Can you buy prescription sunglasses on HSA?

Asked by: Chadrick O'Conner  |  Last update: September 8, 2025
Score: 4.7/5 (42 votes)

If you have funds, you can buy as many pairs of prescription glasses, sunglasses, or contact lenses as you like.

Can you use HSA on Oakley sunglasses?

We also accept most FSA/HSA cards; you can use your card at checkout. We recommend checking with your health plan to confirm eligibility.

Are prescription sunglasses a qualified medical expense?

Yes, you can pay for prescription eyeglasses and sunglasses with a tax-advantaged health account like a health savings account (HSA) or flexible spending account (FSA).

Can I use HSA for prescription safety glasses?

The HSA works just like a bank account. Once there are funds in it, you'll have access to them through a debit card or checks. You can then use that account to pay for exclusive prescription safety glasses at RX Safety.

Does Lenscrafters take HSA?

USING YOUR FSA/HSA

Whether you have a Flexible Spending Account (FSA)* or a Health Savings Account (HSA)*, we'll help you get the most out of your vision care dollars. Use your FSA benefits on prescription glasses and prescription sunglasses, contact lenses or eye exams.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

41 related questions found

Can I pay for sunglasses with HSA?

Polarized sunglasses are HSA-eligible if they have prescription lenses to correct your vision. The same concept applies to other sunglass lens options, such as mirrored lenses and anti-reflective (AR) coating. As long as the sunglasses have corrective lenses, they should be considered eligible HSA expenses.

Can you use HSA card for pair eyewear?

You can use your HSA or FSA card to purchase or pay for it out-of-pocket and be reimbursed. Pair Eyewear has partnered with Flex to make paying with your HSA or FSA a seamless part of the checkout. Unless you're Steve Jobs, you don't wear the same thing every day.

Can HSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Are sunglasses FSA eligible?

You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

What should I pay for prescription sunglasses?

The average cost of prescription sunglasses varies, with budget options costing as little as $50 and designer brands draining your budget at $500 and up.

What can I use my HSA for?

A Health Savings Account (HSA) lets you set aside money on a pre-tax basis to pay for:
  • Coinsurance. Coinsurance. ...
  • Copayments. Copayment. ...
  • Deductibles. Deductible. ...
  • Qualified medical expenses (includes some dental, drug, and vision expenses) – Find an expenses list on IRS.gov.

Can I claim prescription sunglasses on tax?

You can't claim a deduction for prescription glasses or contact lenses, even if you need to wear them while working these are private expenses. You can claim a deduction for the cost of protective glasses if you wear them to reduce the real and likely risk of illness or injury while working.

Can I use my HSA card for sunscreen?

Since sunscreen is a qualified medical expense, you can use your HSA or FSA debit card to make your purchase (at a pharmacy, grocery store, major retailer, etc.). If need be, you can also pay for it out of pocket and get reimbursed.

Are Oakley prescription sunglasses FSA eligible?

Take advantage of your insurance before the year ends and call us at 800 403 7449 to learn more about using your benefits online (Mon-Fri 8:30AM-5:30PM ET). You can also use your HAS/FSA cards at checkout to purchase prescription glasses or sunglasses.

Does Target Optical accept HSA?

Using your insurance online and in store is easy!

Save up to 80% on your favorite frames by using your vision insurance, HSA, and FSA benefits. You can also apply your benefits to contact lenses and eye exams.

Can I use HSA for prescription sunglasses?

FSAs and HSAs are programs offered by employers that allow you to set aside pre-tax funds for eligible health care expenses including prescription eyewear and contact lenses.

Are gym memberships FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Is an Apple Watch FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Can I buy an Apple Watch with HSA?

Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use my HSA for vitamins?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Are computer glasses HSA eligible?

Typically, FSAs and HSAs can pay for most prescription vision correction solutions. Unfortunately, non-prescription products do not qualify as an expense you can use FSA or HSA funds for. This includes regular sunglasses and computer glasses that filter out blue light.

How often should you get a new glasses prescription?

Signs that glasses prescription needs to be updated. Eyeglass prescriptions are valid for one to two years, depending on the optometrist. Once a prescription expires, people must get a new one to get new glasses. This allows the optometrist to examine the eyes and check for vision changes.

Can I use my HSA card for reading glasses?

You can use your HSA funds to purchase prescription or non-prescription reading glasses. This helps you keep clear vision while lowering your out-of-pocket costs.