How will insurance cover LASIK?
Asked by: Delilah Vandervort | Last update: June 12, 2025Score: 4.7/5 (14 votes)
How much of LASIK is covered by insurance?
In most cases, no. LASIK is considered an elective procedure, which means it typically isn't covered by insurance.
What is the true cost of Lasik eye surgery?
The cost of LASIK surgery ranges from $1,499 to $2,499 per eye, influenced by factors such as technology, surgeon expertise, location, and additional services.
How much is a LASIK payment plan?
Thankfully, there are a number of LASIK financing options available to make LASIK affordable for people who cannot pay the full price of the procedure up front. Monthly payments for LASIK surgery using a financing plan can be less than $200 per month.
How can you get LASIK for free?
Many disreputable operations will advertise free LASIK, and it's essentially a scam. As the saying goes, nothing in life is free. For your vision's safety, it is better to find methods like flexible spending accounts (FSAs), health savings accounts (HSAs), or other health insurance benefits to reduce the cost.
Is Lasik Covered By Insurance? Understand Lasik Eye Surgery Insurance with LasikPlus
How do people afford LASIK?
Check your insurance coverage
If your vision or health insurance plan doesn't offer a discount with the provider you choose, the practice may offer a similar discount. Consider also participating in a health savings account (HSA) as a tax-free option to help pay for a LASIK procedure.
Does Blue Cross Blue Shield cover LASIK?
To sum up, the Blue Cross Blue Shield plans' coverage for LASIK eye surgery differs based on the particular insurance policy, the policyholder's region, and their plan type. While some BCBS plans might provide LASIK patients discounts or partial coverage, others would not.
Is LASIK worth it financially?
The national average cost of LASIK surgery is $2,436 per eye. Understandably, prospective patients may find the price of LASIK unsettling, however, most people will save money over time by having the procedure, especially those who wear contacts.
How to reduce the cost of LASIK?
Take Advantage of Special Offers
Take advantage of deals and referral discounts. Some laser vision centers offer promotions to new customers. Ask your laser eye doctor if they offer any such programs to help you save. Plus, if you're a VSP member, you have access to VSP LASIK Special Offers.
Can you really get LASIK for $250?
First of all $250 per eye is a scam. No one ever qualifies to have LASIK for that low of a price. Those candidates have a prescription that is negligible and does not affect their vision. The power they need is so small they wouldn't even buy a pair of glasses to correct that, nor would they have LASIK.
Is LASIK painful?
LASIK eye surgery offers a nearly pain-free experience for most individuals, thanks to anesthetic eye drops, advanced laser technology, and minimally invasive techniques.
How much is LASIK in Mexico?
The cost of eye surgery in Mexico City starts at $900 per eye for a standard LASIK surgery. The cost of the same treatment in the US starts at around $2,600 and can go up to $4,000 per eye.
Are you awake during LASIK?
Short Answer: Yes. The vast majority of patients are awake during LASIK and other forms of laser eye surgeries. General anaesthesia, which induces sleep, is not used in these procedures. Instead, patients are typically given numbing eye drops and may be offered a mild sedative to help them remain calm.
How to find out if your insurance covers LASIK?
Some insurance plans offer vision benefits or discounts for LASIK through separate vision insurance policies, so it is recommended to review your insurance policy or contact your insurance provider directly to understand the coverage, requirements, and potential costs associated with LASIK.
How much should I save for LASIK?
On average, people pay between $1,500 to $3,000 per eye.
LASIK eye surgery fees vary due to several factors, including geography, surgeon experience, depth of exam, patient's prescription, quality of the technology used, surgery type, and ongoing support programs.
How long does LASIK last?
While the effects of LASIK surgery are permanent, the benefits can decrease over time. For most patients, the results of this surgery will last a lifetime. About 10-12% of patients nationwide will need enhancement surgery because of anatomical changes to the eye/eyes.
What is the regret rate for Lasik eye surgery?
90% of LASIK patients experience 20/20 vision after surgery. Furthermore, 99% of patients achieve 20/40 vision. Only 3% of patients regret getting LASIK.
Is there a cheaper alternative to LASIK?
Intraocular lenses (IOLs) represent an advanced substitute for contact lenses, providing a long-term solution to refractive errors. It is commonly used to treat cataracts or treat nearsightedness and is a less expensive alternative to LASIK surgery.
How to afford LASIK surgery?
LASIK is considered elective surgery and is not typically covered by insurance. Using FSA or HSA accounts may help you pay for the procedure. Some doctors may offer financing plans that are interest-free. A personal loan can be a good option to avoid using a credit card or your savings.
What disqualifies you from LASIK?
- You required a change in your contact lens or glasses prescription in the past year. This is called refractive instability. ...
- You have a disease or are on medications that may affect wound healing. ...
- You actively participate in contact sports. ...
- You are not an adult.
At what age is LASIK not worth it?
How Old is Too Old for LASIK? Surgeons at The Eye Institute of Utah have performed LASIK on patients in their 50's and beyond. While there is no cutoff age for LASIK candidacy, there are several reasons why the average age of LASIK patients tops out around 45: The risk of developing cataracts increases as we age.
How long after LASIK can I see 20/20?
While most folks reach 20/20 vision within a few weeks or months, it might take longer for others. Your vision can even improve up to six months after LASIK!
What insurance is best for LASIK?
Cigna, Blue Cross Blue Shield, Aetna and other large insurance companies may offer discounts on LASIK with higher savings for “in-network” surgeons.
How long after LASIK will blurry vision go away?
The cornea has undergone a reshaping procedure and needs time to heal and adjust to its new shape. As the cornea heals, it can cause temporary changes in vision, leading to blurred vision. This is usually a temporary condition that will resolve on its own within a few days to a few weeks.
Who is not suitable for laser eye surgery?
Those who may not be candidates include: Individuals under 18 years of age. People with unstable prescriptions. Those with certain eye diseases like glaucoma or keratoconus.