Will my HSA cover prescription sunglasses?
Asked by: Hassan Homenick III | Last update: December 19, 2025Score: 4.6/5 (15 votes)
Are prescription sunglasses covered by health insurance?
Usually yes. Most vision insurance plans have yearly lens and frame allowances that can be used toward the cost of prescription sunglasses. Keep in mind that if your prescription sunglasses cost more than your allowance, you must pay the difference.
Can you use HSA on Oakley sunglasses?
We also accept most FSA/HSA cards; you can use your card at checkout. We recommend checking with your health plan to confirm eligibility.
Does LensCrafters take HSA?
USING YOUR FSA/HSA
Whether you have a Flexible Spending Account (FSA)* or a Health Savings Account (HSA)*, we'll help you get the most out of your vision care dollars. Use your FSA benefits on prescription glasses and prescription sunglasses, contact lenses or eye exams.
What are HSA glasses?
Flexible Spending Account (FSA) and Health Savings Account (HSA) are tax-advantaged accounts that allow you to save money for qualified health expenses, including eyewear. These accounts can significantly reduce your out-of-pocket costs for prescription glasses and contact lenses.
Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx
Can I use HSA to pay for sunglasses?
Polarized sunglasses are HSA-eligible if they have prescription lenses to correct your vision. The same concept applies to other sunglass lens options, such as mirrored lenses and anti-reflective (AR) coating. As long as the sunglasses have corrective lenses, they should be considered eligible HSA expenses.
Can I buy prescription safety glasses with HSA?
You can also use your FSA or HSA for prescription safety glasses. Any Rx safety glasses or sunglasses that are available in prescription will be covered.
Does Costco Optical take HSA?
FSA/HSA Visa or MasterCard Debit cards are accepted at Pharmacies, Optical and Hearing Aid Departments.
Can you use HSA card for pair eyewear?
You can use your HSA or FSA card to purchase or pay for it out-of-pocket and be reimbursed. Pair Eyewear has partnered with Flex to make paying with your HSA or FSA a seamless part of the checkout. Unless you're Steve Jobs, you don't wear the same thing every day.
Can HSA be used for eye?
HSA-eligible expenses include eye exams, screenings, glasses, contact lenses, prescription sunglasses and vision surgery from eyecarecenter. It even includes lens perks like UV protection and multifocal and bifocal lenses, as well as contact lens solutions.
Can I use my HSA card for sunscreen?
Since sunscreen is a qualified medical expense, you can use your HSA or FSA debit card to make your purchase (at a pharmacy, grocery store, major retailer, etc.). If need be, you can also pay for it out of pocket and get reimbursed.
Are Maui Jim sunglasses HSA eligible?
Maui Jim prescription sunglasses qualify as an eligible FSA and HSA expense and we happily accept FSA and HSA cards as forms of payment. Simply enter your FSA/HSA card like a typical debit card at checkout.
Can I use my HSA at Sephora for sunscreen?
A wide variety of over-the-counter healthcare products and treatments are eligible for FSA and HSA spending at Sephora and on Sephora.com. Including: Sunscreens with SPF 15+, acne treatments, acne preventions, medicated skin treatments, blue light therapy masks, and prenatal vitamins.
What should I pay for prescription sunglasses?
The average cost of prescription sunglasses varies, with budget options costing as little as $50 and designer brands draining your budget at $500 and up.
Can you claim prescription sunglasses with insurance?
Many vision insurance plans provide coverage for prescription sunglasses, which means you could be eligible to get a pair of free (or almost-free) prescription sunglasses by using direct billing with Clearly. First, check your plan details to find out exactly what you're covered for.
Does Ray-Ban accept HSA?
Use Your FSA & HSA Dollars on Prescription Ray-Bans
Prescription Ray-Bans qualify as an eligible expense for your FSA & HSA funds, and we gladly accept FSA/HSA cards as forms of payment. During checkout, simply enter your FSA/HSA as a typical credit card and check the box asking if you are using an FSA/HSA.
Are computer glasses HSA eligible?
Typically, FSAs and HSAs can pay for most prescription vision correction solutions. Unfortunately, non-prescription products do not qualify as an expense you can use FSA or HSA funds for. This includes regular sunglasses and computer glasses that filter out blue light.
How often should you get a new glasses prescription?
Signs that glasses prescription needs to be updated. Eyeglass prescriptions are valid for one to two years, depending on the optometrist. Once a prescription expires, people must get a new one to get new glasses. This allows the optometrist to examine the eyes and check for vision changes.
Can I use my Optum HSA card for glasses?
Your HSA card is the fastest and most convenient way to pay for qualified expenses. You can pay for everyday items like bandages, sunscreen, glasses, prescriptions, doctors visits and much more. Plus you save up to 30%* since you're using pre-tax dollars.
How to buy sunglasses with HSA card?
You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family. There is also a maximum out-of-pocket expense for the plan.
How do I pay for glasses with HSA?
How To Use Your FSA or HSA for Glasses or Other Vision Expenses. Many flexible spending or health savings accounts will provide a debit card. If you have one, you can use it to pay just like you would use a typical debit card.
Can you buy vitamins with HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can you claim prescription safety glasses?
Yes, prescription safety glasses are generally eligible for reimbursement through an FSA. Because these glasses are considered a necessary medical expense for those who require vision correction and work in hazardous environments, they qualify under most FSA guidelines.
Does HSA cover massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.