How to handle a car accident that wasn't your fault?


Editorial team Published on

Take immediate steps at the scene to ensure safety, document the evidence, and exchange information.

🚗 At the Scene

  • Move cars to safety.
  • Check for injuries.
  • Call the police.
  • Photograph vehicle damage.
  • Photograph road conditions.
  • Exchange insurance details.
  • Get witness contacts.
  • Do not admit fault.

🗒 Insurance & Claims

  • Notify your insurer.
  • Choose claim path:
    • Third-party claim (other driver's insurer): No upfront deductible.
    • First-party claim (your insurer): Faster repairs, pay deductible.
  • Avoid recorded statements without prep.
  • Track medical and repair costs.