Which of the following would not be considered an occurrence?

What is considered an accidental?

Deaths from car crashes, slips, choking, drowning, machinery, and any other situations that can't be controlled are deemed accidental. In the case of a fatal accident, death usually must occur within a period specified in the policy.

Which type of injury is not a recordable injury?

Examples of Non-Recordable Incidents: Minor cuts, scrapes, or burns treated with basic first aid and requiring no further medical attention. Minor headaches, nausea, or dizziness that resolve without medical intervention and do not result in lost work time.

What is an example of occurrence?

Street-fights are an everyday occurrence in this area of the city. Death was an everyday occurrence during the Civil War. It's still not possible to accurately predict the occurrence of earthquakes. There have been several occurrences of theft in the area recently.

What is an example of per occurrence?

For example, say your policy's per-occurrence limit was $1 million and the aggregate limit was $2 million. Your company gets sued on two separate occasions in the same year, each time for $1 million. Because your per-occurrence limit is $1 million, both lawsuits will be covered.

What is considered an occurrence at work?

An occurrence is an unscheduled absence or late arrival (Not protected by FMLA, WC, etc.). For example, arriving 30 minutes late would count as an occurrence and calling in to use sick leave, vacation, or comp time for a day would be an occurrence.

What is an occurrence in CGL?

In a commercial general liability (CGL) coverage form, an occurrence is an accident, including continuous or repeated exposure to substantially the same general harmful conditions.

What is a single occurrence?

Single Occurrence means all causes or events which occur within 96 consecutive hours of the first cause or event causing loss or damage, shall be considered as one occurrence.

Which of the following is not covered by the CGL?

Pollution. If the discharge of pollutants from the premises causes bodily injury, the CGL excludes coverage. This is regardless of whether the release of pollutants was sudden or gradual or where the release occurred.

What does no occurrence mean?

: an absence or lack of occurrence.

What is considered a regular occurrence?

Regular events have equal amounts of time between them, so that they happen, for example, at the same time each day or each week.

What is an example of occurrence policy?

An occurrence policy protects you from any incident occurring while the policy is in force. The policy then covers those incidents forever. For example, you buy a policy in 2010, treat Client X in 2011, and terminate the policy in 2012. In 2015, Client X sues you for an incident that occurred in 2011.

What is an example sentence for per usual?

Mostly, this goes as per usual. Suitably weepy, as per usual. She sat happily in our room, as per usual, reading a nice literary novel, waiting for me to come staggering back. It was raining, as per usual.

What is an example of a per occurrence deductible?

Common examples of per-occurrence deductibles are auto insurance or homeowners' insurance deductibles. With these types of plans, you often have to pay a full deductible — such as $400 — every time you file a claim with your insurance company.

What is each occurrence?

The each occurrence limit is the amount of coverage that will apply to any one occurrence (incident or accident), even if it results in more than one lawsuit. For example, in a bleacher collapse incident involving multiple injuries and lawsuits, the entire $1 million limit would be split between all claimants.

What is occurrence also known as?

Some common synonyms of occurrence are circumstance, episode, event, and incident. While all these words mean "something that happens or takes place," occurrence may apply to a happening without intent, volition, or plan.

Which of the following is the best definition of an occurrence?

An occurrence is something that happens. Complaints seemed to be an everyday occurrence. The food queues have become a daily occurrence across the country. The occurrence of something is the fact that it happens or is present.

Which of the following injuries is not recordable?

The Occupational Safety and Health Administration (OSHA) defines a recordable injury as any where medical treatment – beyond first aid – is required. Any injuries that can be treated with first aid measures like wound coverings or cold pack therapy are not classified as recordable.

What are the 3 types of injury?

What is a non-recordable accident?

A non recordable incident is the workplace incident which does not involve death, injury or illness that requires medical treatment beyond first aid, days away from work, restricted work, transfer to another job, loss of consciousness, a significant injury or illness diagnosed by a physician or other licensed health ...