Is L.A. Care the same as Covered California?
Asked by: Mozell Dooley MD | Last update: May 16, 2025Score: 4.9/5 (23 votes)
Is L.A. Care different from Covered California?
L.A. Care is one of 12 carriers offered on California's State Exchange - Covered California. Coverage is provided in the Southwest and Northeast Los Angeles county pricing regions. Members can get assistance or receive information in their preferred language other than English.
What's the difference between Medi-Cal and Covered California?
Medi-Cal offers low-cost or free health insurance to eligible Californian residents with limited incomes. Covered California is the state's health insurance marketplace where Californians can shop for health plans and access financial help if they qualify for it.
What is the difference between L.A. Care and Medi-Cal?
L.A. Care is the health plan for Medi-Cal members in Los Angeles County. The California Department of Health Care Services (DHCS) works with L.A. Care to provide your Medi-Cal health care.
What type of insurance is L.A. Care?
L.A. Care offers a Medi-Cal plan built with our community in mind. Medi-Cal is a public health care program for those with limited income. This free or low-cost public health insurance program pays for medical services for eligible California residents.
LA Care vs Health Net! Covered Ca and Medicare Market's EXPLAINED!
Is L.A. Care only for low income?
The Local Initiative Health Authority for Los Angeles County (L.A. Care) is a public agency that provides health insurance for low-income individuals in Los Angeles County through four health coverage programs including Medi-Cal.
Why is L.A. insurance so expensive?
There are many reasons why car insurance in Los Angeles is expensive, including the high number of cars on the road, population density and car accident and theft rates. Minimum-coverage car insurance in LA costs 49% more than the California average and 33% more than the national average.
Is L.A. Care a good plan?
L.A. Care Health Plan is the highest-rated Medi-Cal managed care plan in Los Angeles County, as shown by the National Committee for Quality Assurance's (NCQA) Medicaid Health Insurance Plan Ratings 2019–2020.
How do I switch from L.A. Care to Medi-Cal?
You can leave L.A. Care and join another health plan in your county of residence at any time. To choose a new plan, call Health Care Options at 1-800-430-4263 (TTY: 1-800-430-7077 or 711). You can call between 8:00 a.m. and 6:00 p.m. Monday through Friday.
Is Blue Cross part of L.A. Care?
Medi-Cal Managed Care (Medi-Cal)
are independent licensees of the Blue Cross Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc. Blue Cross of California is contracted with L.A. Care Health Plan to provide Medi-Cal Managed Care services in Los Angeles County.
Can you have both Medi-Cal and Covered California?
You can also call your local county office. Did you know? It is possible for members of the same family to qualify for both Medi-Cal and Covered California.
Who is not eligible for Covered California?
Who is Not Eligible for Covered California? If you are not lawfully present in California, you are not eligible for a Covered California plan. However, you can still apply through Covered California to find out if you are eligible for Medi-Cal or to find coverage for family members who are lawfully present.
Is it better to go through Covered California?
Covered California is the best option for getting an individual plan. There are four big reasons it is best to use Covered California: It's the only place where you can get federal or state help paying for your premiums and other health expenses.
What is the difference between Medi-Cal and Covered California?
What is the difference in coverage between Medi-Cal and Covered California? Medi-Cal is health coverage, just like the coverage offered through Covered California. Medi-Cal provides benefits similar to the coverage options available through Covered California, but often at lower or no cost to you or your family.
Does L.A. Care have a copay?
Aside from the monthly premium, you may be responsible for paying a charge when you receive a covered service. This charge is called a copayment and is outlined in the Summary of Benefits. If you review your Summary of Benefits, you'll see that the amount of the copayment depends on the service you receive.
Does L.A. Care automatically renew?
If you have no changes, renewal is automatic.
L.A. Care will mail you a notice about your renewal in the last half of October. Covered California™ will mail you the same type of notice.
Is Covered California different from L.A. Care?
L.A. Care Covered is our Covered California™ marketplace health plan. We are proud to offer the most affordable health plans in Los Angeles County across all metal levels during Open Enrollment. If Open Enrollment is closed, we offer special enrollment for those who qualify.
What is the best Medi-Cal health plan in California?
Kaiser Permanente is also the only Medicare health plan in California to receive a 5-star rating, according to the Centers for Medicare & Medicaid Services' 2023 Medicare Star Ratings.
Is L.A. Care and Medi-Cal the same?
L.A. Care offers a Medi-Cal plan built with our community in mind. Medi-Cal is a public health care program for those with limited income. This free or low-cost public health insurance program pays for medical services for eligible California residents.
Is L.A. Care for low income?
L.A. Care Health Plan is the nation's largest publicly operated health plan serving. Its mission is to provide access to quality health care for Los Angeles County's vulnerable and low-income residents and to support the safety net required to achieve that purpose.
What is the most expensive health care plan?
Platinum health insurance is the most expensive type of health care coverage you can purchase. You pay low out-of-pocket expenses for appointments and services, but high monthly premiums. Plans typically feature a small deductible or no deductible and cheap copays or coinsurance.
Does L.A. Care cover ER visits?
Emergency care is covered at all times and in all places. If you're not sure if you should visit the Emergency Room and need advice, you can: Call the Nurse Advice Line 1-800-249-3619 (TTY 711) Call Member Services at 1-888-839-9909 (TTY 711)
What is the cheapest insurance in California?
Geico offers the cheapest minimum coverage in California, with an average rate of $243 per year according to NerdWallet's January 2025 analysis.
Why is Covered California expensive?
That area is one of the most expensive health care markets in the country. Experts have blamed geographic isolation and lack of market competition in the area for its high health care costs.