Which of the following would not be excluded in the coverage a exclusions section of the commercial general liability policy?

Which of the following is not a coverage part of a commercial package policy?

Commercial package policies can't include certain items like workers' compensation or directors-and-officers insurance. Workers' compensation insurance is required by law and must be purchased as a separate policy.

Which of the following would not be excluded under Coverage A of the CGL?

Which of the following is not a specific exclusion in Coverage A of the CGL? The correct answer is: C. Intentional acts – The CGL does not contain an “intentional acts” exclusion.

What might be excluded from a company's cyber liability policy?

Bodily Injury and Property Damage: Cyber insurance is primarily focused on covering digital risks, so bodily injury and property damage resulting from physical incidents are typically excluded. Separate insurance policies, such as general liability insurance, are more appropriate for covering these types of risks.

What are the exclusions of the business owner policy?

BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

What are exclusions on commercial crime policy?

Although policies can vary, the following are typically not covered by crime insurance: Losses caused by employees after the insured has knowledge of a crime committed by that employee. Indirect or consequential losses of any nature, such as business interruption or loss of potential income. Legal expenses.

What are common insurance exclusions?

Lightning, fire, and theft are all examples of perils are found under the exclusions section of every standard homeowners insurance policy. This means if your house or another structure on your property is damaged due to any of the following, your home insurance company won't cover the cost of repairs.

Which of the following limits in a commercial general liability coverage form is not subject to the general aggregate limit?

Under the standard commercial general liability (CGL) policy, the general aggregate limit applies to all covered bodily injury (BI) and property damage (PD) (except for injury or damage arising out of the products-completed operations hazard) and all covered personal and advertising injury.

What is a commercial exclusion?

An exclusion is a provision in a business insurance policy that eliminates coverage for certain types of risks. Many risks excluded by business insurance policies fit into categories including catastrophic, maintenance-related, and intentional/illegal activity.

Do all insurance policies have exclusions?

Many home insurance policies have common exclusions, including flood and earthquake coverage. However, all companies are different. Some companies may include typically excluded coverages. Additionally, some companies could have exclusions that are relatively rare in the industry.

What are exclusions of directors and officers liability?

Standard Exclusion in D&O Policies

Although D&O insurance will vary from one policy to the next, some exclusions are considered “standard” to most insurers: Deliberate fraud or criminal activity. You won't be covered if someone at your company willfully breaks the law while doing their job.

What is cyber incident exclusion?

When this endorsement is attached to your policy, it generally excludes direct physical loss of or damage to Covered Property resulting from a cyber incident; however, if a cyber incident as described in this exclusion results in fire or explosion, we will pay for the loss or damage to Covered Property caused by that ...

Is cyber liability included in general liability insurance?

CGL offers protection from financial loss due to injuries or property damage that occur on the premises. However, while CGL is considered comprehensive business insurance, it does not cover all types of risk. Despite the upsurge in incidents in recent years, CGL policies do not typically cover cyber exposures.

What is included in cyber liability coverage?

Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.

Which of the following is excluded from liability coverage?

Legal action over hiring or firing practices. Business property damage. Accidents involving employee vehicles or company-owned vehicles. Claims beyond your policy limits.

Which of the following would be covered under by Coverage A of the CGL policy?

Coverage A of a CGL policy provides protection from claims that relate to when your business's operations, products, or completed work caused bodily injury or property damage.

Which of the following coverages is not available for inclusion in an ISO commercial package policy?

Workers compensation is not eligible for inclusion in the commercial package policy and must be issued separately.

What does coverage A include?

“Coverage A” on a Homeowners insurance policy covers damage to your home's structure. Your independent agent can help you determine your Coverage A, but here are some things to bear in mind when preparing for that discussion. Coverage A must cover the cost of rebuilding your home at current construction costs.

What are the 5 types of coverage?

What is not included in contents insurance?

Most contents insurance doesn't include cover for accidental damage. It may be worth adding this if you want cover for mishaps, such as staining your couch or smashing a vase. Also check what isn't covered, for example, damage to clothing or computers.

What is included in exclusion clause?

What Is an Exclusion Clause? An exclusion clause in a contract excuses or restricts one party's liability due to certain situations, circumstances, or conditions. Typically, a breach of agreement has occurred. The clause limits the parties' rights stated in the contract.