Does Hastings Direct Black Box have a curfew?

Asked by: Dr. Jeromy Osinski IV  |  Last update: August 6, 2022
Score: 4.9/5 (25 votes)

We understand there'll be times when you need to drive at night so we don't have a strict curfew. However, driving between 10pm and 5am will lower your driver rating, so we recommend you don't do this regularly.

What does time of day mean on Black Box?

This simply means your insurer has put restrictions in place, when it comes to what time of day you can drive your car - with a black box installed. If your black box insurance policy has a curfew, it's important you don't drive in the times they specify - otherwise you could be hit with a fine.

What happens if you go over the limit on a Black Box?

At the most, you'll earn a warning from your insurer, encouraging you to pay more attention to posted speed limits. But if you regularly blow past the speed limit or drive at a particularly unsafe speed, your insurer will sit up and take notice.

Is Hasting direct you drive a Black Box?

YouDrive is our Telematics car insurance (Black Box insurance) policy. It's easy to set up and you'll be able to track how you're driving via our easy-to-use app.

Does Black Box have a speed limit?

How does a Black Box know the speed limit? Black boxes use GPS to track you while you're driving -this means they can measure how fast you are moving on the roads. This is then compared to the road's legal speed limit to determine if you're driving over this or under it.

Part 1: Are Hastings Direct deliberately misleading customers?

19 related questions found

Do black boxes have a curfew?

Night-time curfews and penalties

There are no night-time driving restrictions so you're able to drive where you like when you like.

What are the restrictions with a black box?

Black Box Car Insurance Rules
  • Stick to the speed limit. ...
  • Brake in plenty of time. ...
  • Avoid driving your car late at night. ...
  • Don't tamper with the box. ...
  • Keep an eye on your mileage. ...
  • Don't let any uninsured drivers behind the wheel. ...
  • Don't put your foot down.

Can I use Google Maps with a black box?

Yes, you can.

Can I drive someone else's car Hastings?

If you've got a policy with Hastings Direct, you can find out this information under section 5 of your motor insurance certificate. If you've looked at the terms and have cover to drive another person's car with permission, you'll only be covered by third party insurance.

What's the difference between Hastings Direct and Hastings Premier?

Is Hastings Direct the same as Hastings Premier? Hastings Premier offers breakdown and motor legal expenses cover, which is not standard with Hastings Direct. Both are Defaqto five-star and Moneyfacts five-star rated, but these ratings apply only to the comprehensive versions of these policies.

Can a black box detect a bump?

The black box can sense any strong impact on the car. If the box registers a large bump, an alarm goes off in our Service Centre. If this happens and your car is stationary, our team will try to call you on your mobile phone.

Does Blackbox track location?

Black box technology uses GPS tracking to monitor the roads you use and the speed limits, but we would never monitor your location in real time unless you ask us to. However, GPS can be beneficial in rare circumstances - if your car is stolen, for example.

Does a black box know if you crash?

Does a Black Box record an accident? Yes, a black box can see if you've had an accident and will record it. The black box measures G-force and so will recognise the force of an impact, if it's over a certain amount, on your car and this data can be used by your insurer to understand what happened.

What is a good black box score?

You should aim for a driving score of 70 or higher. Scores at this level will mean you are a safer driver, less likely to have an accident and less likely to have your policy cancelled due to a low score.

Do you have to tell insurance about points straight away?

Immediately or at renewal: Most insurers only ask you to declare any points received while you've been covered by them at renewal time, but some state in their terms that you must tell them as soon as you receive the conviction, so do check.

Do Hastings Direct ask for proof of no claims?

How do you get proof of car no claims discount? If you decide to change your car insurance provider, they'll want to see proof of your no claims discount. Your current insurer may include details of your no claims discount in your renewal or cancellation letters.

Can someone drive my car if they are not on my insurance UK?

Myth 2: Other people can drive my car if I've said I don't mind. FACT: Many people may think it's just a case of giving permission, but it's not as simple as that. If someone else wants to drive your car, they will need their own car insurance with driving other cars cover. They will not be covered under your policy.

Does Hastings YouDrive have a curfew?

We understand there'll be times when you need to drive at night so we don't have a strict curfew. However, driving between 10pm and 5am will lower your driver rating, so we recommend you don't do this regularly.

How do you do the black box trick?

But there's no way to “trick” a telematics device that doesn't invalidate your insurance. It's also insurance fraud, which is a crime. If you unplug the black box, it will stop sending data to your insurer, alerting them almost instantly that it's not working as intended.

What is a good driving score?

In summary, if you have a score of 88, yes, you might consider yourself a B+ driver — well above average. Unlike a permanent high school grade, though, your Smart Driver score isn't permanent.

Why you shouldn't get a black box?

Bad drivers will pay higher premiums

The black box in your car sends your insurer lots of data relating to your driving and the journeys you make. If you've got some bad driving habits (and you don't reform), you could actually end up paying more with a black box policy.

What does a vehicle black box record?

A black box in a car gathers driving information about the vehicle before, during and after a crash. The official name of this device is “event data recorder.” The data gathered includes, speed, acceleration, braking, steering and air-bag deployment.

Is there a curfew on Tesco Black Box insurance?

Tesco Black Box insurance is arranged, administered and underwritten by Aioi Nissay Dowa Insurance UK Limited. Tesco does not state whether there are any imposed curfews or if you're penalised for late-night driving on its Black Box Insurance policy.

Can a black box track a stolen car?

Yes, it can. Not only are these devices amazing when it comes to reducing how much you pay for car insurance but, if your car is stolen, it can actually be tracked via your black box. It's unlikely the thief will even realise you have a black box in your car and so could be caught red handed if you act quickly.

Does a black box record audio?

Furthermore, a car's black box does not record any audio such as in the case of the aircraft's CVR. While the automotive black box does not record as much data as the aircraft black box, it is still capable of recording an abundance of data.