How much does international health insurance cost per month?
Asked by: Ricky Stoltenberg MD | Last update: October 12, 2025Score: 4.6/5 (33 votes)
How much does international health insurance cost?
How much does international health insurance cost? The average annual cost of an international medical insurance plan is $5,500 per year. * However, plans range from as low as $500 with limited benefits to as much as $8,000 - $10,000, or more, for a comprehensive policy that includes coverage in the USA.
What is the average cost of international travel insurance?
Average Cost of Travel Insurance by Destination
Some countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could increase travel insurance costs. Travel insurance will generally cost 5% to 10% of your total trip price, according to SquareMouth travel insurance.
Is international health insurance worth it?
Who needs travel medical insurance? Purchasing health insurance for traveling abroad is a simple way to save money in an emergency, and anyone can benefit from the coverage. If you're traveling to a country in which your health insurance provider doesn't provide coverage, buying travel medical insurance is a must.
Can I use my US health insurance in another country?
Before you go, consider your insurance options.
U.S. Medicare and Medicaid do not cover medical costs overseas. Private U.S. insurance policies also might not cover any or all expenses. Check with your insurance before traveling to see if it provides coverage overseas.
The Real Costs of a Healthcare Plan
What happens if I need medical care in another country?
Travelers are usually responsible for paying hospital and other medical expenses out of pocket at most destinations. Make sure you have a plan to get care overseas, in case you need it.
Does Blue Cross Blue Shield cover me internationally?
As a Blue Cross and Blue Shield member, you take your healthcare benefits with you when you are abroad. Through the Blue Cross Blue Shield Global Core program, you have access to doctors and hospitals around the world.
How much does health insurance cost in the US compared to other countries?
Health expenditures per person in the U.S. were $12,555 in 2022, which was over $4,000 more than any other high-income nation. The average amount spent on health per person in comparable countries ($6,651) is about half of what the U.S. spends per person.
Can you purchase international health insurance?
International travel health insurance provides medical protection for American citizens leaving their country as well as for non-Americans while they are traveling in the U.S. Many types of travelers can apply and get international travel health insurance: newlyweds on honeymoon, people on missionary trips, business ...
What is the difference between travel insurance and international health insurance?
International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time.
How much is international insurance Cigna?
How Much Does International Health Insurance Cost? The monthly cost of Cigna Global health insurance policies can start at as little as $100 and average around $350 per month, while annual costs range from $4,000 to $6,000.
How much should I budget for international travel?
An average cost of $50 per day (easy to do in Central America) times 25 gives you $1,000. Adjust that upward by 15 percent to cover price escalation, an occasional splurge, and budget $1,150 for lodging. An average expense of $20 per day for meals times 30 gives you $600.
How much medical coverage do I need for international travel?
Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.
What country has the most expensive health insurance?
The United States: the world's highest medical expenses
The United States has the most expensive healthcare system of any country. A medical consultation with a general practitioner costs, on average, $190 or around €170. A stay in hospital can result in bills amounting to tens or even hundreds of thousands of dollars.
Does ObamaCare cover international?
Most ObamaCare health plans do not cover foreign emergency care. When traveling abroad and while cruising you'll want to get travel insurance.
Which country has the best healthcare system in the world?
The Legatum Prosperity Index 2023
According to the index, Singapore ranks first for healthcare, followed by Japan in second place and South Korea in third. In contrast, the United States ranks much lower, coming in at 69th place in this assessment.
What are the top 3 most expensive health care costs?
- 5 Most Expensive Diseases to Treat in the U.S. and the Annual Cost of Treatment.
- Alzheimer's disease costs $321 billion and is expected to top $1 trillion by 2050. ...
- Diabetes costs $237 billion, or $1 out of every $4 in U.S. health care costs. ...
- Heart disease and stroke cost $216 billion.
What happens in America if you can't afford healthcare?
Americans are no longer taxed for not carrying health insurance. Medical debt contributes to a large number of bankruptcies in America. Access to quality primary care is critical, but doctors have the right to refuse patients without insurance or who are able to pay out-of-pocket expenses.
What is the number 1 global insurance brand?
Allianz | Allianz is the world's #1 insurance brand.
Does Cigna cover you internationally?
Not sure how long you need cover for, or only plan to be overseas for a few months? We can provide comprehensive international health insurance for a minimum of three months, so you can focus on making the most of your next chapter with the reassurance that we have your healthcare needs taken care of.
What is the largest private healthcare provider in the world?
Now, with nearly 300 hospitals across the US and UK, 240,000 nurses and 37,000 doctors, HCA is the world's largest private hospital group.
Will my health insurance cover me in another country?
Does my health insurance work internationally? Many health insurance plans do not cover you when you are out of the country. For those that do, the coverage is often limited and requires you to pay at the time of service, save receipts and file for reimbursement once you get home.
Can I use United Healthcare internationally?
Global mobility solutions
UnitedHealthcare Global provides international health insurance benefits uniquely designed to support organizations and their globally mobile populations.
How do I know if my health insurance is international?
Private insurance might or might not offer coverage overseas, but again, it depends on the plan you have. So, the best way to find out whether your health insurance covers international travel is to contact your insurance provider.