Are white cars cheaper on insurance?

Asked by: Nella Jaskolski  |  Last update: September 11, 2022
Score: 5/5 (1 votes)

Based on this, vehicles that are white or black are likely to cost more to insure, since they are more in demand colors. The color of your car can indirectly affect insurance rates in other ways too. Some vehicles are less likely to be stolen.

What color car is the most to insure?

You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does not affect the price of auto insurance.

What color car is the cheapest?

Red is the most expensive colour, worth an extra $338; grey is the cheapest, worth $389 less than the convertible average. For trucks, black is the most valuable colour, worth an extra $221; blue is the cheapest, averaging $237 less than a typical pickup. "Here's the catch," Klein says.

Do white or black cars have higher insurance?

A VIN can tell you a lot about a car, including the year, make, where it was manufactured, engine type, and more. But it doesn't tell you the color. And if your insurance company doesn't know what color car you own, driving a white car won't cost you any more than a black or blue one — usually.

Does insurance care about car color?

You might have heard that the color of your vehicle will affect your auto insurance rates, but this is a common myth. It doesn't matter what color it is because the insurer will not factor that into your policy rates.


35 related questions found

Are white cars hard to keep clean?

White. White cars are easy to keep clean because they hide light dust and dirt more easily than darker colors, like black. They are less easy to keep clean than silver and grey cars though, because they highlight mud more easily.

What is the safest car color?

White. We've referenced the safest color car on the road. That color is white. White cars are 12 percent less likely to be involved in an accident than black cars at any time of the day under any conditions.

Do you pay more insurance on a white car?

Based on this, vehicles that are white or black are likely to cost more to insure, since they are more in demand colors. The color of your car can indirectly affect insurance rates in other ways too. Some vehicles are less likely to be stolen.

Is white a good color for a car?

In the world of best car colors, you can count on the old standbys that never go out of style. White, Black, Gray, and Silver continue to top the list of best colors for cars. Based on consumer choice, these car colors jockey back and forth for position like a bunch of thoroughbreds.

Does car color affect price?

Color generally doesn't have an impact on the price of buying a new vehicle. However, in-demand colors like white, grey, and silver may be widely available and easier to purchase than those with unique colors. More popular colors will also hold better resale value over time since there is more demand for them.

Why is white the most popular car color?

Some reasons for its popularity include the fact that white is associated with modern and progressive themes due to its connection to technology products such as the Apple iPhone. It's also one of the lowest maintenance car colors to keep looking clean due to its unique ability to hide dirt compared to many colors.

Why are white cars so popular?

The upside of buying a white car: Consumers are less likely to get sick of the color compared with red, orange or beige, and the consistently high demand for white cars means they tend to hold their value in the resale market. “Bolder colors sometimes depreciate faster, depending on trends,” Wiesenfelder says.

What color car holds value best?

According to the iSeeCars report, yellow is the most valuable colors among convertibles and SUVs, while orange does it for coupes, beige is best for pickup trucks, and purple, being among the rarest of colors in any segment, boosts the value of sedans the most.

Which color car is more expensive?

The answer could be that red cars (and vehicles in other popular colors) do cost more to buy. Red, black, white, and blue tend to be the most expensive car colors to buy because they are the most in-demand with consumers.

Do certain car colors attract the attention of police?

While white cars also attract police attention, there are far more white cars on the road than red. Of all the colors on the spectrum, red is the one that tends to command the most attention. That's why so many companies incorporate a vibrant shade of red into their logos.

What car has the highest insurance rate?

What are the most expensive cars to insure in 2021? The most expensive car to insure in 2021 is the Maserati Quattroporte, which costs an average of $419 per month — or a whopping $5,024 annually. That's 239% more than the national average premium for auto insurance.

What does a white car say about you?

People who prefer white vehicles are often thought of as perfectionists. These personality types know what and how they like things, and they want to keep everything pristine. People that drive white cars are always organized and are thought to have the cleanest interiors of any car.

What does a white car symbolize?

Driving Style : Those in a white car are likely to be orderly and stick to the rules of the road, becoming irritated by those who are not obeying normal driving protocol.

Are white cars for females?

White, fourth most-preferred by men than women, is the most popular hue for pickup trucks. sports cars and coupes more than any other model. For women's car color choices, used minivans, sedans and wagons are the most popular car types for silver.

Why do some car colors cost more?

Many carmakers charge extra for certain colors, and that can add anywhere from $200 to a few thousand dollars toward the cost of a new car. Metal flake and tri-coat pearl finishes that are more complicated to produce and apply are generally the culprits, and some manufacturers charge more than others.

Why do red cars cost more to buy?

The misconception that red cars are more expensive to insure is fiction. There isn't much evidence to back up the claim that red cars raise insurance prices. While auto insurance companies consider various factors when determining your premium, the color of your vehicle is not one of them.

Is red car paint more expensive?

Automakers often offer several different colors free, though special pigments and hues can command a premium, with red often being the most expensive.

Do white cars have less accidents?

The safest car colors

According to the study, white cars are 12 percent less likely to get into an accident than black cars are, regardless of the time of day. Cream, yellow, and beige cars also ranked closely behind white; yellow actually surpassed white as the safest color in some studies as well.

What color car gets stolen the most?

Surprisingly, green cars are the most popular among car thieves according to recent research by Monash University Accident Research Centre. While white may be the most common car colour - they're stolen at a rate of 2.65/1000 registered vehicles.

What color car is hardest to keep clean?

Black cars have proven to be hardest to keep clean. Staying clean is a problem with all dark colored vehicles. Any small dirt on the vehicle will show.