Will my HSA cover deodorant?
Asked by: Mariana Kautzer V | Last update: September 4, 2023Score: 4.9/5 (16 votes)
Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.
Can I use my HSA to buy deodorant?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Does HSA cover personal hygiene products?
Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).
Can you use HSA for toiletries?
Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures. You also usually can't use HSA money to pay for health insurance premiums unless you meet certain criteria.
Can you use HSA for hair products?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
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What lotion is HSA eligible?
Lotion: HSA Eligibility
Lotions with active medical ingredients such as Aquaphor, are eligible if primarily used to treat a medical condition.
Can I use my HSA for chapstick?
Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you buy tampons with HSA?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible.
Does HSA cover moisturizer?
Skin moisturizer is a product designed to help the skin retain or regain its natural moisture. Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account.
Does HSA cover toothbrushes?
You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.
Is acne wash HSA eligible?
You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card.
How do I spend my HSA money?
You can use it just like a regular debit card for transactions in-store, online, at the doctor, and at other medical merchants. Digital Wallet - Use your card through your preferred mobile wallet: Apple Pay®, Samsung Pay, or Google Pay™.
What can I not spend HSA on?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Can I buy Vaseline with my HSA?
Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use my HSA on any sunscreen?
Your HSA covers over-the-counter sunscreen of all types, including sunscreen or sunblock that's designed specifically for your face, kids or that has insect repellent mixed into the sunscreen formula. Both physical and chemical sunscreens are eligible.
Is Tylenol HSA eligible?
Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.
Can you use HSA money for Botox?
Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is Botox?
Why is toothpaste not HSA eligible?
Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.
Does HSA cover vitamins?
According to the IRS, you cannot use your HSA to pay for vitamins or supplements that are taken for general health. However, you can use your HSA to pay for vitamins or supplements that have been recommended by a health professional to treat or prevent a specific condition.
Can you use HSA at Sephora?
No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!
Are humidifiers HSA eligible?
Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).
Is Epsom salt covered by HSA?
Epsom salt is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Epsom salt reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA for dermatology products?
Dermatological conditions such as psoriasis, eczema, and rosacea often require prescription-strength creams and gels. These medications can be costly and are sometimes not completely covered by insurance. No matter how much they cost, prescription medications are covered by your HSA.
What happens if you use your HSA card for something else?
If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.