Can I use my FSA for non prescription glasses?

Asked by: Juston Osinski  |  Last update: November 22, 2023
Score: 4.3/5 (32 votes)

Sunglasses are only eligible for reimbursement with an FSA if they contain prescription lenses. Non prescription sunglasses do not assist with vision correction, therefore they are not eligible for FSA reimbursement.

What glasses are FSA eligible?

An FSA or HSA can be used to pay for the following types of eyewear: Prescription eyeglasses, including reading glasses, progressive multifocals and bifocals. Eyeglass frames (without lenses) Prescription sunglasses.

Can I use my HSA to buy non prescription glasses?

If you're unsure about a product, ask yourself, “Will this help correct my vision?” If the answer is no, it probably isn't covered. The following eyewear and eye care costs are typically not covered under HSA or FSA funds: Non-prescription eyeglasses. Regular (non-prescription) sunglasses.

Can an FSA be used for vision?

As long as you have a vision prescription, you can use your HSA or FSA on the following eyecare expenses: Prescription glasses and sunglasses. Contact lenses (not including non-prescription contacts) Reading glasses (over-the-counter, no prescription needed)

What can FSA not be used for?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Ask the optician: Can I order glasses without a prescription?

41 related questions found

What are qualified vision expenses for FSA?

Most FSA plans cover out-of-pocket expenses not eligible or covered by healthcare insurance. This includes eye exams, vision supplies, office visit copays and wearable vision products for both you and your family.

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Does Walmart vision accept HSA?

Yes. You can use Health Savings Account dollars to pay your share of expenses covered under the vision plan.

Can I use my HSA at Sunglass Hut?

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor.

How many sunglasses can I buy with FSA?

As long as you have the funds, you can buy as many pairs of prescription glasses or sunglasses as you like.

Do blue light glasses count for FSA?

Is it the same for FSA? Most of the time you can put your FSA and HSA dollars towards a pair of non-prescription Blue Light glasses. Sometimes there is a minimum requirement for reimbursement, so it's always best to check with your provider and plan to understand the terms.

Does Target Optical accept HSA?

Target Optical accepts FSA/HSA dollars for all prescription eyewear purchases (this includes prescription sunglasses and contact lenses!) and eye exams, as long as your FSA or HSA (health savings account) card is affiliated with a MasterCard, Visa, or AMEX.

Can I buy moisturizer with my HSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Can I buy sunscreen with HSA?

If you have a Flexible Spending Account (FSA), Health Saving Account (HSA) or Health Reimbursement Account (HRA), you can use it to pay for a wide variety of health care products and services. The IRS determines which expenses can be reimbursed. Sunscreen is considered one of those eligible expenses.

Can I use FSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are dry eye drops covered by FSA?

There are numerous different types, from artificial tears to help combat dry eye syndrome to steroid or antihistamine eye drops to help patients to manage the effects that allergies have on their eyes. The good news is that the cost of most types of eye drops are covered by FSA.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Is toothbrush HSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I use HSA for Fitbit?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does FSA cover teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Does FSA cover dental crowns?

You may already know that your HSA or FSA can be used for things like dental visits and crowns—but did you also know they can be used toward braces and other orthodontic work? It's true. FSAs and HSAs can help you get reimbursed for a wide variety of dental treatments for you and your family.

Is dental floss FSA eligible?

Expenses That Are Excluded

In fact, you can't even buy toothpaste of any kind or dental floss using FSA funds, as they are not eligible expenses. Oral pain remedies, however, are typically covered by plans.

Can I buy vitamins with FSA?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?