What are the details of Allianz's Cancel Anytime plan?

✅ Allianz’s Cancel Anytime upgrade reimburses 80% of your prepaid, non-refundable trip costs if you cancel for unlisted, unforeseeable reasons not covered by a standard policy.

💡 Core Coverage & Limits

• Reimbursement Rate: 80% of unused, prepaid, non-refundable expenses.
• Maximum Cap: Up to $16,000 for non-covered cancellations.
• Standard Reasons: Reimburses 100% if cancellation falls under a standard covered reason (e.g., serious illness).

🗓 Purchase Requirements

• Eligible Plans: Only available as a paid add-on for OneTrip Prime and OneTrip Premier plans.
• Time Window: Must insure 100% of your total trip cost within 14 days of your first trip deposit or payment.
• Trip Timing: Trip departure date must be at least 30 days away when you buy the plan.

📌 Cancellation Window

• Timing: You can cancel anytime up to and including the scheduled departure date, provided you have not yet left on the trip.

⚠️ Important Restrictions

• State Availability: Not offered or available to residents in every state.
• Base Exclusion: Excludes basic, economy, or post-departure-only policies.

You cannot cancel a standard Allianz insurance policy for a refund at any time, as cancellation is generally limited to a 15-day free review period (or longer depending on your state).

General Cancellation Rules

• Free Review Period: You have 15 days from purchase to cancel your travel or ticket protection plan for a full refund, provided you have not departed on your trip or filed a claim.
• After the Review Period: Standard policies become non-refundable once this window closes, and you cannot cancel them for a refund even if your trip is canceled.
• Auto or Ongoing Policies: Continuous policies like car insurance can often be cancelled at any time by logging into your Allianz Account, though terms vary by region and policy type.

The "Cancel Anytime" Option

• Trip Flexibility: Allianz offers an optional Cancel Anytime Upgrade for specific travel plans (like OneTrip Prime).
• Reimbursement: This upgrade reimburses 80% of unused, non-refundable trip costs if you cancel for reasons not covered by a standard policy.
• Timing Limits: You must buy this upgrade within 14 days of your first trip deposit and at least 30 days before departure, and you can cancel up until the scheduled departure day.

Allianz does not charge a fee to cancel your insurance policy, but whether you get a refund depends entirely on when you cancel:

• Within the "Review Period" (First 15 Days): If you cancel your Allianz plan within 15 days of purchase, you will receive a 15-day free look period with a 100% full refund.
• After 15 Days: The policy becomes completely non-refundable, meaning you will not get your premium back. Additionally, you cannot receive a refund if you have already started your trip, filed an insurance claim, or if the policy term has already ended.

Note: Depending on your region or type of coverage (such as Allianz Car Insurance in the UK), an early cancellation outside the initial cooling-off window may incur an admin fee or processing charge specified in your unique policy document.

If you are looking to cancel a trip using your policy:

If you are asking about canceling a travel reservation, Allianz doesn't charge you a fee to file a claim. Instead, the policy works based on reimbursement:

• Standard Trip Cancellation: Reimburses 100% of your prepaid, non-refundable trip expenses if you cancel for a covered reason (like sudden illness, injury, or severe weather).
• Cancel Anytime Upgrade: If you purchased this specific add-on, it acts like a partial safety net, reimbursing 80% of your non-refundable costs if you cancel for an uncovered reason.

To cancel your specific policy or check details, you can visit Allianz Partners or manage ticket-specific protection directly via Event Ticket Protection.

You can get a full refund if you cancel your Allianz Travel Insurance plan within a 15-day free review period (or longer, depending on your state), provided you have not departed on your trip or filed a claim.

Refund Rules by Policy Type

• Travel Insurance: Full refunds are only available during the 15-day free look period. After this window closes, premiums become non-refundable, even if you cancel your trip.
• Ticket Protection: You receive a full refund if you cancel within 15 days, as long as the event has not started and you have not filed a claim.
• Auto/Property Insurance (varies by region): Cooling-off periods or pro-rated refunds for unused coverage periods may apply depending on your country or regional policy terms (such as a 14-day cooling-off period in the UK).

How to Cancel

• Online: Use the official Allianz Plan Management Tool to process cancellations quickly using your email, policy number, or account.
• By Phone: Contact customer service directly (e.g., 1-866-672-9580 for US travel plans) if you need assistance modifying or canceling your coverage.

Yes, Allianz Global Assistance reached a 19.75 million dollar class action settlement regarding hidden and deceptive assistance fees on travel and event protection plans.

Settlement Overview

• The Issue: The lawsuit claimed Allianz, Jefferson Insurance Company, and BCS Insurance Company charged secret, illegal assistance fees bundled on top of regular policy premiums.
• Affected Group: California residents who bought plans between September 4, 2016, and September 30, 2023, and Washington residents who bought plans between April 2, 2018, and September 30, 2023.
• Current Status: The court granted final approval in late 2024, but cash payouts are currently delayed due to an active objector's appeal. The deadline to file a claim has already passed.

Other Actions

• Mental Health Discrimination: Washington State's Attorney General also secured a separate $1.5 million resolution with Allianz over denied claims related to mental and nervous health exclusions.