Why is Honda Civic insurance so high?

Asked by: Josefa McGlynn  |  Last update: January 8, 2023
Score: 4.8/5 (5 votes)

The cost to insure a Honda Civic increases a bit because of the vehicle's relatively high theft rates. However, because there are so many Civics on the road, it makes sense that they are stolen more often than less ubiquitous cars.

Is it expensive to insure a Honda Civic?

Honda Civic 2020 insurance rates: The average 2020 Honda Civic insurance cost is $1,800 per year or $185 per month for full coverage . Rates may vary depending on individual factors.

Is a Honda Civic a high risk car?

Although the Civic has good safety ratings and advanced safety features, there are some variables that can increase the cost of insurance for this make and model, particularly theft. According to the National Insurance Crime Bureau (NICB), Honda Civics are the second most stolen vehicle in the United States.

Is a Civic cheap to insure?

Despite its reputation as a safe, affordable car, the Civic is the most expensive Honda car to insure. The most expensive model of Civic to insure is the 2019 edition: Policies cost $2,502 per year.

How much does it cost to insure a 2022 Honda Civic?

Honda Civic insurance cost averages $1,510 per year, $755 for a 6-month policy, or $126 per month for full coverage, depending on the trim level. The 2022 Honda Civic is one of the cheaper compact cars to insure, costing $59 less per year on average as compared to the rest of the cars in the segment.

Why is my insurance so high and how you can fix it

22 related questions found

Are Hondas expensive?

While Hondas usually start as affordable vehicles, these cars can quickly become expensive in some instances. The Honda Accord, for example, starts at a reasonable $23,570, but a loaded model can cost just over $40,000. While the Accord is a good car, that's a lot of money for a Honda, let alone an Accord.

Which is better Honda Civic Sport or ex?

The EX provides features from the LX and Sport and adds a one-touch power moonroof to allow you to feel the breeze of the outside in the comfort of your seats as well as an 8-Speaker, 180-Watt Audio System and Remote Engine Start for a new feeling of entertainment and convenience.

Why do Hondas cost more to insure?

The cost to insure a Honda Civic increases a bit because of the vehicle's relatively high theft rates. However, because there are so many Civics on the road, it makes sense that they are stolen more often than less ubiquitous cars.

Why is Honda Civic so popular?

The Honda Civic is popular because it's a dependable and fuel-efficient model that comes in a range of body styles and trim levels. The Civic has won numerous accolades throughout the years, making it a popular option for those searching for a high-quality automobile.

Are civics easy to steal?

If you own an older Honda or Acura, then you have probably heard of just how easy they are to steal. In fact, the Honda Civic and the Honda Accord are still among of the top 10 most stolen cars in America and Acuras like the Integra and the RSX are not too far behind.

Are Honda Civics stolen?

The National Insurance Crime Bureau found that the most stolen vehicle in the United States is the Honda Civic. Nearly 6% of all vehicles stolen in the U.S. in the past year were Honda Civics. The Honda Accord is the second most stolen vehicle.

Is the Honda Civic a good first car?

It has to be fun and reliable enough to help you launch your career, start a family, and more. The 2021 Honda Civic Sedan more than fits the bill for that. Carfax has even named it one of the best first cars for 2021.

How much is a Honda Civic monthly payment?

We found that the average APR on a 2020 Honda Civic loan is 4.11% over 68 months with a monthly payment of $344.

Is Honda Civic a reliable car?

The Honda Civic Reliability Rating is 4.5 out of 5.0, which ranks it 3rd out of 36 for compact cars. The average annual repair cost is $368 which means it has excellent ownership costs.

Is a Civic or Accord better?

With an available hybrid powertrain, a more spacious interior, more powerful engines, and a larger trunk, the Honda Accord is the winner in this comparison over the Civic. It's not as new as the Civic or as high-tech, but for the majority of consumers, the extra space and performance are better trade-offs.

Why are Honda Civics so reliable?

The severity and frequency of repairs are both much lower than other vehicles, so the Civic is one of the more reliable vehicles on the road.” Repair Pal found that Civic owners have half as many unscheduled mechanics visits compared to the average vehicle owner.

Is it more expensive to insure a Honda or a?

An 18-year-old driver might be charged around $8,380 for the same car. In the instance that you have an older 2014 Accord, the 30-year-old might pay $1,998. The 18-year-old might be paying $7,143. The average price for Honda insurance was $2,151, making the Accord $12 more a year than the average price.

Is insurance higher for Toyota or Honda?

According to our data, insurance premiums on Toyotas are a little cheaper than Hondas. The average annual premium for a Toyota is $2,616, while for Hondas it is $2,800.

Which Honda Civic is top of the line?

The top-of-the-line 2020 Civic Touring includes most EX-L features, plus:
  • 18-in. ...
  • Honda Satellite-Linked Navigation System™ with voice recognition and Honda HD digital traffic.
  • 450-watt premium audio system with ten speakers, including subwoofer.
  • LED headlights with auto on/off.
  • Heated rear outboard seats.

Which Civic trim is best?

The editors at Edmunds recommend the 2022 Honda Civic EX as the best trim level. According to the publication, that particular model is the most affordable version of the car that comes with the available turbocharged 1.5-liter four-cylinder engine in addition to the blind-spot monitoring system.

What does EX stand for Honda?

The Difference Between LX and EX: Honda Accord (Updated 2020) Aug 20, 2020. The main difference between LX and EX Honda Accords is simple: LX is the standard base model, while EX is a trim option that offers more features and stylistic touches than the LX.