Who do cover my breakdown use?

Asked by: Heaven Kshlerin  |  Last update: February 11, 2022
Score: 4.6/5 (65 votes)

Our breakdown insurance products are provided by a specialist subsidiary of AXA, one of the world's largest insurance groups, with over 40 years of experience in providing breakdown recovery assistance to motorists.

How does cover my breakdown work?

With CoverMy breakdown insurance, we'll cover your vehicle, no matter who's driving it. Or we'll cover you, so no matter which vehicle you're driving, you know you won't be left stranded if you break down. A network of skilled mechanics on-call 24/7, to make sure you're kept safe when it matters most.

How do I contact cover my breakdown?

Thank You for choosing Cover My Breakdown. Got any questions or need a hand? If you are having problems logging in, or you have any issues with, or questions about, your account or policy you can contact us by calling 0800 980 5134 or emailing admin@covermy.co.uk and we will be more than happy to help.

Who do more than use for breakdown cover?

Breakdown cover provided by the RAC | MORE THAN.

Does breakdown cover the person or car?

Personal breakdown cover applies to an individual, whatever car they use, while vehicle cover applies only to the specified car, or cars, on a policy. They each have their benefits and the best type of cover for you will depend on your driving habits.

Breakdown cover explained: Plus what to do if your car breaks down

38 related questions found

Does my RAC cover me in any car?

Personal-based membership covers you as the driver or passenger in any eligible vehicle. Therefore if you're in a vehicle when it breaks down, you can call RAC for assistance even if you're not driving it at the time. ... All vehicles listed on the membership must be registered at the membership address too.

Can I use my AA cover for someone else?

Joint cover for you and someone you live with, as drivers or passengers in any vehicle. You can add someone else to your personal cover as long as you both live at the same address. We'll rescue either of you if any car you're in breaks down.

Is RAC better than AA?

AA scored 82% for customer satisfaction. They were given 5 stars (out of 5) for arriving within an hour and 4 stars for vehicles repaired at the side of the road. A total score of 81%. RAC scored 73% for customer satisfaction.

Is car breakdown cover worth it?

It may seem counterintuitive, but paying for breakdown cover can save you money in the long-term. With breakdown cover, you wouldn't have to pay for a mechanic to try to fix your car or for a tow to a garage, but, without cover, getting this emergency assistance could end up being very expensive.

Is Green Flag better than RAC?

On Trustpilot, RAC Breakdown Cover has a 4.3 out of 5 score; the AA scores 4.4/5 and Green Flag also scored 4.4. Car magazine Auto Express put together a ranking of breakdown cover providers, based on readers' experiences, which you can read here. It put Green Flag in 2rd place, RAC in 4th place and AA in 5th.

Who is recover cover?

Recover Cover is issued by our own HCF Life Insurance Company Pty Ltd. ... The premiums for Recover Cover products are paid to HCF Life.

Is AXA breakdown cover any good?

AXA's breakdown cover promises priority assistance for vulnerable customers, with a 24-hour rescue line and an average wait time of 50 minutes, garnering them a 4.35 out of 5 average rating based on their customer satisfaction survey conducted between September 2018 to 2019.

Who is Eversure breakdown?

Eversure Breakdown offers you cover when you breakdown in the UK and in Europe. With average recovery time and 46 minutes, 85% of vehicles repaired at the roadside and 76% of vehicles recovered when broken down at home, our 24 hour claims line will give you peace of mind wherever and whenever you drive.

Will the AA take my car to a garage from my home?

Your roadside assistance will always include: 24/7 cover for breakdowns over 1/4 mile from home. a tow to a nearby garage if we can't fix your vehicle at the roadside. unlimited call-outs.

Does AA cover more than one car?

Our personal-based policies cover you in multiple vehicles as a driver or passenger. You'll get 24/7 roadside assistance, whichever level you choose. Cover for you, as a driver or passenger in any vehicle (including cars, vans and bikes).

Will RAC come out for flat TYRE?

If your tyre fails to inflate when you're inflating it, it could be too damaged. If this is the case, use your spare tyre or call RAC breakdown assistance and one of our patrols can help you out.

Can you drive without breakdown cover?

The short answer is – no. It's not mandatory to have breakdown cover but it acts as a form of insurance and offers you peace of mind. If you break down being able to call someone who can come and get your car moving again or help you get home is a godsend.

Which breakdown cover is best in UK?

The best breakdown providers in the UK 2022
  • RAC Rescue. Auto Express Driver Power Score. ...
  • The AA. Auto Express Driver Power Score. ...
  • LV = Britannia Rescue. Auto Express Driver Power Score. ...
  • Rescue My Car. Auto Express Driver Power Score. ...
  • QDOS Breakdown. ...
  • Cover My Breakdown. ...
  • GEM Motoring Rescue. ...
  • Allianz Assistance.

How much does RAC roadside assistance cost?

* Total cost of Standard Roadside Assistance is $117.72, inclusive of 6% admin fee applied to monthly direct debits.

Who is the best roadside assistance UK?

1. RAC – 90% Topping the table of our four breakdown providers is the RAC, which posts an impressive set of scores in most areas you assessed the firm on.

Can you haggle with AA?

The AA, Sky and Virgin Media are the easiest companies to haggle with, new research by MoneySavingExpert.com shows.

Is LV breakdown cover any good?

LV= Britannia Rescue emerged as the UK's best breakdown provider, with consistently strong scores in both areas.

Can I get immediate breakdown cover?

Can you buy breakdown cover after breaking down? You can't buy breakdown cover online if you've already broken down. However, you can phone a breakdown provider and get immediate emergency cover after breaking down. They will then send someone to repair or tow your car, but this will come at an extra cost.

Does green flag to family cover?

We offer flexible products to suit your needs, which is why we've extended our range to include Family Cover. This covers up to 3 additional members of your household when driving or travelling in any car in the UK.

Can you have 2 breakdown covers?

Is it illegal to have two policies on one car? No, doubling up on your car insurance isn't illegal. However, if you make a claim from two insurance providers, you can't try and claim for the full amount from each of them. Doing so is considered fraud, which is illegal.