Are non prescription glasses covered by FSA?

Asked by: Daniela Bechtelar  |  Last update: November 8, 2025
Score: 4.3/5 (28 votes)

If the item or service is not considered medically necessary, then it most likely won't be covered by your FSA or HSA. Here are some examples of what usually is not FSA- or HSA-eligible: Non-prescription glasses.

Can I buy non-prescription glasses with FSA?

You can't use your FSA for these eyecare expenses: Non-prescription eyeglasses.

Are non-prescription glasses covered?

You'll need a prescription from an optometrist to make a claim on prescription sunglasses. You cannot claim non-prescription sunglasses.

What vision products are FSA eligible?

Prescription contact lenses and eyeglasses are common FSA/HSA-eligible vision expenses, but here are a few more that may qualify:
  • Astigmatic keratotomy (AK) surgery.
  • Automated lamellar keratoplasty (ALK) surgery.
  • Bifocals.
  • Contact cleaning solution.
  • Contact lens cases.
  • Corrective swim goggles.

Can I use my FSA on Warby Parker?

We accept flexible spending accounts (FSA) for prescription glasses, prescription sunglasses, contacts, readers, and eye exams.

5 Tips To Look AWESOME Wearing Glasses | The BEST Eyeglasses For Men

45 related questions found

How do I pay for glasses with FSA?

How To Use Your FSA or HSA for Glasses or Other Vision Expenses. Many flexible spending or health savings accounts will provide a debit card. If you have one, you can use it to pay just like you would use a typical debit card.

Can you use FSA for gym membership?

But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Do sunglasses count for FSA?

In most cases, non-prescription sunglasses are not eligible for payment with FSA funds. However, reading sunglasses like our SunReaders® are FSA-eligible because they help correct presbyopia. Reading glasses (without tinted lenses) are also FSA-eligible for this reason.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

What are non-prescription glasses called?

You'll often see them referred to as “plano glasses”, “unprescribed glasses”, or “fashion glasses non-prescription”. Whatever term is used, the use case remains the same: this is eyewear designed primarily for aesthetic appeal rather than vision correction.

Why do people get non-prescription glasses?

People wear glasses for a variety of reasons — and not just for vision problems. In fact, many people today are wearing non-prescription glasses strictly as a fashion statement. This trendy accessory is readily available in a range of designs, colors and materials that can add just the right touch to your outfit!

What happens if you wear glasses that aren t your prescription?

1. Eye Strain and Discomfort. Headaches: Wearing glasses with the wrong prescription can cause headaches due to the eyes exerting extra effort to compensate for the incorrect refractive errors. Persistent headaches may indicate the need for a prescription adjustment.

Is an Apple Watch FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Can you use FSA for non prescription drugs?

Health savings accounts (HSAs) allow qualified individuals to use pretax dollars to buy over-the-counter (OTC) medications that they would normally pay for out of pocket. If you don't have an HSA, you can also use a flexible spending account (FSA) to purchase qualified OTC medications.

Are diapers FSA eligible?

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

Are electric toothbrushes FSA eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

What does FSA cover for vision?

This includes eye exams, glasses, prescription sunglasses, eye drops and contact lenses. Eye care accessories such as contact lens solution and cleaner are also eligible. You can even put FSA funds toward eye surgery such as LASIK, radial keratotomy and cataract surgery.

Can I buy sunscreen with FSA?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.

Are bras FSA eligible?

Nursing bras (those that directly aid lactation, such as a hands-free bra used for pumping), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is Tylenol FSA eligible?

Name-brand product equivalents such as Advil, Motrin, Nuprin, Tylenol and others are also considered eligible for reimbursement with a consumer-directed healthcare account as fever reducing medications so long as a doctor has prescribed them.

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Can I use FSA for dental?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Does FSA pay for massage?

If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.