What are HSA glasses?

Asked by: Donny Jacobs  |  Last update: March 3, 2025
Score: 4.5/5 (39 votes)

What's an FSA/HSA? FSAs and HSAs are programs offered by employers that allow you to set aside pre-tax funds for eligible health care expenses including prescription eyewear and contact lenses. FSA funds must be used by the end of each calendar year (December 31), or else you lose your money.

Can HSA be used for eyeglasses?

Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.

Can I use my HSA on smart glasses?

Your Echo Frames and Smart Glasses frames may be eligible for FSA or HSA reimbursement if you have corrective lenses.

Does Lenscrafters take HSA?

USING YOUR FSA/HSA

Whether you have a Flexible Spending Account (FSA)* or a Health Savings Account (HSA)*, we'll help you get the most out of your vision care dollars. Use your FSA benefits on prescription glasses and prescription sunglasses, contact lenses or eye exams.

Are computer glasses HSA-eligible?

Typically, FSAs and HSAs can pay for most prescription vision correction solutions. Unfortunately, non-prescription products do not qualify as an expense you can use FSA or HSA funds for. This includes regular sunglasses and computer glasses that filter out blue light.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

17 related questions found

What is HSA glasses?

Flexible Spending Account (FSA) and Health Savings Account (HSA) are tax-advantaged accounts that allow you to save money for qualified health expenses, including eyewear. These accounts can significantly reduce your out-of-pocket costs for prescription glasses and contact lenses.

Can I use HSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Are eye drops covered by HSA?

Yes, most over-the-counter (OTC) eye drops are FSA/HSA eligible. You can use your pretax healthcare dollars to purchase eyedrops specifically formulated to calm allergy symptoms, or re-wetting drops for your contact lenses.

What is the best eye insurance?

VSP Insurance

One of the most well-known vision insurance companies is VSP. Plan options include those with low premiums, same-day enrollment, and discounts on LASIK. But it doesn't end there, as this insurer also helps you save on glasses and contact lenses. You might be able to save on lens enhancements as well.

How many pairs of glasses can I buy with FSA?

How many pairs of glasses can I buy with my FSA? As long as you have enough money in your FSA to purchase a pair of glasses, you can buy as many pairs as you want!

Can you use HSA for dental and vision?

HSA - You can use your HSA to pay for eligible health care, dental, and vision expenses for yourself, your spouse, or eligible dependents (children, siblings, parents, and others who are considered an exemption under Section 152 of the tax code).

Can you buy a smart watch with HSA?

Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use HSA on pair eyewear?

Does Pair Eyewear take insurance? Similar to other online glasses companies, you can use your HSA or FSA card to buy glasses, or you can submit a receipt to your insurance company post-purchase in order to be reimbursed the cost. "We accept most HSA and FSA cards as payment methods at checkout!

Are tampons HSA-eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Does HSA cover massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Are toothbrushes HSA-eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

Is insurance on glasses worth it?

Comparatively low monthly premiums

Vision insurance is a budget-friendly option, with premiums that can be as low as $5 to $15 per month3. This low cost can save you significant amounts on services like eye exams, glasses, and contacts. For example, an eye exam can cost as much as $200 or more without insurance.

How much is eye care without insurance?

On average, you can expect to pay $50 to $200 for an eye exam without insurance. You can call ahead for a rough estimate to help you budget accordingly.

What is the one good eye policy?

“This policy is referred to as the 'One Good Eye' policy. “As a consequence of defendant DOC's 'One Good Eye' policy, inmates are denied necessary surgical treatment for cataracts and other conditions and are forced to languish with serious eye conditions, which can cause legal or total blindness in the diseased eye.”

Will my HSA pay for glasses?

Using FSAs and HSAs for vision expenses often gets forgotten—don't let that be the case for you! You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store. Due for an exam? Go ahead and book it—your funds will cover that, too.

What happens if I accidentally used my HSA card for groceries?

You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.

What does my HSA cover?

HSAs can be used for large and small qualified medical expenses. You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA.

Can I use HSA for dental?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Can I buy an Apple Watch with HSA?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can you buy a mattress with HSA?

According to the HSA Store, "A mattress expense is only eligible when its components and construction costs exceed those of a standard mattress for general health." To use your funds for a new mattress, you'll need to provide a letter of medical necessity (LMN) from a medical professional stating you have a medical ...