What color car has the highest insurance?

Asked by: Dashawn Champlin  |  Last update: April 9, 2025
Score: 4.8/5 (37 votes)

Does car color affect insurance rates? The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates. Learn more about the factors that impact auto insurance pricing.

What car color is the most expensive to insure?

You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does not affect the price of auto insurance.

Which color car is the cheapest to insure?

What Color Cars are Cheaper to Insure?
  • White: 29%
  • Black: 19%
  • Gray: 17%
  • Silver: 11%
  • Blue: 10%
  • Red: 9%
  • Brown/beige: 2%
  • Green: 1%

What is the best color car to avoid accidents?

Overwhelmingly, white is considered the safest car color with the lowest risk of being struck. According to one study, white cars are 12% less likely to be in a crash than black cars, even during the day.

Which car color is most expensive?

But no, the most expensive color is basically silver. It's a cool silver though! The color is actually called ""Pure Metal Silver" and it changes from deep metallic charcoal-grey to a bright shimmering silver.

Does the Color of a Car Affect Insurance?

37 related questions found

What is the hardest color car to sell?

Worst Car Colours for Resale Value:
  • Gold: While it may be a unique choice for some, gold cars often have lower resale values as they may be seen as dated or less universally appealing.
  • Purple: As a less common and quite specific colour, purple cars can be harder to sell and might fetch a lower resale price.

What is the most affordable car color?

The cheapest color to paint a car is typically one of the standard, non-metallic colors such as white, black, or certain shades of red and blue. 1 These colors tend to be less expensive for several reasons…

What color car gets stolen the most?

According to the National Insurance Crime Bureau, black, silver, white, green, and gold cars are the most stolen. Many of those car colors blend in better than others.

Which car color is hardest to maintain?

Conclusion. The bottom line is, white cars are by far the easiest to keep clean. Black cars are the hardest, as they show grime more easily and don't hide imperfections well at all. Red—or any other bright color that requires frequent cleaning—isn't ideal, but it can still work if you have some time and patience.

Which car is safest in a crash?

Subaru models tend to be considered the strongest cars in accidents for both these systems and their inherent engineering; the IIHS agrees and has included six Subaru models (the Impreza, WRX, Forester, Outback, Solterra, and Ascent) in their list of 2024 and 2025 Top Safety Pick and Top Safety Pick+ award winners.

What is the least bought car color?

The most uncommon car colors
  • Green: 2%
  • Orange: 0.5%
  • Beige: 0.5%
  • Brown: 0.4%
  • Yellow: 0.2%
  • Gold: 0.1%
  • Purple: 0.1%

What kind of car has the lowest insurance?

What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.

What is the most efficient car color?

White is one of the best car colors because it conceals dirt, dust, and tiny scratches. Cars painted white also reflect heat effectively, keeping them cooler for longer.

What color car is the least stolen?

According to the data: White and Silver/Grey Cars: These colours are stolen less frequently than others. Their high visibility may deter thieves as they are easier to spot by witnesses and law enforcement.

What is the number 1 car color?

White is the overwhelmingly most popular car color in 45 of 50 states, while black is the most popular in the remaining five.

What color car looks the cleanest?

FAQ About Car Color and Cleanliness

Light-colored cars such as gray, silver, tan, or beige are considered the easiest to keep clean. These colors are typically more reflective, which helps camouflage dirt and other imperfections, giving the car a cleaner look.

What car color is safest?

White. We've referenced the safest color car on the road. That color is white. White cars are 12 percent less likely to be involved in an accident than black cars at any time of the day under any conditions.

What is the most forgiving car paint color?

The Easiest Colors to Care For

Most variations of gray or silver are the lowest maintenance colors, followed by whites and other lighter-shade hues. Gray and silver colors don't show dirt, swirl marks, or scratches.

What color makes a car look expensive?

What colour makes a car look expensive? Black, silver, and dark metallic blues, reds, and greens are popular choices for giving a car a classy, expensive look.

What is the most crashed car color?

Multiple studies have concluded that black is the most dangerous color car you can drive. Black vehicles are involved in significantly more crashes than other color cars. Most researchers believe that this is likely due to the fact that black cars can be really tough to see.

What model car is most stolen?

1. Ford F-150. Ford pickups regularly land on the NICB's list of the most stolen vehicles.

What color car holds value best?

As of June 2023, the car colors that retain a higher resale value are:
  • Yellow (13.5% value lost over three years)
  • Orange (18.4% value lost over three years)
  • Red (20.6% value lost over three years)
  • White (21.9% value lost over three years)
  • Blue (22.0% value lost over three years)
  • Gray (22.5% value lost over three years)

What color cars increase insurance?

Does car color affect insurance rates? The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates. Learn more about the factors that impact auto insurance pricing.

What is the most expensive color?

Google "the most expensive pigment" and you'll find that Lapis Lazuli is believed to be the most expensive pigment ever created. It was pricier than its weight in gold.