Does AARP save you money on insurance?

Asked by: Dasia Dicki III  |  Last update: December 10, 2025
Score: 4.6/5 (11 votes)

Exclusive Discounts and Savings Since 1984, the AARP Auto Insurance Program from The Hartford has been offering AARP members exclusive discounts and benefits, including saving up to 10% on your policy by simply being a member. Find out more about the benefits of the AARP Auto Insurance Program from The Hartford.

Is insurance cheaper with AARP?

Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member. Personalization: Every driver is unique. Our car insurance policies address each driver's individual needs. We can help you find the right coverage for you and your family.

Are there any real benefits to joining AARP?

Beyond the serious matters, AARP membership offers enjoyable perks. Members can access exclusive travel discounts, entertainment options, and more. Whether planning a trip or looking for a night out, the savings and opportunities available can make a meaningful difference in the overall quality of life for members.

What insurance companies have AARP discounts?

AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.

Is AARP insurance cheaper than Allstate?

Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.

Which Organization Offers Better Benefits, AARP or AAA?

26 related questions found

Does being a member of AARP decrease my car insurance premiums?

$577 Average Member Savings

You could save hundreds on car insurance through the AARP® Auto Insurance Program from The Hartford. Members can get exclusive savings like up to 10%* off their premium, plus discounts for requesting a quote online or for bundling auto and home policies.

Who normally has the cheapest car insurance?

Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.

Who has the best insurance rates for seniors?

The Best Auto and Home Insurance Companies for Seniors
  • State Farm - Most affordable.
  • Allstate - Best bundling.
  • USAA - Best for military personnel and veterans.
  • AARP from The Hartford - Best membership benefits.
  • Travelers - Best customizable packages.

What is the AARP $9 deal for seniors?

While we don't quite agree with being called a “Senior” at such a young age, we can't deny the incredible perks of being an AARP member. Right now, you can get a year-long membership for just $9 per year. After that, a second membership for anyone in your household will be free.

What is the AARP discount at Walmart?

$20 Off a Walmart+ Annual Membership

You'll leave AARP and go to the website of a trusted provider. The provider's terms, conditions, and policies apply.

Do you get gas discounts with AARP?

Does AARP Offer Discounts on Gas? AARP members can earn money back on their gas purchases with the Extra Exxon Mobil Rewards+ program. This program is available to the general public, but when you link your Exxon account with your AARP membership, you can earn extra points.

How much is Amazon Prime for AARP members?

Woman, Infants, and Children Program (WIC)

To join Prime Access, you can visit Amazon's website. AARP members get access to hundreds of benefits. Sign up today for only $12 per year.

Which is better, AAA or AARP?

AAA and AARP are quite evenly matched, but ultimately The Zebra recommends AAA for most drivers due to higher JD Power scores, broader eligibility requirements, and discount opportunities. Both options are solid, though, and drivers over 50 should consider both companies.

Is AARP a good insurance for seniors?

Its life insurance offerings are a solid pick for older consumers, especially those looking to avoid a medical exam. The AARP advocates for seniors and has more than 37 million members. Anyone 18 or over can join, but life insurance availability is limited to members 50 or older, plus eligible spouses.

How much does AARP roadside assistance cost?

Roadside Protection Starting at $5.50/Month.

Is it worth it to pay for AARP?

An AARP membership is great for anyone who's always on the hunt for the best deal. Its discounts can help when you shop for a rental car, hotel, or a better deal on your car insurance, and often the deal is good enough to more than offset the cost of membership.

Do AARP members get discounts on groceries?

AARP members have access to a bevy of coupons and discounts that can be used at supermarkets across the country. Anyone can use store rewards cards, which let you get cheaper prices for food.

Are AARP hotel discounts worth it?

Hotel savings for AARP members are between 5% and 10% off the best available rate. Some hotels offer additional perks, too, such as a late checkout at 2 p.m., when available. The ongoing travel discounts are clearly spelled out on the AARP travel benefits website.

At what age are you considered a senior citizen?

Understanding the Age of Seniorhood: When Does One Become a Senior Citizen? The transition from adulthood to seniorhood can be challenging for some individuals. It is generally considered that anyone who reaches 60 or 65 is becoming a senior citizen.

At what age is insurance most expensive?

Key takeaways. 18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 9 percent less to insure than their female counterparts.

What is the best type of insurance for seniors?

Term life insurance is a great option for seniors if you have an idea of how long you may desire to have coverage for because you can choose the specific length of your plan. Typically, term life insurance plans can be 10, 20, or 30 years long.

How much is insurance for 70 year old?

How much does life insurance for seniors cost? A 10-year, $500,000 term life insurance policy for healthy, 70-year-old nonsmokers costs an average of $351 per month for men and $233 per month for women. Whole life insurance can be much more to account for lifelong coverage and cash value.

Who is cheaper, GEICO or Progressive?

GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.

What is the cheapest car insurance for seniors over 60?

Nationwide — the most affordable company for seniors

At $77 a month, Nationwide is the cheapest car insurance company for drivers in their 60s and can cover all of your bases when it comes to coverage.

Who is the #1 insurance company in the USA?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.