Why is insurance so high on Honda Civic?

Asked by: Kale Beier  |  Last update: February 11, 2022
Score: 4.5/5 (61 votes)

The cost to insure a Honda Civic increases a bit because of the vehicle's relatively high theft rates. However, because there are so many Civics on the road, it makes sense that they are stolen more often than less ubiquitous cars.

Are Honda Civics expensive to insure?

Despite its reputation as a safe, affordable car, the Civic is the most expensive Honda car to insure. The most expensive model of Civic to insure is the 2019 edition: Policies cost $2,502 per year. That's 6% more than the average Civic.

Why does Honda Civic have high insurance?

Why is Honda Civic insurance so high? The reigning theory about why Honda Civic insurance is so high is because it's a compact car (which means people are more likely to race it) and it shows up on the list of regularly stolen vehicles in Canada.

How much is full coverage insurance on a Honda Civic?

Honda Civic 2021 insurance rates: The average 2021 Honda Civic insurance cost is $1,850 per year or $153 per month for full coverage.

Is insurance cheaper on Civic or Corolla?

Is a Honda Civic or Toyota Corolla cheaper to insure? Insurance rates for a 2022 Honda Civic average $1,328 per year, whereas the 2022 Toyota Corolla costs an average of $1,252 per year, making the Toyota Corolla the winner with the cheapest average insurance rates.

Why Honda Civic has the highest insurance!

45 related questions found

Does Honda sensing lower insurance?

According to a study produced by The Insurance Institute for Highway Safety and the Highway Loss Data Institute, vehicles with Honda Sensing have reduced the cost of collision claims by $379. This is distributed at a 28% improvement for injuries to people, and an 11% improvement in damages to property and vehicles.

Which is better Honda Civic Sport or ex?

Civic Sport models come equipped with the base 2.0-liter engine and deliver a respectable 158 horsepower. ... The Civic EX, on the other hand, receives a more powerful engine setup and comes fitted with a 1.5-liter turbocharged engine that delivers 174 horsepower on the road.

Why are Hondas expensive?

Hondas are expensive because of a worsening inventory shortage at dealers across the country. A lack of semiconductor chips has resulted in major production problems from most car brands. In the case of Honda, consumers may find their favorite vehicle to be considerably more expensive compared to normal prices.

Are Hondas expensive to own?

Is a Honda expensive to maintain? No, Honda cars are not expensive to maintain. According to RepairPal, Honda owners pay about $428 per year for maintenance and repairs.

Are Honda Civics cheap to maintain?

Overall - the Honda Civic has yearly car maintenance costs total to $368 . ... Given that the Honda Civic has an average of $368 and that the average vehicle costs $651 annual --- the Civic is substantially cheaper to maintain.

How much is insurance for a Honda Civic 2020?

The average cost to insure a 2020 Honda Civic is $1,414 per year.

How much does it cost to maintain a Honda Civic?

Honda Civic Maintenance Costs

A Honda Civic will cost about $5,245 for maintenance and repairs during its first 10 years of service. This beats the industry average for popular sedan models by $1,594. There is also a 15.57% chance that a Civic will require a major repair during that time.

What is the top model Honda Civic?

The top-of-the-line 2020 Civic Touring includes most EX-L features, plus:
  • 18-in. ...
  • Honda Satellite-Linked Navigation System™ with voice recognition and Honda HD digital traffic.
  • 450-watt premium audio system with ten speakers, including subwoofer.
  • LED headlights with auto on/off.
  • Heated rear outboard seats.

Which Civic trim is best?

The editors at Edmunds recommend the 2022 Honda Civic EX as the best trim level. According to the publication, that particular model is the most affordable version of the car that comes with the available turbocharged 1.5-liter four-cylinder engine in addition to the blind-spot monitoring system.

Is Civic EX or LX better?

Since the Honda Civic EX comes with a higher price, you can expect to get more power and features. If you want additional horsepower and luxurious appointments, the EX is a great option. However, if you want to retain the dependability of the Honda Civic while also saving big, the Honda Civic LX is a good fit.

Will Honda Sensing stop the car?

Honda Sensing: Extra Features

Honda doesn't stop there. Some cars feature Honda LaneWatch, which sends a video feed from a camera mounted to the passenger-side mirror to the infotainment display whenever the driver activates the right turn signal.

What does Honda Sensing package include?

Honda Sensing includes adaptive cruise control, a Collision Mitigation Braking System, lane-departure warning, a Road Departure Mitigation System, and lane centering assistance. ... This is Honda's name for lane keeping assistance, and it employs braking and corrective steering to prevent lane drift.

What Honda cars have Honda Sensing?

Which Models Come with Honda Sensing®?
  • Honda Accord Sedan/Hybrid: Standard.
  • Honda Civic Coupe, Sedan, and Hatchback: Standard.
  • Honda Insight: Standard.
  • Honda Odyssey: Standard.
  • Honda HR-V: Available.
  • Honda CR-V: Standard.
  • Honda Passport: Standard.
  • Honda Ridgeline: Standard.

Do older cars have cheaper insurance?

Do Older Cars Cost More to Insure? Your rates for comprehensive coverage or collision coverage on an older vehicle may be lower than what you'd pay for those same coverages on a newer car that's worth more. ... Older cars are typically worth less, as their value depreciates over time.

Are certain cars more expensive to insure?

Statistics prove smaller, sportier cars are driven at higher rates of speed by younger, riskier drivers. Because they're involved in more accidents, they're more expensive to insure. By that rationale, it stands to reason that larger vehicles such as SUVs would be less expensive to insure.