Life Insurance & Annuities

Questions about term and whole life insurance, beneficiaries, payouts, cash value and annuities.

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• What happens if I don't pay my life insurance?
• Will a life insurance company contact you?
• Do life insurance companies have access to your health records?
• Who does life insurance go to after death?
• What is the average payout for a life insurance policy?
• What is the general rule for life insurance?
• How to find out if someone has a life insurance policy on yourself?
• Can you add a rider to an existing life insurance policy?
• What is an incontestable period in life insurance?
• What does a rider to the policy mean?
• Is it irresponsible to not have life insurance?
• Is it illegal to sell life insurance?
• Can I get money from lapsed life insurance policy?
• Is there a time limit to collect death benefits?
• Should you use life insurance while alive?
• Can I withdraw from my IUL without penalty?
• Which type of life insurance is usually better for most people?
• Can I add my boyfriend to my life insurance?
• Is the surrender of life insurance taxable?
• Can an annuity go to zero?
• Can you go without life insurance?
• Can you get life insurance with no income?
• Is a life settlement taxable?
• Does your money grow in life insurance?
• Do you pay taxes on an annuity?
• What is the inflation benefit rider?
• What happens if you are still alive at the end of your life insurance term?
• What happens if the insured person loses the original life insurance policy document?
• What are the tax benefits of IUL?
• How do I withdraw my term insurance?
• Are death benefits taxable to beneficiaries?
• Can I get life insurance if I'm unemployed?
• Do I include life insurance in net worth?
• What is the reinstatement provision in life insurance?
• How to calculate the cash surrender value of life insurance?
• Is a term life policy worth anything?
• At what age should I stop paying for life insurance?
• Can the cash value of a whole life policy exceed the face value?
• How much does it cost to change beneficiary?
• What is optional life insurance?
• How do you find clients for life insurance?
• Can you find out if there is an insurance policy on you?
• How do you know if you're the beneficiary of someone's life insurance?
• How long before you can sell your life insurance policy?
• What is the commission for life insurance?
• What type of life insurance can you take money out of?
• Can you ever cash out a term life insurance policy?
• What is the minimum term premium?
• How do you turn life insurance into cash?
• Whose death or disability is covered by a payer rider?