Are exercise classes FSA eligible?

Asked by: Cooper Wiza  |  Last update: November 27, 2025
Score: 4.7/5 (69 votes)

Because exercise benefits general wellness, related costs do not immediately qualify. However, if a physician recommends exercise to prevent or treat a condition, gym memberships, personal training sessions, trackers, fitness apps and class fees may be paid for with HSA/FSA funds.

Can I use FSA to pay for fitness classes?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can I use my FSA card for yoga classes?

Fitness fees do not immediately qualify as eligible HSA/FSA expenses, but they do qualify if a provider recommends exercise to prevent or treat a medical condition. To qualify those expenses for reimbursement with an HSA/FSA administrator, you need a Letter of Medical Necessity from a provider.

Are exercise weights FSA eligible?

The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.

Can I use my FSA for a Peloton?

Yes. A medical practitioner can issue a Letter of Medical Necessity to a patient who meets the requirements to qualify to use HSA/FSA funds on health and wellness purchases, as set forth by the Internal Revenue Service.

How To Use Your FSA & HSA on AMAZON (Easy)

22 related questions found

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Are Apple watches FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Will FSA pay for a treadmill?

If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.

Are air purifiers FSA eligible?

Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.

Is Orangetheory FSA eligible?

Orangetheory Fitness has embraced fitness as medicine, partnering with telehealth platform Dr. B to allow its members to use tax-free health savings account (HSA) and flexible savings account (FSA) funds on memberships, classes and equipment.

Can I pay for massage with FSA?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Are vitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.

Can I use FSA for glasses?

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Are stationary bikes FSA eligible?

Generally, home exercise equipment purchased solely for overall fitness and wellbeing isn't covered by your HSA or FSA However, if the item is considered medically necessary as part of a treatment plan for a specific condition, it may be covered — but only with a Letter of Medical Necessity (LOMN) from a licensed ...

Can I use my FSA to pay for weight loss programs?

Some FSA plan administrators allow for the plans as long as they are backed up by a letter of medical necessity (LMN) from a physician or other medical practitioner outlining how the weight-loss program will be used to treat a specific medical condition.

Are yoga classes FSA eligible?

Yoga: FSA Eligibility

Yoga is not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA). What is Yoga? Yoga encompasses a group of physical, mental, and spiritual practices or disciplines.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Are power toothbrushes FSA eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

Are massage guns FSA eligible?

A massage gun is a device that may ease muscle tension. Money in your health savings account (HSA) and flexible spending account (FSA) may be used to pay for percussion massage guns like a Theragun if they're used for medical purposes.

Can I put my gym membership on my FSA?

So, can you use your HSA or FSA to pay for gym memberships or health club dues? The short answer is yes, but you need a Letter of Medical Necessity.

Is sunscreen FSA eligible?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.

Are fitness classes FSA eligible?

Fitness fees do not always qualify as eligible HSA/FSA expenses. But they may qualify if a provider recommends that you exercise to prevent or treat a medical condition.

Are massages FSA eligible?

If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.

Can I use FSA for Peloton membership?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Does FSA cover Fitbit?

Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).