What color car has the most expensive insurance?

Asked by: Pascale Reinger  |  Last update: March 18, 2025
Score: 5/5 (28 votes)

The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates.

What color car is more expensive to insure?

You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does not affect the price of auto insurance.

Which color car is the cheapest to insure?

What Color Cars are Cheaper to Insure?
  • White: 29%
  • Black: 19%
  • Gray: 17%
  • Silver: 11%
  • Blue: 10%
  • Red: 9%
  • Brown/beige: 2%
  • Green: 1%

What is the best color car to avoid accidents?

Overwhelmingly, white is considered the safest car color with the lowest risk of being struck. According to one study, white cars are 12% less likely to be in a crash than black cars, even during the day.

Which car color is the most expensive?

As of June 2023, the car colors that retain a higher resale value are:
  • Yellow (13.5% value lost over three years)
  • Orange (18.4% value lost over three years)
  • Red (20.6% value lost over three years)
  • White (21.9% value lost over three years)
  • Blue (22.0% value lost over three years)
  • Gray (22.5% value lost over three years)

Are red cars more expensive to insure

23 related questions found

What is the cheapest color for a car?

Paint color: Painting your car a basic color such as white or black will be cheaper than a less common color.

What is the hardest color car to sell?

Worst Car Colours for Resale Value:
  • Gold: While it may be a unique choice for some, gold cars often have lower resale values as they may be seen as dated or less universally appealing.
  • Purple: As a less common and quite specific colour, purple cars can be harder to sell and might fetch a lower resale price.

What color car gets stolen the most?

According to the National Insurance Crime Bureau, black, silver, white, green, and gold cars are the most stolen. Many of those car colors blend in better than others.

Which car color is hardest to maintain?

Conclusion. The bottom line is, white cars are by far the easiest to keep clean. Black cars are the hardest, as they show grime more easily and don't hide imperfections well at all. Red—or any other bright color that requires frequent cleaning—isn't ideal, but it can still work if you have some time and patience.

What color car gets the most speeding tickets?

According to the National Motorists Association, white-colored vehicles get pulled over the most. That said, red vehicles come in second, followed closely by gray and silver.

What is the least bought car color?

The most uncommon car colors
  • Green: 2%
  • Orange: 0.5%
  • Beige: 0.5%
  • Brown: 0.4%
  • Yellow: 0.2%
  • Gold: 0.1%
  • Purple: 0.1%

What kind of car has the lowest insurance?

What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.

What is the most efficient car color?

White is one of the best car colors because it conceals dirt, dust, and tiny scratches. Cars painted white also reflect heat effectively, keeping them cooler for longer.

What color car is the least stolen?

According to the data: White and Silver/Grey Cars: These colours are stolen less frequently than others. Their high visibility may deter thieves as they are easier to spot by witnesses and law enforcement.

What color car looks the cleanest?

FAQ About Car Color and Cleanliness

Light-colored cars such as gray, silver, tan, or beige are considered the easiest to keep clean. These colors are typically more reflective, which helps camouflage dirt and other imperfections, giving the car a cleaner look.

What car color is safest?

White. We've referenced the safest color car on the road. That color is white. White cars are 12 percent less likely to be involved in an accident than black cars at any time of the day under any conditions.

What is the most forgiving car paint color?

The Easiest Colors to Care For

Most variations of gray or silver are the lowest maintenance colors, followed by whites and other lighter-shade hues. Gray and silver colors don't show dirt, swirl marks, or scratches.

What color makes a car look expensive?

What colour makes a car look expensive? Black, silver, and dark metallic blues, reds, and greens are popular choices for giving a car a classy, expensive look.

What is the most crashed car color?

Multiple studies have concluded that black is the most dangerous color car you can drive. Black vehicles are involved in significantly more crashes than other color cars. Most researchers believe that this is likely due to the fact that black cars can be really tough to see.

What car is the hardest car to steal?

What do stats say about the least stolen vehicles? According to an insurance report by HLDI, vehicles like the Tesla and other fully electric vehicles remain among the hardest overall for thieves to steal. Volvo XC60, Subaru Ascent, and certain Chevy and GMC models are giving car thieves a run for their money also.

What color car not to buy?

What Are the Most Dangerous Car Colors? The most dangerous car colors tend to be the darkest ones. Just because you buy a black, gray, blue, or green car does not make you unsafe or accident-prone, but it does put you at a higher risk of getting into an accident, all things being equal.

What color car loses its value the fastest?

Brown, a shade that is uncommon across most vehicle types, also happens to lose its value faster than any other color, depreciating at a rate 1.2 times faster than the industry average.

What is the most attractive car color?

White tops our list as the hottest color for cars 'cause it's just so fresh and clean. The reason why white works so well is that it can be used to create the most visually-appealing contrast between the main body of the car and smaller parts like the wheels, grill, or windows.