Can I pay my gym membership with FSA?
Asked by: Ms. Karli Tremblay Sr. | Last update: November 24, 2025Score: 4.6/5 (55 votes)
Can I pay for a gym membership with my FSA card?
Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Is fitness eligible for FSA?
The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.
Can FSA be used for YMCA membership?
Unfortunately, YMCA and gym memberships are not eligible for reimbursement through a flexible spending account (FSA), as they are considered by the IRS as a means of supporting one's general health, rather than a direct treatment of a specific medical condition.
Can I use FSA for Peloton membership?
You can't directly pay for membership costs with your HSA/FSA card, but if you receive a Letter of Medical Necessity (LMN) from Truemed or an applicable licensed medical professional and are eligible for reimbursement, you may be able to apply your HSA/FSA funds to the cost of a Peloton Membership while the LMN is ...
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What can I not use my FSA for?
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.
Can I pay for massage with FSA?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Can a gym membership be a medical expense?
No, the IRS generally does not classify gym memberships as qualified medical expenses. They are considered personal expenses for general health and fitness. Only expenses used to treat a specific medical condition qualify as deductible medical expenses on your tax return.
Can FSA pay for glasses?
Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Does FSA cover teeth whitening?
Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.
Can you use FSA for vitamins?
Are vitamins FSA/HSA eligible? You want to be careful when trying to buy vitamins with your FSA or HSA. They are not always deemed a qualified expense. If your vitamins are not prescribed by a healthcare professional or used to treat a specific condition, your purchase most likely won't be FSA or HSA eligible.
What can I pay for with my FSA?
Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices. You decide how much to put in an FSA, up to a limit set by your employer. You aren't taxed on this money.
Can a doctor write a prescription for a gym membership?
Health club and gym membership fees for treating a medical condition are eligible with a doctor's note. Even though exercising has many health benefits, gym memberships to maintain your general health and wellness are not eligible medical expenses, according to the IRS.
Are running shoes FSA eligible?
Are running shoes HSA/FSA eligible? Running shoes may be an eligible expense for your HSA or FSA, if they help to manage or prevent a medical condition.
Are gym memberships FSA eligible?
The IRS considers health club and gym membership fees “general health expenses,” and not something that automatically qualifies as medical care. Unfortunately, this means gym memberships are not considered FSA eligible without an LMN.
Can I write off a Rolex?
Despite popular belief and advice from some tax professionals and influencers, the IRS and tax courts generally do not allow deductions for Rolexes.
Can my HSA pay for my gym?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Can I use FSA for dental?
Flexible spending accounts (FSAs) allow employees to make tax-free contributions for various medical or dental expenses. Distributions are free, provided they are used for qualified medical expenses. In most circumstances, you can use your FSA for non-cosmetic dental procedures.
Can you use FSA for Peloton?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can you use FSA for tampons?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Can I cash out my FSA?
You can't withdraw money from an ATM
One of those is that the money can only be spent on FSA-eligible expenses. The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).
Are car seats FSA eligible?
Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.