Which type of health care includes the examples of HMO PPO and POS plans?

Asked by: Tristin Reichel  |  Last update: September 20, 2025
Score: 4.5/5 (66 votes)

Some examples a private health care are:
  • Health Maintenance Organization (HMO) plans.
  • Point of Service (POS) plans.
  • Preferred Provider Organization (PPO) plans.

What is HMO PPO POS?

PPO, HMO and POS — all of these are different plan types. Here's what they mean: PPO stands for preferred provider organization. HMO stands for health maintenance organization. POS stands for point of service.

What type of plan is HMO and PPO?

As mentioned above, Differences between HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) plans include network size, ability to see specialists, costs, and out-of-network coverage.

What is a POS plan has features of both the HMO and PPO plans?

A POS plan combines an HMO's cost-saving benefits and standard provider network with the flexibility to seek care outside the network, similar to a PPO.

Which type of insurance is a combination of an HMO and a PPO?

Point-of-service (POS)

A POS plan also combines different parts of HMO and PPO plans. With a POS plan, you usually need a referral from a primary care doctor to see a specialist. You can also see out-of-network health care providers — but at a higher cost.

What’s the difference between an HMO, a POS, and a PPO? | Health care answers in 60 seconds

38 related questions found

Which type of managed care plan is a combination of a PPO and HMO?

A point of service plan, or POS plan, is a type of managed care health insurance system. It combines characteristics of the health maintenance organization (HMO) and the preferred provider organization (PPO).

What is a POS health plan?

A type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan's network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.

Which health plan requirement do PPO and POS plans have in common?

Both PPO and POS plans can have copays, which is a fee you pay to your doctor when you have a visit or get prescribed medication. With both PPO and POS plans, coinsurance might require you to share some of your healthcare costs.

What is POS medical term?

Polycystic Ovary Syndrome (POS) Polycystic ovary syndrome (PCOS) is a hormonal disorder common among women of reproductive age. Women with PCOS may have infrequent or prolonged menstrual periods or excess male hormone (androgen) levels.

What is a service plan in health care?

A service plan, also sometimes called an "assignment of duties (AOD)", outlines the ADLs and IADLs your loved one needs assistance performing, how much assistance is needed, what type of assistance is provided, how often and for how long. There are no skilled care (medical) tasks involved.

What is an HMO type insurance plan?

A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency.

What are the different types of medical care?

In medicine, there are four levels of care: primary, secondary, tertiary, and quaternary. The levels of care refer to the complexity of the medical cases that healthcare providers treat and the skills and specialties of the providers.

Does an POS have a number of doctors and hospitals in its network?

Enhanced Point of Service (POS) and Standard POS options have networks of participating doctors and hospitals that provide medical care at negotiated rates. While you are encouraged to, you do not need to select a primary care physician (PCP) when you enroll, or get referrals for specialty care.

What is HMO and PPO in healthcare?

HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.

Is choice POS II a PPO?

This is a preferred provider organization plan that gives you the freedom to receive care from any licensed health care provider and the opportunity to save when you use preferred providers (doctors and other health care providers who belong to the Aetna network) .

What is a coinsurance plan?

2 min read. Aug 22, 2023. Coinsurance is the percentage of covered health costs you're responsible for paying after you've met your deductible.

What does POS mean?

It stands for “point of sale,” which can be defined as the place where a transaction takes place between a customer and a merchant.

Is Medicaid HMO or PPO?

Medicaid is a federal and state program that offers health coverage to low-income individuals and families. In most cases, it is delivered neither by a PPO nor an HMO. Instead, Medicaid is typically (but not always) offered as a Managed Care Organization (MCO).

What is the priority health POS plan?

What's a POS (point-of-service) plan? A type of managed-care coverage that allows members to choose to receive services either from participating providers or from providers outside the PriorityPOSSM plan's network.

What is HMO vs PPO vs POS?

Here's what each stands for: HMO: Health Maintenance Organization. PPO: Preferred Provider Organization. POS: Point of Service.

Is UHC a PPO or HMO?

The UnitedHealthcare® Group Medicare Advantage (PPO) plan is a unique Preferred Provider Organization (PPO) plan that allows you to see any provider (network or out-of-network) at the same copayment, as long as they accept the plan and have not opted out of or been excluded from Medicare.

Is PPO a type of plan?

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.

What is a POS provider?

A Point of Service plan, or POS, is a health plan that uses certain doctors and hospitals, called your POS provider network. Now, Blue Cross and Blue Shield of Illinois offers a POS plan for individuals and families.

What type of plan is Aetna Whole health?

Aetna Whole Health Southern California network HMO plans offer a coordinated health experience that can save members up to 25 percent compared to broad network Aetna® HMO plans*. It gives them wider access to a regional network of high-performing health care provider groups right in their neighborhood.

Is POS a medicare advantage plan?

You need to decide about health insurance. You can move seamlessly from the ExxonMobil Retiree Medical Plan option for pre-65 retirees to the ExxonMobil Medicare Primary Option (MPO), also known as a Medicare Advantage plan. Or you can opt out of the MPO and go into traditional Medicare.