Why do vets recommend trupanion?

Asked by: Prof. Bartholome Kirlin II  |  Last update: October 15, 2023
Score: 4.1/5 (75 votes)

Veterinarians know a Trupanion policy can help your pet with unexpected injuries and illnesses. That's why over 2,300 veterinary hospitals and over 10,000 veterinarians have partnered with Trupanion to offer Vet Direct Pay, so you don't have to be out of pocket for your entire bill.

What is not covered with Trupanion?

A few things a Trupanion policy does not cover are: Wellness care (vaccines, spay/neuter, flea and tick prevention, etc.) Pre-existing conditions. Exam fees.

What percentage does Trupanion cover?

With a Trupanion policy, all pets get one simple plan that covers all unexpected injuries and illnesses. We reimburse at 90% and never impose payout limits, so your pet can get the best care when they need it most.

Does Trupanion cover an MRI?

Diagnostic tests: If your pet visits the vet and your veterinarian decides that he needs to run diagnostic tests, Trupanion covers them. Diagnostic tests may include blood tests, X-rays, MRIs and other tests as prescribed by your veterinarian.

Is Trupanion a lifetime deductible?

Trupanion's deductibles are a lifetime per condition type. This means that per condition you will only have to pay the deductible once. Waiting Period. Like all the companies in our rating, Trupanion has waiting periods for its policies.

Trupanion Pet Insurance. Veterinarian's Opinion.

33 related questions found

Does Trupanion cover bloodwork?

In general, Trupanion Pet Insurance covers diagnostics and lab tests, surgery, treatments, hospitalization and prescription medications for accidents/injuries and illnesses as long as the condition is not pre-existing, has not occurred during the waiting period, and you have not reached your maximum payout.

Does Trupanion cover hospital stay?

Trupanion provides one simple plan that covers 90% of eligible expenses related to unexpected illnesses and injuries for the life of your furry friend. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your pet is sick or hurt.

Can I use Trupanion anywhere?

Accepted everywhere: Trupanion works at every veterinary hospital, specialty clinic, and emergency center in the US, Canada, & Puerto Rico.

Does Trupanion require medical records?

I don't have my pet's medical records, can I sign up without them? Yes. In many adoption cases for example, pets don't have medical records. If this is the case, we'll use the medical records from the shelter or from when you first started taking your pet to your veterinarian to process claims.

Does Trupanion cover heartworm treatment?

Does pet insurance cover heartworm? Because heartworm disease is considered a highly preventable illness, Trupanion pet medical insurance policies do not cover it. Instead, it is strongly recommended that all pet owners practice routine heartworm prevention and understand the how serious parasite infestations can be.

What is the maximum age for Trupanion?

Trupanion enrolls dogs and cats of any breed up to 14 years of age. However, once in, they're covered for as long as you decide to keep the policy.

Does Trupanion cover rx food?

A. PRESCRIPTION FOOD: 50% of the cost of Prescription Food is eligible when recommended by Your Veterinarian for the treatment of Illnesses or Injuries covered by this policy for up to two months of normal feeding from the date of onset of the Condition.

Does Trupanion cover kidney disease?

With the Trupanion policy, you're covered for

Foreign body ingestion. Patela luxation. Allergies. Kidney disease.

Does Trupanion cover cataracts?

Accident and illness coverage. Trupanion's plan covers unexpected accidents and illnesses, including cancer and inherited conditions specific to your pet's breed. Additionally, the company covers conditions your pet developed before birth, such as heart disease, liver disease, cataracts and nervous system issues.

Does Trupanion cover hernia?

Intact pets, pets that are not spayed or neutered, are no longer excluded from receiving coverage for prostrate problems, hormonal skin conditions, perianal hernias, testicular tumors, perianal tumors, mammary tumors, and uterine and ovarian conditions (as long as they are not pre-existing), or from injuries due to ...

What is Trupanion waiting period?

American Pet Insurance Company

This policy contains a 30-day waiting period for illnesses.

What is considered a pre-existing condition for pet insurance?

A pre-existing condition for cat or dog insurance is typically an illness or injury your pet shows signs of any time before the end of your pet insurance waiting period. This may include conditions not yet diagnosed by a veterinarian.

How do I cancel my Trupanion policy?

To cancel your Trupanion insurance policy, call the number provided below for your country:
  1. Canada: +1 888.733. 2685.
  2. USA: +1 888.733. 2685.
  3. Australia: +61 1300 328 042.

Is urinary blockage a pre-existing condition?

If your pet has ever had a urinary blockage, it'll usually be classed as a pre-existing condition.

Who are Trupanion competitors?

Top 10 Trupanion competitors
  • Pumpkin.
  • Barkibu.
  • Odie.
  • Dalma.
  • Spokk.
  • Wagmo.
  • PetFirst Healthcare.
  • Fetch by The Dodo.

How soon does Trupanion coverage start?

Insurer Disclosure of Important Policy Provisions. This policy contains a 30-day waiting period for illnesses. This policy contains a 5-day waiting period for accidents.

How many people use Trupanion?

About Trupanion

Trupanion is a leader in medical insurance for cats and dogs throughout the United States, Canada, Europe, Puerto Rico and Australia with over 800,000 pets enrolled.

Does Trupanion cover pneumonia?

Trupanion has paid for a total of 13,900 dog pneumonia claims since 2005.

How long do you have to submit a claim with Trupanion?

A. You must submit a fully completed claim form and supporting invoice(s) within 90 days of the treatment date. You can download a claim form from the Member Portal on our website at Trupanion.com, or you may contact our call center at 1-855-266-2151 and we will mail, email, or fax one to you.

Does pet insurance cover biopsy?

If there's a suspicious lump that you want to have checked out by your vet, your policy will cover things like cytology, needle aspiration, or biopsy (for eligible conditions). But remember, the biggest factor is that you can't wait until after a cancer diagnosis to purchase a pet health insurance policy.