Does Washington State help with medical bills?

Asked by: Mr. Deontae Wisoky V  |  Last update: June 11, 2025
Score: 4.3/5 (62 votes)

Washington State law requires hospitals to give free or reduced-cost medical care to people who meet certain income qualifications. If you are getting health care in a hospital, or you have a bill for care you got at a hospital, ask for a Charity Care application to find out if you are eligible.

Is Washington state getting free financial assistance for medical bills?

Washington's discounted care law ensures everyone making up to 300 percent of the federal poverty level is eligible for free or reduced hospital bills. Families making up to 400 percent of the federal poverty level are eligible for discounts as well, depending on the hospital.

What is the surprise medical billing law in Washington state?

Your Rights and Protections Against Surprise Medical Bills. Beginning January 1, 2020, Washington State law protects you from surprise, or balance, billing. Under your health plan, you're responsible for certain cost-sharing amounts. This includes copayments, coinsurance, and deductibles.

What is the medical assistance program in Washington state?

In Washington State, Medicaid is called Apple Health. Apple Health provides preventative care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services.

How to get out of paying medical bills?

Ask if the provider will accept an interest-free repayment plan. Look for help paying medical bills, prescription drugs, and other expenses. Some nonprofit organizations provide financial help as well as help for drugs necessary for your medical care or even certain medical conditions.

Northwest Justice Project: Help with Medical Debt in Washington State

35 related questions found

Can medical debt be forgiven?

More than half of all U.S. hospitals have medical bill forgiveness programs, but many patients don't know about them. These medical debt relief programs, also called charity care, forgive or decrease hospital bills for people who can't afford to pay their hospital bills. That hospital bill for $15,000.

How to get a grant for medical bills?

Check into grants and financial assistance programs through hospitals or organizations such as the Patient Access Network Foundation, HealthWell Foundation, or Samaritan Health Services. Medical care often includes medications, and luckily there are several ways to save on prescriptions.

What happens if you don't pay medical bills in Washington State?

Your bills might be turned over to a collection agency or you might be sued. If you cannot afford your medical debt, here are some options that can help.

What is the WA Cares program?

As a public long-term care insurance program, WA Cares guarantees coverage for all workers regardless of pre-existing conditions. Washington is the first state in the nation to create an affordable way for the broad middle class to access long-term care without having to spend down their life savings.

What is the statute of limitations on medical bills in Washington state?

In Washington state, the statute of limitations for medical debt is 6 years, as outlined in RCW 4.16. 040.

How to negotiate a surprise medical bill?

Here are a few tips to help you decipher your bill.
  1. Request an itemized bill. ...
  2. Double-check your medical codes. ...
  3. Compare prices. ...
  4. Offer to pay upfront. ...
  5. Try a payment plan. ...
  6. Negotiate based on comparable rates.

How long do I have to pay a medical bill?

30 days once it's sent to the collectors it's no longer in the hospital's hands you have to just pay the bill or they'll just put it on your credit 30 days is Max in just about every state that I know of if you want to avoid that timeline set up a good faith payment they'll accept a small amount and once they do you ...

Can I ignore medical bills?

It may seem tempting to toss them aside but that's one of the worst things you can do. Ignoring the bill may postpone immediate stress but will be more harmful in the long run. Tip 2: Read the details. Don't just look at your medical bills; review your Explanation of Benefits too.

What is the Washington State Grant?

WA Grant provides need-based financial aid to income-eligible resident students pursuing education beyond high school. Award amounts vary based on income, family size, and the school or program attended, as outlined below.

What is the financial hardship assistance program in Washington State?

What is DCA? If you live in Washington State, and you have a low income, you might be eligible for this one-time emergency cash payment. DCA is intended to help you during a temporary crisis. You can get a payment of up to $1,250 in any year to help with living expenses.

What is Washington Medical Aid Fund?

Medical Aid Fund: Pays for health care and private vocational counselors for covered services provided to injured workers. Stay at Work: Pays employers partial reimbursement for wages, training, and equipment costs provided under light duty or transitional work for injured workers.

What is the Copes program in Washington state?

The Community Options Program Entry System (COPES) program provides help for people in their homes so they won't have to go into a nursing home. Clients may pay a portion of the cost of services, based on their income. State and federal funds provide the balance of the money.

What is the Hospital benefits Fund of WA?

Who is HBF? HBF is a nonprofit health fund founded in Western Australia in 1941 and headquartered in Perth. It has more than a million members nationally (with the majority of these in WA) and is Australia's fifth-largest private health fund behind Medibank, Bupa, HCF and NIB.

How can I get help with medical bills in Washington state?

Contact the hospital billing office and ask for information about financial assistance and charity care. You may qualify for financial support that will reduce your bill. Every hospital in Washington State is required to offer charity care; contact them directly for their policies and application.

Is medical debt being forgiven?

Thanks to the American Rescue Plan (ARP), states, counties, and cities are canceling an estimated $7 billion in medical debt for up to nearly 3 million Americans, including: Arizona is using ARP funds to relieve an estimated up to $2 billion in medical debt for up to 1 million Arizonans.

How to get a hospital bill reduced?

  1. Get started early. ...
  2. Make sure there aren't any errors on your medical bill. ...
  3. Ask about any financial assistance programs. ...
  4. Research the insured rate for your service. ...
  5. Request or negotiate your payment plan. ...
  6. Check to see if the expense is HRA-, HSA-, or FSA-eligible. ...
  7. See if your employer offers a health stipend.

What is a letter of hardship for medical bills?

A hardship letter is a formal letter that you write to your healthcare provider or insurance company to request assistance or a payment plan. The letter should explain your situation, provide evidence of your financial hardship, and explain why you are unable to pay your medical bills.

What is the lowest payment you can make on a medical bill?

But there is no law for a minimum monthly payment on medical bills. If that were true, hardly anyone would need to file bankruptcy for medical debts. The truth is that the medical provider can sue or turn you over to collections if they are not satisfied with the amount that you are sending in.

How to ask for money for medical expenses?

How to get help with medical bills: 8 resources
  1. Ask your doctor for resources. ...
  2. Review all your bills for extra costs you shouldn't pay. ...
  3. Negotiate your hospital bill. ...
  4. Use GoFundMe to help pay for medical expenses. ...
  5. Apply for government assistance programs. ...
  6. Find charities that help pay medical bills.