Can you use HSA for b12 shots?

Asked by: Bonita Marks  |  Last update: January 25, 2026
Score: 4.8/5 (28 votes)

Currently, the only way to use a consumer-directed healthcare account to pay for most vitamins and supplements is if a specific vitamin or supplement is recommended by a medical professional to treat or mitigate a medical condition with a letter of medical necessity.

Can I use HSA for B12?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I use HSA for vaccines?

If you have the category "Medicines - Vaccines" available to you, you can use your myHSA account to reimburse the costs associated with getting vaccinated, whether it be your annual flu shot, a covid booster shot, or vaccinations before you travel!

Can you use HSA for vitamin infusion?

The answer is yes, you can use your HSA funds to pay for IV therapy, given that the treatment is considered a qualified medical expense.

What vitamins are HSA eligible for?

For instance, prenatal vitamins are FSA/HSA eligible, as they help prevent birth defects and support fetal development, while glucosamine/chondroitin supplements are also eligible when used to treat arthritis. However, in some cases, doctors may prescribe a specific vitamin supplement to treat a medical condition.

How to Use B12 Shots for Weight Loss (BENEFITS + HOW MUCH You Need)

16 related questions found

Is vitamin B12 FSA eligible?

Regarding nutritional supplements, the IRS states, “you can't include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, “natural medicines,” etc., unless they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician.

Can I use HSA for probiotics?

While probiotics have been shown to have positive effects on gut health and may help with certain conditions, such as irritable bowel syndrome and diarrhea, their use is not currently considered an eligible expense for HSA funds.

Can I use HSA for collagen?

Collagen injections that are for treatment of a medical condition may be eligible with a Letter of Medical Necessity (LMN) from a medical professional with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is fish oil HSA eligible?

Fish oil supplements may be eligible with an LMN if used to treat a medical condition with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I use my HSA for medical supplies?

What expenses are eligible for an HSA? The government only allows these tax advantages if you use your HSA money for qualified medical expenses. These costs generally include payment to doctors or dentists, prescriptions, imaging such as MRIs, medical services (such as home care) and medical equipment or supplies.

Are immune supplements HSA eligible?

With this IRS definition in mind, daily multivitamins and most dietary supplements are currently not FSA/HSA eligible.

Are electric toothbrushes HSA eligible?

Routine electric toothbrushes for general oral hygiene are usually not eligible.

How do I know if something is HSA eligible?

List of HSA-eligible expenses
  • Abortion.
  • Acne laser treatment.
  • Acupuncture.
  • Ambulance fees and emergency care.
  • Artificial limbs.
  • Birth control pills, injections, and devices, such as IUDs.
  • Blood pressure monitors.
  • Body scans.

What happens if I use my HSA for Botox?

Can you use HSA funds to pay for Botox? If you're using Botox for cosmetic purposes like reducing wrinkles or fine lines, it's not considered an HSA-eligible expense. However, Botox may be HSA eligible if it's used to treat a medical condition like chronic migraines, severe muscle spasms, or overactive bladder.

Can you use HSA for weight loss injections?

Weight loss programs or drugs are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity.

Can I use my HSA for massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can you use HSA for supplements?

"You can't include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, "natural medicines," etc. unless they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use HSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is vitamin B12 HSA eligible?

What's the deal with vitamin & supplement eligibility? Most vitamins and supplements are not eligible with an FSA or HSA because the IRS considers them for general good health.

Can I use my HSA for retinol?

If to treat acne, it is eligible. However, the cost of regular skin care does not qualify. If the expense can be used for both cosmetic and medical (such as Retin-A, which can be used to treat both acne and wrinkles), a physician's recommendation* with the medical condition is required.

Are saunas HSA eligible?

Since saunas, ice bath tubs, and other wellness products are now considered very beneficial tools for mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses as long as they are accompanied by a LMN.

Can you use HSA for protein powder?

Protein bars/powders/shakes reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for laser skin treatment?

Whether it's for your annual skin exam, facial treatments like laser therapy, or prescription skincare, your HSA can help cover a variety of dermatology-related costs. ⁠ It's a smart way to invest in your skin health and maintain a radiant, youthful complexion without it coming out of your budget.

What can I spend HSA on?

A Health Savings Account (HSA) lets you set aside money on a pre-tax basis to pay for:
  • Coinsurance. Coinsurance. ...
  • Copayments. Copayment. ...
  • Deductibles. Deductible. ...
  • Qualified medical expenses (includes some dental, drug, and vision expenses) – Find an expenses list on IRS.gov.