How much is insurance for a pitbull?

Asked by: Evelyn Bergstrom  |  Last update: February 11, 2022
Score: 4.4/5 (27 votes)

Generally speaking, you can expect to pay between $37 to $50 per month for basic health insurance for your pit bull based on information collected from two pet insurance providers. Adding extras like wellness plans or preventative care can also add to your pit bull insurance cost.

Are pitbulls more expensive to insure?

Policies for Pit Bulls can cost more than those for mixed breed dogs because they are much more likely than mixed breed dogs to make claims for hereditary conditions that are expensive to treat.

Do pit bulls need insurance?

Pit bulls are frequently a blacklisted breed that insurers deem too dangerous to cover or will insure only at an increased price. Other commonly blacklisted breeds include Akitas, German shepherds, Rottweilers, and wolves or wolf hybrids.

Do pit bulls make your insurance go up?

Owning a pit bull can raise your rates, because home insurance providers view your pet as a liability risk. While all dog breeds can bite under the right circumstances, larger breeds have the physical capacity to cause more damage. That makes them a bigger liability to insurance companies.

Do pit bulls affect homeowners insurance?

According to HomeInsurance.org, “Dog breeds that are typically associated with higher insurance premiums include Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds, Siberian Huskies, Akitas, and wolf-dog hybrids.” Forbes.com adds Chows, Great Danes, Presa Canarios, and Alaskan Malamutes to their list.

Pet Insurance: What it costs, what it covers, and how to find the best

23 related questions found

Do I have to tell my homeowners insurance that I have a dog?

Yes, you should tell your homeowner's insurance company if you have a dog. Homeowners insurance for dog owners will indemnify you against claims for damages as a result of your negligence, including dog bites and property damage.

Does Geico allow pit bulls?

Allstate, Amica, Farmers, Geico, Progressive, and State Farm do not have any specific breed restrictions. However, they may not cover you if your dog has a history of aggression.

What dog breeds are not covered by homeowners insurance?

The dog breeds that are most commonly excluded from a homeowners insurance policy include:
  • Rottweiler.
  • Pit Bull.
  • Staffordshire Terrier.
  • Doberman Pinscher.
  • Akita.
  • Alaskan Malamute.
  • Siberian Husky.
  • Wolf breeds.

Can homeowners insurance discriminate against dog breeds?

Not all insurers restrict coverage based on dog ownership or discriminate between dog breeds. One solution to homeowner insurance coverage problems arising from dog breed restrictions may simply involve finding an insurer that doesn't restrict coverage on account of your best friend's breed.

What is dog bite insurance?

What is Dog Bite Liability Coverage? Dog bite liability is usually an aspect of homeowners' insurance and provides the funds to cover expenses or settlements that stem from lawsuits or medical bills as a result of a dog bite but they usually have a set limit.

Can you own a pitbull in Florida?

While Florida does not ban pit bulls or any specific breed at the State level, this does not mean that a local ordinance may possibly ban certain dogs or have additional restrictions.

Does USAA cover dog bites?

If your pet bites your neighbor, USAA Renters Insurance includes medical expenses and liability protection, so true accidents like these can get solved quickly and affordably, keeping your finances safe and goals for the future on track.

Does Allstate have breed restrictions?

Allstate. Allstate has a “no policy” list that is extensive. It will not provide homeowners coverage to households that include any of the above dog breeds.

Does Farmers Insurance have dog breed restrictions?

Farmers Insurance changes dog bite liability insurance coverage to target certain dog breeds. ... Breed bans are illegal in California and this is seen as an insurance company tactic to keep dog owners away from those three breeds.

What dog breeds should I avoid?

Here are 12 breeds you think you might want but should probably avoid – unless you're truly prepared.
  • #1 – Border Collie. ...
  • #2 – Belgian Malinois. ...
  • #3 – Dutch Shepherd. ...
  • #4 – Patterdale Terrier. ...
  • #5 – Siberian Husky. ...
  • #6 – Australian Cattle Dog. ...
  • #7 – Dalmatian. ...
  • #8 – Akita.

What dog breed is illegal in all 50 states?

The wolf dog, previously known as a wolf hybrid, is routinely blacklisted by insurance companies. Plus, it's also banned outright by cities across the United States.

What dog has the highest IQ?

1. Border Collie. The most intelligent breed of dog!

How much does a XXL pitbull cost?

On average, an American Bully XL will cost anywhere between $2,500 to $5,000. But, there's no doubt that there are significant price fluctuations and variations within this breed.

How much is a all black pitbull?

An inexpensive Black Pitbull dog sold by a breeder can cost anywhere between $800 and $1000 dollars. Black Pitbulls from pedigreed bloodlines, with the best traits, will come with price tags ranging from $2000 to $20,000 dollars!

How much is a blue nose pitbull worth?

How Much Does A Blue Nose Pitbull Cost. The Blue Nose color is in high demand and can be quite difficult to find. This makes it one of the most expensive Pitbull colors. You can expect to pay at least $1,000 for a puppy, but prices may run to $3,000.

How much is dog insurance monthly?

Average pet insurance costs. How much you pay for pet insurance varies greatly. Monthly premiums can range from as low as $10 to higher than $100, though most pet owners can expect to pay between $30 and $50 per month for a plan with decent coverage.

Does pet insurance pay for vaccinations?

In most cases, pet insurance does not cover vaccinations unless they're part of a pet wellness plan, and not every pet insurance company offers wellness coverage. Every company is different in their policies and coverage. Pets Best offers a couple different pet insurance plans.

What does restricted dog breed mean?

Restricted breeds are typically dogs that are considered to be dangerous by the wider public. These dogs are larger and can cause significant injury during an attack, more so than a smaller breed. This is in spite of the fact that studies have shown that aggression in dogs cannot be accurately predicted by breed alone.

Why do insurance companies ask if you have a dog?

Many homeowners insurance policies cover dog bites and other incidents. Your policy's liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property. The breed of dog is a key factor when it comes to determining your homeowners insurance premium.