What was the purpose of the Affordable Care Act's individual mandate quizlet?
Asked by: Eldora Bergnaum | Last update: September 30, 2025Score: 4.4/5 (56 votes)
What is the purpose of the individual mandate in the Affordable Care Act?
The rationale behind the individual mandate is that if everyone is required to have insurance—especially healthy people—the risk pools will be broad enough to lower premiums for everyone, even those with expensive medical conditions.
What was the goal of the individual mandate of the Affordable Care Act Quizlet?
Under the Affordable Care Act, the individual mandate requires all Americans to purchase health insurance. The individual mandate was a key provision of the Affordable Care Act (ACA), which aimed to increase the number of Americans with health insurance and reduce the overall cost of healthcare.
What was the purpose of the Affordable Care Act?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
What was the Affordable Care Act Quizlet?
-Expands eligibility for Medicaid at or below 138% of poverty in states. -Creates state health insurance exchanges where people can buy insurance individually instead of through government or employers. -Can't deny coverage for pre-existing conditions. -Allows parents to keep kids on insurance until 26 years old.
What Does Individual Mandate and Affordable Care Act mean?
What is the individual mandate under the Affordable Care Act apex?
The individual mandate was a provision within the ACA that required individuals to purchase what's known as "minimum essential coverage" or face a tax penalty, unless they were eligible for an exemption. Mandate supporters argued that a penalty would increase the number of people who had health insurance.
Which of the following was one of the basic aims of the Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What are the essential benefits of the Affordable Care Act?
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.
How did the Affordable Care Act change healthcare?
It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ...
What did the Affordable Care Act mandate about health coverage for individuals?
If someone who can afford coverage does not purchase it, they may have to pay a tax penalty. This is called the shared responsibility payment and sometimes also called the "individual mandate." Some people may qualify for an exemption, but you can find more details about this by visiting Healthcare.gov.
What was the primary goal of the Affordable Care Act worked to improve many aspects of health care?
The first—and central—aim is to achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers. A second aim is to improve the fairness, quality, and affordability of health insurance coverage.
What was the purpose of the Patient Protection and Affordable Care Act PPACA )?
The PPACA provides low–income persons greater access to health coverage by expanding the Medicaid program (known as Medi–Cal in California). The new federal law also establishes a temporary high–risk insurance pool that will allow persons with preexisting medical conditions to purchase coverage.
What was the reason for including an individual mandate in the Affordable Care Act quizlet?
The Affordable Care Act's individual mandate clause required people to obtain minimum necessary coverage or pay a tax penalty, unless they qualified for an exemption. The individual mandate played a major role in driving up the number of people with health insurance.
Was the individual mandate successful?
Most formal analyses, including those produced by the Congressional Budget Office (CBO), conclude that the individual mandate substantially increased insurance coverage and, correspondingly, that repealing the mandate will substantially reduce coverage.
Why is a mandate important?
A mandate is desirable for political parties, as it gives them leeway in policy implementation. A party or candidate may claim to have a mandate, but it only confers a political advantage if this claim is widely accepted.
What is the primary purpose of the Affordable Care Act?
Overview of the Affordable Care Act (ACA)
The ACA has three primary goals at its foundation, collectively known as the Triple Aim. The Triple Aim goals are: improve patient care, improve population health, and reduce the cost of health care.
What were the goals of the Affordable Care Act quizlet?
In an effort to control healthcare costs, the ACA has a provision to limit the cost of premiums and increase most health benefits.
What are 5 mandated benefits under the ACA?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
What are two major benefits of the Affordable Care Act?
Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.
What is the ACA individual mandate?
The individual mandate is a provision within the Affordable Care Act (ACA) that required individuals to purchase minimum essential coverage – or face a tax penalty – unless they were eligible for an exemption.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What are the pros and cons of Obamacare?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.