered under collision coverage?
Collision covers damage to your car from an accident with another car or a physical object. Comprehensive covers damage to your car from events other than a collision, such as theft, fire, or vandalism.
What are 3 scenarios for how a collision can occur?
Accidents often happen when a vehicle stops suddenly, another driver changes lanes unexpectedly, or a driver accelerates too quickly.
What does collision insurance cover Quizlet?
Collision insurance covers damage to a vehicle caused by another motor vehicle or object.
Which of the following is a feature of collision insurance coverage?
The correct answer is b.) The policy pays for the repair of the policyholder's vehicle if the damage is caused by an accident.
How much will Progressive pay if my car is totaled?
We pay you its actual cash value — which is the market value of your vehicle based upon several factors, such as its pre-loss condition, age, options, mileage, etc. — minus any applicable deductible if you're Progressive insured. We work with a third-party to help determine the actual cash value.
What is the simple definition of collision?
the act of colliding; a coming violently into contact; crash: the collision of two airplanes. a clash; conflict: a collision of purposes.
Is it better to have a $500 deductible or $1000?
Remember that filing small claims may affect how much you have to pay for insurance later. Switching from a $500 deductible to a $1,000 deductible can save as much as 20 percent on the cost of your insurance premium payments.
What to do when your car is totaled and you still owe money?
If your car is totaled and you still owe on it, but the accident was not your fault, contact the at-fault driver's insurance company with your lender information. To maintain your good credit, you should continue to make your loan or lease payments until the insurance company issues payment to your lender.
What type of claim is collision?
There are two main types of car accident compensation: economic damages and non-economic damages. Economic damages are tangible losses, such as medical bills, lost wages, and property damage. Non-economic damages are intangible losses, such as pain and suffering, emotional distress, and loss of enjoyment of life.
What are 4 examples of collision?
collision, in physics, the sudden, forceful coming together in direct contact of two bodies, such as, for example, two billiard balls, a golf club and a ball, a hammer and a nail head, two railroad cars when being coupled together, or a falling object and a floor.
What are the 3 types of collision?
- Elastic Collisions: both momentum as well as kinetic energy is conserved.
- Inelastic Collisions: only momentum is conserved.
- Perfectly Inelastic Collisions: The kinetic energy is lost, resulting in the colliding objects to stick to one another after the collision.
What is the most common collision?
Rear-End Collisions: the Most Common Type of Accident
As their name suggests, rear-end collisions occur when one vehicle strikes the back of another vehicle, says the NHTSA. Many people wrongly assume that the back driver automatically holds the blame for these rear-end accidents.
What does collision not cover?
NOT COVERED:
Damage to another person's vehicle. Medical bills for you, a passenger, bystander or another driver.
Do I have to pay deductible if I was not at fault with Allstate?
Will I have to pay my deductible if I'm not at fault? It's possible, but we will do our best to recover the amount paid from the person responsible, including your deductible.
What disaster is not covered by insurance?
Earthquakes, landslides, and sinkholes are often excluded from insurance coverage because they are considered “ground movements.” If you live in an earthquake-prone area, you should purchase a separate policy or an earthquake insurance endorsement.
Do I have to pay deductible if I was not at fault with Geico?
Let's say your vehicle is damaged due to another driver's negligence. Once GEICO settles your claim, we'll likely seek to recover your deductible, as well as the amount we paid, from the negligent party or that party's insurance company.
What is considered a car collision?
A car accident is a collision involving at least one vehicle and any other object. While there are several definitions of what is considered to be an actual car accident, an actual car accident is generally considered to be one that results in property damage, injury, or loss of life. Table of Contents.
Do I need both collision and comprehensive?
You probably don't need comprehensive and collision insurance if your car is older and not worth a lot. That's because the maximum payout you'll get in a comprehensive or collision claim will be for the current market value of your car, minus the deductible.