How to pass claims adjuster exam?
Asked by: Cody Schuppe | Last update: July 27, 2025Score: 4.8/5 (8 votes)
How hard is the insurance adjuster exam?
Insurance adjuster exams can have between 50-150 questions with varying allotted test times per state. In order to pass the exam, you must obtain a minimum score of 70%. The areas you can expect to be covered during your insurance adjuster exam are: Insurance terminology.
What is the hardest part about being a claims adjuster?
1.) Claims is an extremely high stress job. You are probably going to meet those limits. Very often. You will be held to some metrics -- such as how fast you work your claim, customer service surveys, how often you apply comparative negligence (if you have a liability claims role), and more.
Do you have to be good at math to be a claims adjuster?
Analytical skills – being able to analyze information and use logic in a careful manner to determine the proper outcome of each claim. Math skills – having enough math aptitude to calculate property damage. Software skills – knowing how to use relevant, independent adjuster software to close claims quickly.
Is it hard to be a claims adjuster?
Conclusion: In summary, being a claims adjuster or fraud investigator can be hard due to the complexity of the cases and the emotional aspects of the job, but it can also involve a lot of work due to the volume of cases and the detailed nature of the tasks.
Tips on Passing The Insurance Adjuster Exam
Do claim adjusters make money?
Public adjusters can earn a flat rate, hourly rate, or a contingency fee based on the outcome of the insurance claim. Similar to an independent adjuster, public adjusters typically choose to receive a percentage of the settlement. The policyholder is then responsible for paying the firm they hired.
How do I succeed a claims adjuster?
To succeed in this demanding, engaging field, claims adjusters need a broad range of skills related to empathy, analysis, communication, time management, negotiations, attention to detail and stress management.
What personality type is a claims adjuster?
ENTP's are particularly well suited for careers as insurance adjusters, examiners, and investigators because they enjoy working in fast-paced challenging environments and because this career is based on problem solving and is highly dynamic, ENTP's can be constantly engaged and developing new skills.
How stressful is claims adjuster?
Insurance claims adjusting is a high-stress job that can be mentally and emotionally draining. Claims adjusters often work long hours, handle difficult clients and situations, and have to manage multiple claims simultaneously. All of these factors can lead to stress and burnout.
Is there a demand for claims adjusters?
Job Outlook
Overall employment of claims adjusters, appraisers, examiners, and investigators is projected to decline 5 percent from 2023 to 2033. Despite declining employment, about 21,500 openings for claims adjusters, appraisers, examiners, and investigators are projected each year, on average, over the decade.
What is the highest paid adjuster?
- Damage Inside Adjuster. Salary range: $96,000-$100,000 per year. ...
- Damage Recovery Specialist. Salary range: $50,500-$98,500 per year. ...
- Auto Damage Estimator. ...
- Independent Insurance Adjuster. ...
- Property Field Adjuster. ...
- Property Claims Adjuster. ...
- Field Adjuster. ...
- Casualty Adjuster.
Is there a shortage of claims adjusters?
California's shortage of qualified adjusters is disrupting the regular flow of workers' compensation claims, a situation attributed to several factors: Aging Workforce: The existing pool of adjusters is aging, resulting in a growing number of retirements.
What questions are asked at a claims adjuster interview?
- Tell me something about yourself.
- Why do you want to be a claims adjuster ?
- Are you comfortable working nights and weekends?
- What do you know about our company?
- Why do you want to work here?
- Where do you see yourself in five years?
- What's your greatest strength?
What is the hardest insurance exam to pass?
Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies. The Property insurance exam is easier than the Casualty insurance exam.
How long is progressive adjuster training?
Training was virtual for me and it last for about 2 weeks or so.
How many people fail insurance exam?
Each state controls its own insurance licensing process and not all states report pass rates for their exams. Of the states that do provide that data, the overall pass rate for all insurance exams is 60%. The best way to be part of this majority is to take a study course and prepare.
How much do insurance adjusters make per claim?
The adjuster will receive between 60-70% of the fee, with the other 30-40% going to the adjusting firm they work for. Hurricane adjusters can easily average a $10,000 settlement per claim, which would put between $400 and $500 in their pocket per claim.
Is insurance adjuster a stable job?
Demand for insurance adjusters: This is a guaranteed long-term career because of ever-growing insurance claims.
Do claims adjusters travel a lot?
Yes, many insurance adjusters, especially field and catastrophe adjusters, travel frequently to assess claims. Can insurance adjusters work internationally? Yes, some insurance adjusters work on international claims, particularly those who specialize in large-scale disasters.
What are the 4 types of claims adjusters?
A claims adjuster investigates insurance claims to determine an appropriate settlement amount. There are three types of claims adjusters: staff, independent and public adjusters.
How to be a successful claims adjuster?
- Clear and consistent communication.
- Organization.
- Health, safety, and mental health.
- Diligent note-taking.
- Attention to detail/pride in craft.
- Courtesy/empathy.
Do claims adjusters get a company car?
Staff adjusting and independent claims adjusting both offer great opportunities. Staff adjusters work as employees directly for the insurance company. Staff positions can include paid holidays, full benefits, a company car, laptop, free training, and more.
How do I study for the claims adjuster exam?
While exams often require you to know terms, definitions, and rules, adjuster licensing exams are often more than just memorization, so make sure you understand the concepts. The best way to do this is to take as many of the practice exams that come with your pre-licensing course materials as possible.
Is it hard to become a claims adjuster?
For individuals who have no work experience or high school diploma, it may take 2-4 years to meet all the requirements. If an individual has a high school diploma and some relevant work experience, and all they need to do is earn an adjuster's license, it can only take a few weeks to become a claims adjuster.
Where do claims adjusters make the most money?
- Dallas, TX. $64,706 per year. 110 salaries reported.
- Houston, TX. $61,819 per year. 75 salaries reported.
- Phoenix, AZ. $61,788 per year. 111 salaries reported.
- Tampa, FL. $61,426 per year. 72 salaries reported.
- Charlotte, NC. $61,161 per year. 56 salaries reported.