Can I use HSA to pay for yoga?

Asked by: Judge Cremin  |  Last update: January 24, 2026
Score: 4.4/5 (11 votes)

Yoga may be eligible for reimbursement with a Letter of Medical Necessity (LMN) saying yoga is being used to treat, prevent or mitigate a disease.

Can I pay for yoga classes with my HSA?

Fitness fees do not immediately qualify as eligible HSA/FSA expenses, but they do qualify if a provider recommends exercise to prevent or treat a medical condition. To qualify those expenses for reimbursement with an HSA/FSA administrator, you need a Letter of Medical Necessity from a provider.

Can you use HSA for exercise classes?

Because exercise benefits general wellness, related costs do not immediately qualify. However, if a physician recommends exercise to prevent or treat a condition, gym memberships, personal training sessions, trackers, fitness apps and class fees may be paid for with HSA/FSA funds.

Can HSA be used for wellness?

The IRS doesn't allow individuals with an HRA, HSA, or FSA to pay for general health and wellness expenses unless the service or item treats a specific medical condition noted by a doctor. Unlike other wellness benefits—like health stipends—HRAs, HSAs, and FSAs don't cover general wellness expenses.

Can you use HSA for health classes?

Fees for educational classes for medical conditions are eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can HSA funds be used to pay for The Practice membership?

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Can I use my HSA for a massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can you pay for Peloton with HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Are pilates classes covered by HSA?

Does HSA cover Pilates? If your healthcare provider recommends Pilates as part of a treatment plan and provides a Letter of Medical Necessity, you can use your HSA funds to cover the associated expenses.

Can you use HSA for meditation?

Mental health care

The funds may also cover online therapy options, text therapy, and hypnotherapy. Use your FSA or HSA for addiction treatment and even meditation apps. Keep in mind that these services may require a Letter of Medical Necessity in order to be covered.

Can I use my HSA for a fitness watch?

To purchase a fitness tracker with a consumer-directed healthcare account like an FSA, HSA or HRA, a Letter of Medical Necessity (LMN) is required to show that the device will be used to treat a legitimate medical condition such as obesity.

Is Planet fitness HSA eligible?

In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly.

Is yoga FSA eligible?

Yoga: FSA Eligibility

Yoga may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I buy a sauna with my HSA?

The key to using your HSA/FSA funds for a sauna purchase is obtaining a letter of medical necessity (LMN). This letter justifies your sauna as a necessary medical expense for treating or alleviating a specific condition.

Can HSA go towards gym membership?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

How does IRS know what you spend HSA on?

Verification of expenses is not required for HSAs. However, total withdrawals from your HSA are reported to the IRS on Form 1099-SA. You are responsible for reporting qualified and non-qualified withdrawals when completing your taxes.

Is a yoga ball HSA eligible?

Exercise balls are typically not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Exercise balls are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Does HSA pay for yoga?

Yoga is a practice, rather than a task or a goal to be completed (Everything Yoga). Yoga may be eligible for reimbursement with a Letter of Medical Necessity (LMN) saying yoga is being used to treat, prevent or mitigate a disease.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use HSA money to buy a treadmill?

The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.

Can HSA pay for massage?

Generally, HSAs cover treatments that are considered medically necessary, and massages are no exception. If a doctor prescribes massage therapy to treat a specific medical condition–such as chronic pain, injury recovery or other ailments–then the cost of the massage may be a qualified medical expense.

Can I use HSA for vitamins?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.

Can you use HSA for sneakers?

Running shoes may be an eligible expense for your HSA or FSA, if they help to manage or prevent a medical condition.

Can you use HSA for Pilates?

You might find that you can utilize your HSA card (and pre-tax HSA funds) for Pilates using an exercise prescription, but maybe this doesn't count toward your medical plan deductible. Again, this is specific to your insurance plan, and you'll need to talk to your insurance company to see what's right for you.

What can you not pay with HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Is daily harvest HSA eligible?

Some health care providers allow FSA / HSA dollars to be spent on healthy, nutritious food, including Daily Harvest. Please connect directly with your health care provider to understand their requirements and processes to qualify for and receive this benefit.