Is Hastings Direct an intermediary?

Asked by: Connie Herzog  |  Last update: January 1, 2023
Score: 4.6/5 (3 votes)

Hastings Direct are an intermediary, acting on behalf of a number of insurance companies. Their home insurance providers include AXA, Integra, Lloyds and Royal & Sun Alliance.

Who are Hastings Direct part of?

Hastings Direct is a trading name of Hastings Insurance Services Limited, and is part of the Hastings Group.

Who is Hastings Direct underwritten by?

Around 90% of policies are directly underwritten by the Group's Gibraltar based insurer, Advantage Insurance Company Limited.

Is Hastings Insurance a broker?

Hastings Insurance Services Ltd is a UK personal lines insurance broker servicing customers via smartphone mobile app, online, and by phone.

Is Hastings Direct AXA?

Insurance broker Hastings Direct has launched a new household policy that will be underwritten by AXA, Towergate and Sterling Insurance. The policy will offer cover for contents only, buildings only and combined home insurance with a new common word policy document, irrespective of the underwriter.

Part 1: Are Hastings Direct deliberately misleading customers?

40 related questions found

Is Hastings insurance the same as Hastings Direct?

In most places Hastings Premier and Hastings Direct are the exact same.

Are people's choice and Hastings Direct the same company?

Hastings Direct, a sister company of People's Choice, offers SmartMiles cover, telematics-based policy that monitors driving through a mobile app or online dashboard.

Whats the difference between Hastings Direct and Hastings Premier?

Is Hastings Direct the same as Hastings Premier? Hastings Premier offers breakdown and motor legal expenses cover, which is not standard with Hastings Direct. Both are Defaqto five-star and Moneyfacts five-star rated, but these ratings apply only to the comprehensive versions of these policies.

Who are Admiral underwritten by?

Admiral Group has extended its underwriting arrangements with Munich Re for its UK car insurance business.

Has Hastings Direct been taken over?

Finland-based insurance group Sampo Plc has now taken full ownership of British general insurer Hastings.

Is Advantage insurance part of Hastings?

Advantage insurance products are exclusively sold in the UK being distributed under the terms of a service agreement with Hastings Insurance Services Limited trading as HastingsDirect, a UK Financial Conduct Authority (FCA) regulated insurance intermediary.

Where is Hastings Direct moving to?

Developer Paramount Land and Development has made an application to Rother District Council to convert Hastings Direct offices at Conquest House in Collington Avenue, Bexhill, into 86 apartments.

Does RBS own direct line?

The business was purchased by RBS Group in 2003, bringing it into RBS' insurance division, which is today known as Direct Line Group.

Where is Hastings Direct call Centre based?

HGCL is the ultimate UK parent company of the Group, and via its wholly owned subsidiary, Hastings Group Holdings Limited, is responsible for oversight of the Group's operations; its head office is located in Bexhill-on-Sea, East Sussex.

Are Churchill and Direct Line the same company?

Founded in 1989, as one of the country's first direct to customer car insurance companies, the company has expanded to offer a range of general insurance products. Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Who is the best car insurance company in UK?

Top 10 car insurance companies in the UK
  • Direct Line. ...
  • Admiral. ...
  • Aviva. ...
  • John Lewis Finance. ...
  • Hastings. ...
  • Churchill. ...
  • CSIS. ...
  • Bell Insurance.

Who owns Churchill insurance?

We are a UK-based company and sell insurance policies by phone and on the internet. In 2003, Churchill was acquired by the Royal Bank of Scotland Group, making the bank's insurance arm the second largest general insurer in the UK.

Does Hastings Direct cover you to drive other cars?

If you've got a policy with Hastings Direct, you can find out this information under section 5 of your motor insurance certificate. If you've looked at the terms and have cover to drive another person's car with permission, you'll only be covered by third party insurance.

How do I speak to someone at Hastings Direct?

We'll need to speak to you to do this, so please call us on 0333 321 9801 so we can help. We're open: Monday-Friday 8am-7pm.

Does Hastings Direct price match?

If you do find a new customer quote that has the same like-for-like details as your renewal quote, but at a cheaper price, you should always get in touch so we can take a look and match it.

Do I have to pay excess if not my fault Hastings?

Do I pay the excess even if the incident wasn't my fault? Your policy excess is a contribution towards your repairs, but as an out of pocket expense, you may be able to recover this from the at-fault driver's insurers.

Are Direct Line and Admiral the same company?

Spun out from Royal Bank of Scotland in 2012, Direct Line Insurance Group (LSE:DLG) doesn't have the international reach of Admiral, but it represents the leading insurance name in the UK. And this is a company that has been going from strength to strength in recent years.