Is toilet paper covered by an OTC card?
Asked by: Kylee Rohan | Last update: August 28, 2025Score: 4.5/5 (49 votes)
What household items can I buy with my OTC card?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
What does my OTC card pay for?
Purchase non-prescription drugs and health-related items such as aspirin, vitamins, eye drops, laxatives, and more at participating pharmacies and other retailers. You can also use your OTC card for exercise equipment, activity trackers, and personal emergency response systems (PERS).
What does OTC coverage cover?
OTC (other-than-collision) Coverage
Such instances include natural disasters, falling objects, animal accidents, vandalism, explosions, etc. It also will pay back the cost to repair or replace your windshield.
how to make OTC “work smoother” (health insurance)
Can you buy toilet paper with your OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What products are considered OTC?
- Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
- Decongestants (e.g., Sudafed*)
- Expectorant (e.g., Mucinex, Robitussin)
- Antihistamines (e.g., Benadryl)
- Saline nasal spray.
- Cough drops.
Can I buy laundry soap with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Can I use my OTC card at Walmart for food?
OTC Food Benefit Card
You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.
How often do you get money on your OTC card?
It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
Is shampoo considered OTC?
These products are then considered both a cosmetic and an OTC drug, and must comply with the regulatory requirements of both categories. A simple example of this is the intended use of shampoo. Shampoo is considered a cosmetic because of its intended use to cleanse hair.
Is deodorant OTC approved?
Anti-perspirants/Deodorants
The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.
Can you use OTC card at self checkout?
Yes, you can use your card at self-checkout in store.
Can I use an OTC card on Amazon?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.
What can you not buy with an OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.
Why won't my healthy benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
What does an OTC card cover?
OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.
Can you buy paper towels with an OTC card?
You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.
What can I buy at Dollar General with my healthy Benefits card?
- Fresh fruits & vegetables.
- Canned fruits & vegetables.
- Frozen produce & meals.
- Fresh salad kits.
- Dairy products.
- Meat & seafood.
Can I buy coffee with my OTC card?
Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.
What are 5 examples of OTC?
- Acetaminophen.
- Ibuprofen.
- Fexofenadine.
- Loratadine.
- Hydrocortisone creams.
- Dextromethorphan.
- Pseudoephedrine.
- Bismuth subsalicylate.
What is OTC cream?
Over-the-counter (OTC) medicines, creams, and lotions can be used without a doctor's prescription. Based on the problem these are sometimes effective enough to cure several skin disorders. These medicines will be more effective if taken at the early stage of skin problems.
Are bandaids considered OTC?
OTC products that are not medicines or drugs (such as sunscreen, bandages or contact lens solution), and are purchased to alleviate or treat a medical condition are also eligible items for reimbursement.