Is moisturizer FSA eligible?

Asked by: Laurianne Sauer  |  Last update: August 11, 2025
Score: 4.1/5 (46 votes)

Cleansers, face creams, moisturizers, toners, makeup removers, serums, and eye creams are not FSA eligible.

Are skin care products FSA eligible?

Unfortunately, cosmetics and face creams are not FSA eligible. The sunscreen for $16.00 was approved. I have included the pathway to the Healthcare FSA Eligibility List to review in case there are other services or products you would like to submit for reimbursement.

What hygiene products are FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is moisturizing cream HSA eligible?

Can you use HSA for skin care? Yes, you can use a health saving account (HSA) for skin care, but there are some important factors to consider.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

HSA vs FSA: Which One Should You Get?

35 related questions found

What toiletries are FSA eligible for?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Does ChapStick count for FSA?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are moisturizers with SPF FSA eligible?

Sunscreens that are SPF 15 and above and provide broad spectrum protection are FSA eligible — including lotions, sprays, powders, and baby sunscreen products. Travel sizes of sunscreen also qualify.

Can I buy Vaseline with my HSA?

Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is body wash covered by FSA?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Can I use FSA for toothbrush?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Do vitamins qualify for FSA?

Key takeaways: Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.

Is vaseline FSA eligible?

Items such as Vaseline petroleum jelly, toothpaste, and deodorants are generally considered ineligible for FSA reimbursement, as they are commonly used for routine personal care.

Can I pay for massage with FSA?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Is toothpaste FSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Is Chapstick FSA eligible?

Yes, lip balm may be eligible to buy using an FSA, but there may be specific requirements. For instance, your lip balm may need to have a sun protection factor (SPF) of 15 or higher to qualify. Products with SPF help prevent chapped lips caused by sun exposure and help protect against sunburn and UV damage.

Is skin moisturizer HSA eligible?

Skin moisturizer is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy shampoo with FSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use my FSA for mouthwash?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Does FSA cover Aquaphor?

Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.

Are shaving items FSA eligible?

Shaving cream or lotion are never eligible for reimbursement as they are personal health products.