Can I use FSA for teeth whitening?

Asked by: Anibal VonRueden  |  Last update: October 22, 2023
Score: 4.5/5 (27 votes)

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Are Crest White Strips covered by FSA?

Whitening strips are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I claim teeth whitening on HSA?

According to the IRS, qualifying medical expenses can include any medically necessary medications, products, procedures, or programs. These services must be designed to treat or prevent a specific dental issue and can't apply to cosmetic procedures, such as teeth whitening.

What dental expenses are covered by FSA?

Dental Expenses that can be Paid with FSA's
  • Teeth cleaning.
  • Root canals.
  • Dental fillings.
  • Dental sealants.
  • Crowns.
  • Bonding.
  • Dentures.
  • Tooth extractions.

Can I use my FSA for dental veneers?

FSA plans do not cover any form of cosmetic dentistry. The plans do not cover teeth whitening, veneers or cosmetic orthodontia.

How to use custom fit tooth whitening trays.

28 related questions found

Can I use FSA to pay for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can I use my FSA to pay for braces?

In most cases, yes, you can use your HSA or FSA for eligible orthodontic treatment. Only the portion of your orthodontic payments(s) not paid by your dental insurance or any other plan may be considered an eligible expense.

Can I use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I use my FSA for coolsculpting?

Coolsculpting, or cryolipolysis, is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is laughing gas FSA eligible?

Nitrous oxide does not have a direct role in medical treatment of a specific condition (with the exception of some use for anesthesia purposes at a medical treatment facility), therefore it is not eligible for reimbursement with an FSA.

Is Waterpik FSA eligible?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Is Crest toothpaste HSA eligible?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

Does FSA cover tummy tuck?

Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as it is considered a ...

Is hydrogen peroxide covered by FSA?

Hydrogen peroxide may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is Apple Watch 8 FSA eligible?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Can FSA pay for massage?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can I use FSA on deodorant?

Deodorant: FSA Eligibility

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Does FSA cover lip fillers?

Therefore, in the vast majority of cases, cosmetic procedures are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Does FSA cover hair transplant?

For a typical healthcare FSA, elective procedures are an ineligible expense. Things like teeth whitening, hair transplant, or cosmetic surgery cannot be purchased or reimbursed through an FSA.

Can you use HSA for tummy tuck?

You can't use pre-tax funds from a health savings account (HSA) or a flexible spending account (FSA) for cosmetic surgical procedures, like a tummy tuck. However, if you have good credit, you could take out a private loan to finance your surgery.

Can I buy vitamins with FSA?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Can I pay for smile direct with FSA?

SmileDirectClub accepts most major insurance coverage. You can also use HSA or FSA funds, and pay using CareCredit. Example cost savings*FSA or HSA funds can be used to pay for the remainder.

Is a knee brace FSA eligible?

Knee wraps and supports are eligible over-the-counter (OTC) items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is Lasik covered by HSA?

Can You Use HSA for LASIK? You can use an HSA for LASIK and other laser vision correction procedures. Like the FSA, the IRS sets limits on what procedures can be covered by an HSA. Laser vision correction procedures including LASIK, SMILE, and PRK are eligible expenses.