Does Medicare cover therapy over the phone?
Asked by: Rosemarie Simonis V | Last update: December 31, 2025Score: 4.6/5 (50 votes)
How many therapy sessions will Medicare pay for?
Yes, Medicare does limit the number of counseling sessions, specifically under Medicare Part B. Initially, you're allowed up to 20 outpatient individual or group therapy sessions per year. However, it's important to note that further sessions may be authorized if deemed medically necessary by your healthcare provider.
What kind of counseling does Medicare cover?
Individual and group psychotherapy with doctors (or with certain other Medicare-enrolled licensed professionals, as the state where you get the services allows). Family counseling, if the main purpose is to help with your treatment.
What are the 6 things Medicare doesn't cover?
- Eye exams (for prescription eyeglasses)
- Long-term care.
- Cosmetic surgery.
- Massage therapy.
- Routine physical exams.
- Hearing aids and exams for fitting them.
Does Medicare cover telephone visits?
Waiver of geographic and “originating site” requirements: Telehealth is currently available to Medicare beneficiaries in both urban and rural areas, and patients can receive telehealth services from any location, including their home as the “originating site.” Prior to the expansion, telehealth coverage in traditional ...
Does Medicare Cover Therapy?
Does Medicare pay for telephone psychotherapy?
Telehealth services are covered under Medicare Part B and include services that diagnose, evaluate, and treat mental health needs, which can be furnished to patients in their homes. Many Medicare providers can provide telehealth services.
Can Medicare wellness be done over the phone?
The Medicare Annual Wellness Visit (AWV) is a conversation-based visit that can be conducted via telehealth. It's vital that every eligible member receives this visit to have a personalized prevention plan in place.
What are 3 services not covered by Medicare?
We don't cover these routine items and services: Routine or annual physical checkups (visit Medicare Wellness Visits to learn about exceptions). exams required by third parties, like insurance companies, businesses, or government agencies. Eye exams for prescribing, fitting, or changing eyeglasses.
Does Medicare pay for massage therapy?
Medicare Part C (Medicare Advantage) offers coverage for massage therapy, depending on certain conditions. However, Original Medicare does not cover massage therapy. A person enrolled in an Advantage plan that includes massage therapy will get treatment coverage under certain conditions.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
Do all therapists accept Medicare?
To see a list of mental health providers near you who accept Medicare, you can visit Medicare's Physician Compare page or call 1-800-MEDICARE. Medicare does cover therapy, but coverage is restricted to specific types of therapy providers. Covered provider types include: Psychiatrists.
How many therapy sessions do I need?
Psychotherapy can be short or long term. The number of sessions you have will depend on you, your therapist, the type of therapy and depth and complexity of the issues you want to work on. It's unusual for therapy to last for less than six sessions. Some may continue for two years or more.
Who is the best person to talk to about Medicare?
- Call us at 1-800-MEDICARE (1-800-633-4227). Help from Medicare is available 24 hours a day, 7 days a week, except some federal holidays. ...
- Contact your local State Health Insurance Assistance Program (SHIP) – Get free personalized health insurance counseling.
Does Medicare cover therapy for seniors?
Medicare pays for both inpatient and outpatient mental health care, including the cost of therapy. However, some out-of-pocket expenses may apply. Medicare is a federal insurance program for people ages 65 years old and older or those below 65 with specific health conditions.
How are therapy sessions billed?
You'll want to use your typical 90837 CPT code. Then you'll also want to use the Add On CPT code 99354 which declares an additional 30 to 74 minutes of therapy. So any time you do 90 to 2 hours and 14 minutes of therapy, make sure to use the combination of CPT Codes 90837 and +99354.
Is there a deductible for therapy with Medicare?
Your costs in Original Medicare
In 2025, you pay $257 for your Part B deductible. After you meet your deductible for the year, you typically pay 20% of the Medicare-approved amount for these: Most doctor services (including most doctor services while you're a hospital inpatient) Outpatient therapy.
How many PT sessions will Medicare pay for?
There's no limit on how much Medicare pays for your medically necessary outpatient physical therapy services in one calendar year.
How many doctor visits does Medicare cover for seniors?
Medicare does not limit the number of times a person can consult their doctor, but it may limit how often they can have a particular test and access other services. Individuals can contact Medicare directly at 800-MEDICARE (800-633-4227) to discuss physician coverage in further detail.
What kind of massage therapy is covered by insurance?
Insurance companies often cover a variety of massage techniques, from classic stroking and compression to more advanced modalities, such as percussion manipulation, traction, and lymphatic drainage.
Will Medicare pay for a tummy tuck?
Tummy tucks, or abdominoplasty, are considered cosmetic procedures and are not covered by Medicaid or Medicare unless deemed medically necessary. Dual eligibility for Medicaid and Medicare is possible, with low-income seniors and disabled individuals often meeting the criteria for both programs.
Does Medicare pay 100% of anything?
You'll usually pay 20% of the cost for each Medicare-covered service or item after you've paid your deductible. If you have limited income and resources, you may be able to get help from your state to pay your premiums and other costs, like deductibles, coinsurance, and copays. Learn more about help with costs.
What is a common reason for Medicare coverage to be denied?
Many denials are due to reasons such as not meeting medical necessity; frequency limitations; and even basic coding mistakes. Denials are subject to Appeal, since a denial is a payment determination.
What are the three words to remember for a Medicare wellness exam?
MEDICARE ANNUAL WELLNESS VISIT PHYSICIAN WORKSHEET
Word recollection (Banana, Sunrise, Chair) Have patient repeat the 3 words, tell them to remember them.
Does Medicare cover online therapy?
Online therapy Medicare costs
Telehealth falls under Part B coverage with Original Medicare. After someone meets their annual deductible, which is $257 in 2025, they will pay 20% of the Medicare-approved amount for the online therapy. Telehealth services typically cost the same as in-person services of the same type.
Who qualifies for Medicare wellness visit?
You can start getting Medicare wellness visits after you've had Medicare Part B for longer than 12 months. Keep in mind you'll need to wait 12 months in between Medicare wellness visits.