Who can demand your Social Security number?

Asked by: Melissa Weissnat  |  Last update: November 12, 2025
Score: 4.6/5 (1 votes)

Businesses, banks, schools, private agencies, etc., are free to request someone's number and use it for any purpose that does not violate a federal or state law.

Who can request your social security number?

Remember that some government agencies can require your SSN. These agencies include DMV, welfare offices, and tax agencies.

Who really needs your social security number?

These include obtaining credit, opening a bank account, obtaining government benefits or private insurance, and buying a home or a car.

Can police demand a social security number?

You are not generally required to provide your SSN during traffic stops unless there is a specific and articulable reason related to the incident that requires it, such as a suspicion involving financial crimes or identity theft where your SSN would be pertinent.

Who has access to your social security number?

Many organizations including businesses, government agencies, medical facilities and educational institutions continue to use the SSN as the primary identifier for their record keeping systems.

Who can legally ask for social security number?

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How can I check if my SSN is being used?

Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).

Is it legal for someone to ask for your Social Security number?

Businesses, banks, schools, private agencies, etc., are free to request someone's number and use it for any purpose that does not violate a federal or state law.

What is Section 7 of the Privacy Act?

Privacy Act of 1974

Sec. 7. [5 U.S.C. 552a note] (a)(1) It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual's refusal to disclose his social security account number.

Why do cops want your Social Security number?

Identification: When law enforcement officers encounter someone suspicious or involved in an incident, they may ask for identification to verify their identity. Social security numbers serve as one form of identification that can be used to confirm a person's identity.

How do I lock my SSN?

Lock Your Social Security Number

To block electronic access to your SSN, call the Social Security Administration at 800-772-1213. Once you've made your request, any automated telephone and electronic access to your Social Security file is blocked.

Is it normal to give out your Social Security number?

Not only should you never carry your Social Security card in your wallet or purse, but you should rarely give out your Social Security number. The more places that have your Social Security number, the more at risk it is of falling into the wrong hands.

Is it safe to give Wise my Social Security number?

It's a completely secure, one-time only verification process that we have to do as part of how we're regulated in the US. We don't run a credit check or share your number.

Can I refuse to give my Social Security number?

Yes, you can refuse unless you're legally required to provide your Social Security number (SSN). However, there's also no law preventing businesses from asking for it or refusing you service if you don't provide it.

How much does it cost to change your Social Security number?

Social Security Number Services are Always Free.

Can I sue someone for posting my Social Security number?

While it's possible to sue someone for improperly sharing your SSN, the success of the lawsuit would depend on factors such as the intent behind the disclosure, the harm caused, and the specific laws that were violated.

What are the privacy laws for social security?

The Privacy Act provides protections to individuals in three primary ways. It provides individuals with: the right to request their records, subject to Privacy Act exemptions; the right to request a change to their records that are not accurate, relevant, timely or complete; and.

What is the code 552a?

The Privacy Act (5 USC 552a) generally provides that any person has a right—enforceable in court—of access to federal agency records in which that person is a subject, except to the extent that such records (or portions thereof) are protected from disclosure by one of nine exemptions.

What personal information is protected by the Privacy Act?

Right to limit use and disclosure of sensitive personal information: You can direct businesses to only use your sensitive personal information (for example, your social security number, financial account information, your precise geolocation data, or your genetic data) for limited purposes, such as providing you with ...

Can hospitals take your Social Security?

One common question we hear from our clients is whether or not Social Security benefits can be garnished. Fortunately, Congress has protected Social Security benefits from many kinds of creditors and benefits cannot be garnished for consumer debt like credit cards, medical bills, and personal loans.

What not to say to Social Security doctor?

Communicating With the Doctor During the Exam

Do not tell the doctor you are “okay,” “fine,” or “pretty good” when you are there for an assessment of your condition. Even saying this out of habit could jeopardize your claim. Be honest about your complaints, symptoms, and other details of your condition.

Do I have to give my SSN to my dentist?

Plus, for the most part—there are a few exceptions—healthcare providers don't really need your SSN, though some may want it to track you down if billing issues arise. “So, when my healthcare provider asks for my Social Security number, I leave the line blank and recommend other patients do so as well," says Dena B.

Who can request SSN?

Who can request a Social Security number. All U.S. citizens can request a Social Security number. Some noncitizens may be able to request a number if they work or attend school, or if they have a valid nonwork reason.

How do I check to see if someone is using my social security number?

6 Ways To Tell If Someone Is Using Your SSN
  1. Order your credit reports. All Americans are entitled to receive free credit reports from each of the three credit bureaus — Equifax, Experian, and TransUnion. ...
  2. Verify personal information. Scammers may edit profile details. ...
  3. Examine accounts and payment histories.

Can you refuse Social Security?

If you apply for benefits and we have not yet determined that you are entitled, you may voluntarily suspend benefits for any month you have not received a payment. If you are already entitled to benefits, you may voluntarily suspend retirement benefit payments up to age 70.