Will urgent care turn you away if you can't pay?

Asked by: Jamarcus Farrell  |  Last update: September 3, 2025
Score: 4.6/5 (19 votes)

While you can go to an Urgent Care Center without insurance and be treated, if you can't afford to pay, they could turn you away. Urgent Care Centers that aren't owned by hospitals are not bound by the Emergency Medical Treatment and Labor Act and most require some form of payment at the time of service.

Can a doctor's office deny you treatment for non-payment?

Some medical providers may consider refusing to treat because of the patient's inability to pay for treatment. Generally, in non-emergency situations, this is allowed. A private internist, for example, might refuse to schedule a patient's appointment if that patient has unpaid medical bills.

What happens if I don't have money for urgent care?

In most cases, if you walk into an urgent care center without insurance, they will allow you to pay affordable cash prices for services. This is usually referred to as self-pay. The amount you pay for treatment at an urgent care without insurance will depend on your needs.

Can urgent care refuse to see you without insurance?

The urgent care can deny you if you refuse to sign. They cannot refuse to treat you if you do not have insurance or cannot pay.

Can you be turned away from an urgent care?

Who Can Be Turned Away? Under the Emergency Medical Treatment & Labor Act (EMTALA), emergency rooms must treat patients regardless of their ability to pay. This law does not apply to urgent care facilities. Urgent care centers can legally turn you away and refer you to the emergency room instead.

Can A Hospital Refuse Treatment If You Can't Pay? - CountyOffice.org

23 related questions found

Can urgent care turn you away if you owe them money?

The law requires hospitals to provide care for all patients regardless of their ability to pay. The same applies to urgent care facilities owned by hospitals.

Can a hospital refuse treatment if you owe money?

Because of EMTALA, you can't be denied a medical screening exam or treatment for an emergency medical condition based on: If you have health insurance or not. If you can pay for treatment.

Does urgent care make you pay upfront?

Does urgent care bill you later? ' It depends. You can expect to pay up front for urgent care, but you may also receive a bill for services at a later date.

Is urgent care cheaper than ER?

An urgent care visit is between $100 and $200 – about ten times less than the average ER visit. If you have insurance, it should only be the cost of your co-pay. Most urgent care clinics are open 7 days a week. And, on average, wait times are 30 minutes or less.

Is urgent care free with no insurance?

Urgent care centers typically charge a flat fee for services rendered regardless of insurance status. However, some centers may offer payment plans or reduced fees based on income level and other factors. It is best to contact the center directly to inquire about any possible discounts that may be available.

Can I go to the ER if I have no money?

Emergency room staff cannot deny care or treatment to people without insurance, but they do charge for their services. The fees of emergency rooms are higher than those of urgent care centers. It may be a good idea to research and consider what situations might warrant a visit to each place.

What do doctors do if you can't pay?

If you don't qualify for financial assistance, work directly with your doctor or hospital on a repayment plan. Sometimes, if you offer to pay a portion of your bill right away, they will offer you a discount. Many health care providers offer low- or no-interest repayment plans over several years.

Can you go to the ER if you owe them money?

Even if you owe a hospital for past-due bills, that hospital cannot turn you away from its emergency room.

Can a doctor fire a patient for non payment?

Physicians may decide to dismiss a patient for a variety of reasons such as nonpayment, non-compliance and/or inappropriate behavior. Whatever the reason, a patient dismissal is a subject of concern for everyone and should be handled carefully.

What happens if I go to the ER without insurance?

Despite the financial hurdles, uninsured emergency patients are provided with legal safeguards. The Emergency Medical Treatment and Active Labor Act (EMTALA) is a federal law that requires anyone coming to an emergency department to be stabilized and treated, regardless of their insurance status or ability to pay.

Do urgent cares reduce ER visits?

On average, residents from each ZIP code visited the ED 161 times per hour over the course of the year. Having an urgent care center in a ZIP code reduced this number by 27.7 visits (P < 0.05), a relative decrease of 17.2%, during the hours the urgent care center was open.

Do you get charged if you leave the emergency room?

Insurance Companies Refusing Payment for Patients Who Leave the Emergency Department Against Medical Advice is a Myth.

Can urgent care turn you away if you can't pay?

Do I Need Insurance? You do not need to have insurance to visit an urgent care facility. However, they may turn you away if you cannot afford to pay. That being said, many offer payment plans to make treatment easier to obtain.

How much do most ER visits cost?

Average ER visit cost

An ER visit costs $1,500 to $3,000 on average without insurance, with most people spending about $2,100 for an urgent, non-life-threatening health issue. The cost of an emergency room visit depends on the severity of the condition and the tests, treatments, and medications needed to treat it.

What happens if you don't pay medical bills under $500?

Waiting to pay can be beneficial

That means if the card becomes delinquent, even debts under $500 can appear on your credit report and hurt your score. Despite the potential consequences of ignoring a medical debt, there are some advantages to letting the bill go unpaid.

Can a hospital force you to stay if you can't pay?

In short, you have the right to leave the hospital without paying your bill. Whether you have paid or not has no impact on your right to make a medical decision. Additionally, you may leave without signing the discharge form. The healthcare provider would still consider this as leaving against medical advice.

Can you get turned away from ER?

But they can't simply turn you away and say they can't provide care. If you believe you've been turned away from an emergency room without a proper assessment and inquiry into your condition, that could be a medical malpractice case, and you should contact a lawyer.

Will urgent care make me pay?

The average cost of getting treatment at an urgent care center ranges between $100-150, depending on the type of service of the copay plan. However, it may be slightly expensive if you're paying without insurance because you'll cover the entire cost of treatment out of pocket.

Can a doctor refuse to treat you if you can't pay?

Private doctors can refuse to provide treatment to new patients if: The doctor's office is not accepting any new patients. You are unable to pay for the costs of the treatment you need. The doctor's office does not take your health insurance.