Can I use my HSA for floss?

Asked by: Hosea Jacobi  |  Last update: December 14, 2023
Score: 4.3/5 (18 votes)

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

Does HSA cover dental floss?

Dental floss is considered to be a product used primarily for "general health" purposes, and is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible ...

What dental expenses are HSA eligible?

Dental treatment - Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc.

Can you use HSA card for toothbrush?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I use my HSA card to buy a Waterpik?

Eligible Medical Expenses Include Dental Issues

For example, if a dentist diagnoses gingivitis and recommends a Waterpik® Water Flosser or Waterpik® Sonic-Fusion®, under IRS guidelines it is an eligible expense. Individual plans can vary, so it's best to verify eligibility with your provider.

What expenses can I use my HSA for?

16 related questions found

Can I use my HSA for hygiene products?

You can pay for OTC feminine hygiene products, such as yeast infection treatments, using your FSA/HSA.

Can you use HSA for mouthwash?

While the list of eligible dental procedures covered under an HSA is extensive, the list of non-qualifying expenses is minimal. These include teeth whitening and what may be considered cosmetic dental procedures. Also, daily care products like toothpaste, mouthwash, and dental floss do not qualify under an HSA.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Why is toothpaste not HSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can HSA be used for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can you buy laundry soap with HSA?

Soap is considered a personal use product and is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are sunglasses HSA eligible?

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family.

Can you use HSA card for food?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Is floss covered by FSA?

Expenses That Are Excluded

In fact, you can't even buy toothpaste of any kind or dental floss using FSA funds, as they are not eligible expenses. Oral pain remedies, however, are typically covered by plans.

Can I use HSA to buy electric toothbrush?

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I buy a treadmill with my HSA?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Is Tylenol HSA-eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.

Can you use HSA for bras?

Nursing bra reimbursement are eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Nursing bra reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What are some HSA eligible items?

These are the most common HSA-expensed items
  • Copays for prescriptions and office visits.
  • Crutches.
  • Dental care (See below)
  • Flu shots.
  • Hearing aids.
  • Prescription medications.
  • Vision care (See below)
  • Wheelchairs.

Can you use HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Does HSA cover facial cleanser?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can I use my HSA for wisdom teeth removal?

Wisdom tooth extraction is eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA). Wisdom tooth extraction is not eligible with a dependent care flexible spending account (DCFSA).

What lotion is HSA eligible?

Lotion: HSA Eligibility

Lotions with active medical ingredients such as Aquaphor, are eligible if primarily used to treat a medical condition.