Why is my 1095-C blank?
Asked by: Miss Reanna Becker | Last update: October 28, 2025Score: 4.8/5 (2 votes)
Why is my 1095-C form blank?
If a company is self-insured and an employee did not enroll in medical coverage for any months in the reporting year, Part III of Form 1095-C should be completely blank for the employee. Note: Part II of Form 1095-C shows the Offer of Coverage, while Part III shows those that are actually enrolled in Coverage.
Do I need a 1095-C to file my taxes?
Although information from the Form 1095-C – information about an offer of employer provided coverage - can assist you in determining eligibility for the premium tax credit, it is not necessary to have Form 1095-C to file your return.
Can line 15 on 1095-C be blank?
If one these codes is listed in the “All 12 Months” column on line 14, there should also be a line 15 entry for all 12 months. If line 14 does not have one of these codes for any given month(s), line 15 should be left blank for that month.
What happens if I don't report my 1095-C?
Employers who fail to meet filing or furnishing deadlines or report incorrect information on an informational return may be subject to IRS penalties. For forms due in 2025, failure to file an informational return such as the 1095-C can result in a penalty of $330 per form, capped at $3,987,000.
Top 1095-C Mistakes Employers Make (and How to Prevent Them!)
Will a 1095-C affect my tax refund?
No, the 1095-C form just proves that you had health coverage. It would not affect your refund as long as you answered the Health Insurance questions accurately. You don't need your form 1095-C to file your tax return. TurboTax will ask you questions about your health coverage but your form 1095-C isn't needed.
Why isn't TurboTax asking for my 1095-C?
by TurboTax• 13077• Updated 2 weeks ago
No. Forms 1095-B and 1095-C are for your records only, as the IRS doesn't need any details from them. We'll ask a few questions about your health care coverage after you finish entering your deductions and credits in TurboTax.
What is 1095-C for dummies?
Form 1095-C is used to report information about each employee to the IRS and to the employee. Forms 1094-C and 1095-C are used in determining whether an ALE Member owes a payment under the employer shared responsibility provisions under section 4980H.
Can 1095-C be printed on plain paper?
Use the Print 1095-C s screen to print 1095-C s Forms on blank stock or plain paper instead of on pre-printed forms. To print 1095-C forms on blank stock/plain paper: On the Print 1095-Cs screen, enter the selection ranges for the 1095-C Form. In the Report Options group box, select the options for the report.
What does Box 15 mean on 1095c?
Line 15. This line reports the employee required contribution, which is the monthly cost to you for the lowest cost self-only minimum essential coverage providing minimum value that your employer offered you.
Where do I enter 1095-C in TurboTax?
You do not have to enter a 1095-C in TurboTax. You will answer the question in the Health Insurance section that you had health insurance all year and keep a copy of the 1095-C with your tax records. The insurance company will provide the IRS with the needed information.
Is 1095-C optional?
Yes, a Form 1095-C must be filed for (and furnished to) every full-time employee, including a full-time employee who has coverage under TRICARE or a VA health program.
How to file 1095-C electronically?
To apply for 1095-C electronic filing through the Affordable Care Act Information Returns (AIR), visit the Affordable Care Act (ACA) Services page on the IRS website. You'll need an active e-Services account to apply for 1095-C electronic filing.
Do I need to enter 1095-C on my tax return?
In addition to filing your W-2, the IRS requires reporting of health insurance coverage information for the 2023 federal income tax reporting year. While it is not necessary to include the Form 1095-C with your tax return, you'll need to include your insurance information on your tax return.
Why does my 1095-A have zeros on it?
Keep in mind that sometimes an IRS Form 1095-A might look incorrect but not have a mistake. For example, if you didn't pay your monthly premium and your health or dental plan ended, then a "0" will appear for each month you did not pay.
How do I correct a 1095-C form?
Form 1095-C.
If correcting information on a Form 1095-C that was previously filed with the IRS, file a fully completed Form 1095-C, including the correct information and enter an “X” in the “CORRECTED” checkbox.
Why did I get a blank 1095-C form?
Part II of Form 1095-C is used to show an employer made an affordable medical offer to eligible employees. As a retiree, you are not considered an employee and therefore these sections are blank.
Can 1095-C be handwritten?
Acceptable Methods for Distributing Form 1095-C
Hand delivery is an option if your organization operates in person, allowing forms to be handed out directly to employees. Alternatively, electronic delivery is permissible if employees have consented to receive forms electronically.
Can I ignore 1095-C?
Only information from the form 1095A is required for filing on the tax return. Although information from the Form 1095-C – information about an offer of employer provided coverage - can assist you in determining eligibility for the premium tax credit, it is not necessary to have Form 1095-C to file your return.
Can you leave line 16 blank in 1095C?
While the Form instructions say to leave Line 16 blank if no indicator code applies, the IRS clearly does not like to see a blank space and often imposes penalties without a code in Line 16. The available codes are as follows: Employee not employed during the month. Employee not a full-time employee.
How does a 1095-C affect my taxes?
The Form 1095-C contains important information about the healthcare coverage offered or provided to you by your employer. Information from the form may be referenced when filing your tax return and/or to help determine your eligibility for a premium tax credit.
Are 1095-C required for 2024?
ACA reporting season for the 2024 tax year is upon us and the first deadline is approaching. Applicable Large Employers (ALEs) in California must furnish 1095-C forms to employees by Jan. 31, 2025 to comply with the state's individual mandate.
What if I forgot to add 1095-C to my tax return?
In addition to filing your W-2, the IRS requires reporting of health insurance coverage information for the 2022 federal income tax reporting year. While it is not necessary to include the Form 1095-C with your tax return, you'll need to include your insurance information on your tax return.
Where do I put 1095-C on my tax return at TurboTax?
You are not required to include your Form 1095-C with your federal return, as it is not used in Premium Tax Credit calculations like the Form 1095-A. Keep it with your tax records but you will not need to enter any information into TurboTax.
Does the IRS still require proof of health insurance?
Health care coverage documents
You are not required to send the IRS information forms or other proof of health care coverage when filing your tax return. However, it's a good idea to keep these records on hand. This documentation includes: Form 1095 information forms.