Can I use my OTC card in-store at Walmart?
Asked by: Ines Hoppe Jr. | Last update: September 24, 2025Score: 4.2/5 (13 votes)
How do I use my OTC card at Walmart?
Pay with your Walmart Wellness Benefits Card at any register when you checkout. The card will only pay for the eligible items. You will need a second payment method for any products not covered by your Walmart Wellness Benefits card.
Why did my OTC card not work at Walmart?
The most common reasons why a benefit card may be declined at the point of sale are: The benefits card has not been activated. The benefits card has been used before the 24-hour waiting period after activation is over.
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
What stores accept UCard?
- Walmart.
- Walgreens.
- CVS.
- Kroger.
- Publix.
- HEB.
- Family Dollar.
- Dollar General.
How To Shop In-Store with Your OTC Card
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
What stores accept an OTC card?
- CVS.
- Walgreens.
- Duane Reade.
- Rite Aid.
- Dollar General.
- Family Dollar.
- Walmart.
How to use UCard at a grocery store?
Download the UnitedHealthcare mobile app and access the UCard Hub on the go. With the app, you can check your balance, shop in-store using the product scanner, check out with your digital UCard and more.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Is toilet paper covered by an OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
How often do you get money on your OTC card?
It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.
Can I use my OTC card at self checkout?
Yes, you can use your card at self-checkout in store. What if my card is denied? Please double check that your card is active and has a balance.
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Do I need a PIN number to use my OTC card at Walmart?
You will not need a PIN to use your card. Your available OTC spending allowance amount will apply to the eligible items and deduct from your total purchase. Sales tax may apply. If your total is more than your available balance, please use another form of payment for the remaining amount.
Can you use an OTC card on Amazon?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.
Does Walmart accept UCard?
How can I shop in a store using my UCard? You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.
Can I use my OTC at Walmart?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
What stores accept the UnitedHealthcare UCard?
The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.
What household items can I buy with my OTC card?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
What can I buy at Walmart with my Nations benefits card?
Eligible products include all food items like fresh meats, fruits and vegetables, canned goods, frozen foods, and more.
Is deodorant OTC approved?
Anti-perspirants/Deodorants
The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.
Can I use my UCard at Dollar General?
Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.
What can you not buy with an OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.
What stores can I use my OTC card at?
In addition to shopping from Medline, members can use their OTC card in-store at CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart, and at Walmart.com. IMPORTANT: The new 2023 OTC card has a magnetic strip on the back for swiping the card at participating retail stores.