How much is deductible for Apple Watch?

Asked by: Chandler Greenfelder  |  Last update: January 15, 2024
Score: 4.5/5 (39 votes)

Your Apple Watch. Battery. Unlimited incidents of accidental damage protection,2 each subject to a service fee of $69 for Apple Watch and Apple Watch Nike, or $79 for Apple Watch Edition, Apple Watch Hermès, and Apple Watch Ultra, plus applicable tax.

How much is the deductible for a lost Apple Watch?

You can also go back to the store to purchase a plan. Apple's deductible prices are $69 or $79, depending on the model of the watch. A second option is Upsie's Protection Plan.

Can you do a insurance claim on a Apple Watch?

Yes, Accidental Damage Protection Plans, Extended Warranty (Mechanical Malfunction), and Theft coverage is available for Apple iWatch models, purchased in the past 30 days.

Does Apple charge a deductible?

Both AppleCare+ options provide repair or replacement hardware service for your iPhone. Depending on the plan you choose, you'll get unlimited incidents of accidental damage protection and up to two incidents of theft or loss coverage every 12 months. Each incident is subject to a service fee or deductible.

Is Apple Watch insurance worth it?

An Apple Watch is going to get more wear and tear than most Apple devices, so buying AppleCare+ coverage to protect yourself against repair costs seems a good idea.

Apple Watch Or Smart Watch - Is It Tax Deductible? | Mark J Kohler | CPA | Attorney

33 related questions found

What does insurance cover on an Apple Watch?

With the Backup Plan Damage, you insurance covers damage, but not theft. If your Apple Watch is broken because you dropped it, your insurance covers the repairs. All you have to pay is the deductible. Your insurance also covers water damage or unintentional misuse.

What happens if I lose my Apple Watch and I have insurance?

AppleCare+ for Apple Watch does NOT include theft OR loss protection. If you lose your watch or it is stolen, you buy a new watch. Or you possibly file a claim with your insurer, but you do not have theft or loss protection from Apple.

How much is a deductible for an iPhone?

If you have more than two incidents of breakage, loss, or theft every 12 months, you're back to paying the full cost of repair or replacement. Note that deductibles on repairs vary, but there's a standard $149 deductible for loss and theft protection, regardless of the phone model being covered.

How is deductible charged?

The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible.

What is deductible for iPhone?

Most accidental and damage incidents will have a $99 deductible, while screen repair incidents will have a $29 deductible. A replacement will cost $249. Basic Device Protection costs $14 per month when calculated on the iPhone 14 and iPhone 14 Pro Max.

How does insurance on a watch work?

Your watch warranty covers defects and possibly wear and tear but won't cover theft or if you lose your watch. However, if your watch is a scheduled item on your homeowners insurance, renters insurance or condo insurance policy, you may be protected for the watch's actual value if the watch is lost or stolen.

Can you replace Apple Watch if lost?

Neither Apple's Limited Warranty nor AppleCare+ provides for a replacement Apple Watch in the event that yours is lost or stolen. Be sure to follow the instructions here if either situation occurs: If your Apple Watch is lost or stolen - Apple Support. Report a lost or stolen Apple product - Apple Support.

What do I do if I cracked my Apple Watch screen?

If the glass on your Apple Watch gets damaged, we can service it for a fee. Accidental damage isn't covered by the Apple warranty. Damaged glass is eligible for applicable coverage for accidental damage from handling with your AppleCare+ plan.

How much is a deductible for a phone?

Most cell phone insurance policies require a deductible, meaning if you file a claim, you'll have to pay for some of the cost out of pocket. The size of your deductible will depend on your insurer and the policy you choose, but they tend to range from $50 to $200.

Can I get money for my broken Apple Watch?

GadgetGone offers the best price for your old Apple Watch no matter the condition it's in. New, gently used, cracked, damaged, or just plain broken: if you've got it, we'll buy it.

Does Apple fix devices for free?

Most Apple software and hardware products include unlimited complimentary support incidents within the first 90 days of product ownership, or longer if required by applicable law.

Is it better to have a $500 deductible or $1000?

Having a higher deductible typically lowers your insurance rates, but many companies have similar rates for $500 and $1,000 deductibles. Some companies may only charge a few dollars difference per month, making a $500 deductible the better option in some circumstances.

What does $500 deductible with full glass mean?

If you see “full glass” on your policy, you won't have to pay a deductible – that means no out-of-pocket expense for a repair or replacement. If “comprehensive” is listed on your auto policy, you may have to pay out of pocket.

Do I pay 100% before deductible?

Although you're paying 100% of your bills until you reach the deductible, that doesn't mean you're paying 100% of what the hospital and healthcare providers bill for their services.

Is a $500 deductible?

The average deductible is around $500, which is somewhat of a middle ground option, but they can range anywhere from $100 to $2,000 according to Policygenius.

What is a $100 deductible?

If your deductible is $100 and you cause that $350 damage by backing into a tree, you would only have to pay your $100 deductible, while your insurance would pay the other $250. However, you could spend more on your premium by having a lower deductible and never end up filing a claim.

What is the deductible for lost iPhone 13?

This is an insurance covered replacement, and the insurance deductible should be $149 USD. Apple partnered with an insurance company in order to offer the AppleCare+ with loss and theft coverage policy. The replacement is covered by the insurer, not Apple.

Are Apple watches covered by warranty?

Every Apple Watch, Apple Watch Nike, and Apple Watch Ultra comes with one year of hardware repair coverage through its limited warranty and up to 90 days of complimentary technical support.

Is Apple Watch screen covered by warranty?

If the glass on your Apple Watch gets damaged, we can service it for a fee. Accidental damage isn't covered by the Apple warranty. Damaged glass is eligible for applicable cover for accidental damage from handling with your AppleCare+ plan.

Can you insure a watch for loss?

In the event of loss, theft or accidental damage, jewellery and valuables insurance can help to cover the cost of repairing and replacing watches, wedding and engagement rings, bracelets, necklaces, earrings and more where home or contents insurance can fall short.