Why was the Affordable Care Act controversial social work?
Asked by: Harmony Kirlin | Last update: August 13, 2023Score: 4.1/5 (32 votes)
Why was the Affordable Care Act controversial? A.It requires that children receive coverage through the government rather than their parents' employers.
What was controversial about the Affordable Care Act?
One early controversy concerned whether individuals would lose their current health plans when the new law took effect. Initially, some insured people were taken by surprise when their insurers canceled policies that did not qualify as minimum essential coverage (MEC) under the ACA.
Why was the Affordable Care Act controversial quizlet social work?
Why is the individual mandate controversial? Because opponents of the Affordable Care Act argue that forcing people to buy health insurance is an unconstitutional use of the Commerce Clause by Congress because health insurance is not related to interstate commerce.
Why was the Affordable Care Act met with controversy and opposition?
Although the majority of Democrats supported the ACA, many Republicans were opposed to what was seen as an overreach of government power and began to refer to the ACA as “Obamacare.” Opponents of the law had issues with the individual mandate that required people to purchase health care through the ACA or a private ...
Why is the Affordable Care Act unconstitutional?
United States Department of Health and Human Services declared the law unconstitutional in an action brought by 26 states, on the grounds that the individual mandate to purchase insurance exceeds the authority of Congress to regulate interstate commerce.
Here's Why the Affordable Care Act Is So Controversial | History
Who did the Affordable Care Act hurt?
The biggest Obamacare losers are people who lost their insurance but are unlikely to qualify for subsidies through one of the new exchanges, which require an income of less than $47,000 for an individual or $95,000 for a family of four.
What problems did the Affordable Care Act address?
- The ACA protects people with preexisting conditions from discrimination. ...
- Medicaid expansion helped millions of lower-income individuals access health care and more. ...
- Health care became more affordable. ...
- Women can no longer be charged more for insurance and are guaranteed coverage for services essential to women's health.
What has been the most controversial provision in the Affordable Care Act that has led to Supreme Court challenges?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
Which problem was the Affordable Care Act designed to address?
About the Affordable Care Act
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
How did the Affordable Care Act affect individuals?
People have access to essential health benefits, including preventive and rehabilitative care, prescription drugs, wellness visits and contraceptives, mental health and substance use treatment, among many others.
What is the most controversial provision of the Patient Protection and Affordable Care Act?
The heart of the ACA — and its most controversial provision — is the individual mandate. This provision requires individuals to obtain health insurance or pay the aforementioned penalty. The government advanced two primary theories supporting the individual mandate's constitutionality.
What were the main problems the Affordable Care Act was trying to fix in 2009?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
How did the Affordable Care Act affect healthcare?
Since 2010, the ACA has made health coverage more accessible and affordable for many Americans. Thanks to the ACA, Your children can stay on your health plan until they turn 26. Health plans can't deny you coverage because you have a pre-existing condition.
Which problem was the Affordable Care Act designed to address quizlet?
more widely known as the Affordable Care Act or Obamacare. The act was enacted to expand coverage, hold insurance companies more accountable, lower healthcare costs, give people more choice for insurance, and increase the quality of healthcare/ health insurance.
Is the Affordable Care Act really affordable?
The ACA made insurance much more affordable for consumers with predictably high expenses but much less affordable for healthy consumers with incomes too high to qualify for financial assistance.
Which of the following was an unintended consequence of the Affordable Care Act?
Health insurance deductibles and out-of-pocket costs have skyrocketed under the ACA, leaving employees to pick up more and more of their health care costs. The politically correct term for this phenomenon is an increase in the “employee cost share,” which doesn't make it sound so bad.
How many people were affected by the Affordable Care Act?
New Reports Show Record 35 Million People Enrolled in Coverage Related to the Affordable Care Act, with Historic 21 Million People Enrolled in Medicaid Expansion Coverage.
Did the Affordable Care Act increase quality of care?
Findings In this nationally representative cross-sectional study of 123 171 individuals, the ACA was associated with more high-value diagnostic and preventive testing, improved patient experience and access, and decreased out-of-pocket expenditures for lower income US individuals.
Did the Affordable Care Act save lives?
We find a reduction in all-cause mortality in ages 20 to 64 equaling 11.36 deaths per 100,000 individuals, a 3.6 percent decrease. This estimate is largely driven by reductions in causes of death likely to be influenced by access to health care, and equates to one life saved per 310 newly covered individuals.
How did the Affordable Care Act affect the economy?
In reviewing evidence over the past five years, this report concludes that the ACA has had no net negative economic impact and, in fact, has likely helped to stimulate growth by contributing to the slower rise in health care costs.
What specific challenges arose in the implementation of the Affordable Care Act?
I identify key challenges in ACA implementation-the inherently disruptive nature of reform, partisan polarization, the limits of "near universal" coverage, complexity, and divided public opinion-and analyze how these issues have shaped its evolution.
What did the Affordable Care Act eliminated?
The Affordable Care Act required most people to obtain health insurance or pay a tax penalty. Legislation enacted in December 2017 effectively repealed that requirement, starting in 2019.
What are some cons of Affordable Care Act?
- The cost has not decreased for everyone. Those who do not qualify for subsidies may find marketplace health insurance plans unaffordable. ...
- Loss of company-sponsored health plans. ...
- Tax penalties. ...
- Shrinking networks. ...
- Shopping for coverage can be complicated.
What states did not accept the Affordable Care Act?
Wyoming, Kansas, Texas, Wisconsin, Tennessee, Mississippi, Alabama, Georgia, South Carolina and Florida have yet to adopt the expansion of Medicaid, leaving over 2.1 million people in the “coverage gap” — meaning they fall into the income level that would make them eligible for Medicaid but cannot access it because ...